One app for all members - Securely and safely check balances, transfer funds, view transactions and more anywhere, anytime.

With OnPoint Mobile you can:

• Sign in securely with Touch ID and Face ID (on supported devices).
• Manage your bills and pay almost anyone, schedule recurring bill payments and receive eBills.
• Send money to anyone in the U.S. with a phone number or email address.
• Send a domestic wire transfer.
• Transfer funds between your OnPoint accounts and your accounts at other financial institutions.
• Set travel notifications for your OnPoint debit or credit cards.
• Freeze your OnPoint credit card (for peace of mind or if lost or misplaced).
• Deposit checks without the need to visit a branch or ATM.
• View cleared check images and mobile deposit check images.
• Customize account names, preferences, and alerts.
• Search transactions to quickly and easily find a specific transaction without endless scrolling.
• View eStatements.

Additionally, business members can:

• Add entitled users and set and control their access rights and limits.
• Generate ACH payments, such as payroll. (ACH Agreement required prior to using ACH payment services.)

What’s New

Version 4.3.5714

We're continually working to optimize your mobile banking experience. This update includes general bug fixes and improvements.

Ratings and Reviews

4.6 out of 5
9.9K Ratings

9.9K Ratings

shaun J.D. ,

I’m impressed

Since I was introduced to the app i was continually having questions. Not that the app was hard to navigate because the drop menu and access to all my accounts are easy.
Linking external accounts took a phone call to Onpoint but was also a straight forward process. I spoke to Gina Marlo who helped me understand and complete the connection. She was very helpful and excited to take me step by step. This makes me want to bank with only Onpoint and I look forward to doing so in the many years to come.
The app is so convenient and this helps me day to day be stress free. I’m able to see everything done on my account and maneuver where I want, how I want, when I want to keep my credit score high.
I’m very happy with Onpoint and there employees.

Developer Response ,

Thank you for your detailed review and being an OnPoint member!

omagaaaeva ,

The app needs some updates

I switched over from OSU Credit Union to this one and the design of this app is making me regret it. I loved my OnPoint experience so far and have tried to work with this app, but it’s been so frustrating to me that anytime I make a purchase or pay a bill, the transactions I’ve made do not show immediately, nor in the correct order that i made them. Sometimes it will say it’s pending, but it doesn’t subtract that amount from my total. I never trust the available balance it shows because unless I haven’t made a purchase in the last two days, it’s not going to be correct. I also don’t like that I can’t make a transfer from my credit card to my debit card. If I am moving around my money between my own accounts I don’t see why it should take a whole two business days to do that. These are the main things I like to use a banking app for and I can’t enjoy any of them. The OSU app does a much better job at all of this for sure. I have tried to like it for 6 months now expecting there to be updates addressing these issues, but I’ve seen nothing yet. I don’t even care about how it looks I just want it to be helpful.

Awesomeness!19 ,

Great but needs a little work

The app is great for mostly everything you need to do. Check accounts, make transfers, deposit, make payments on other accounts or loans.
I would like to see a couple more options. On other banking apps I have been able to preview certain account balances without logging in, like how much my credit cards has on it for example, and I really liked that feature.
One thing that has really irritated me about this app- not sure if it was a glitch or what but it doesn’t always update with the current balance of accounts. I have one account where I use it as a weekly allowance as part of my budgeting, so I check it all the time and it didn’t update once for 4 days. Thinking I still has money in the account I kept spending and it over drafted me! Even after that happened it still didn’t update until I logged onto a computer THEN it updated on my phone. Besides that I think it’s great

App Privacy

The developer, OnPoint CU, indicated that the app’s privacy practices may include handling of data as described below. For more information, see the developer’s privacy policy.

Data Linked to You

The following data may be collected and linked to your identity:

  • Contact Info
  • Contacts
  • Identifiers
  • Usage Data
  • Diagnostics

Privacy practices may vary, for example, based on the features you use or your age. Learn More


  • Family Sharing

    With Family Sharing set up, up to six family members can use this app.

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