Bank of America Mobile Banking 4+

Secure & Easy Mobile Banking

Bank of America

    • Free


Bank conveniently and security with the Bank of America® Mobile Banking app for U.S.-based accounts.

Manage Accounts
• View account balances and review activity
• Activate or replace credit/debit cards
• Set alerts for important account info

Transfer Money and Pay Bills
• Securely send and receive money with Zelle® using a U.S. mobile number or email address¹
• Transfer funds between your Bank of America and linked Merrill accounts
• Pay bills

Check Deposit
• Take photos of checks to deposit them
• Get immediate confirmation that your check is processing²

Erica, Your Virtual Financial Assistant³
• Ask Erica to find transactions, pay bills and more
• Get valuable alerts, and helpful insights

• Set up Touch ID® / Face ID®
• If fraudulent activity is suspected on your card, we’ll notify you
• View security center
• With our Mobile Banking Security Guarantee, you’re not liable for fraudulent transactions when reported promptly4

Manage Investments with Merrill
• Trade stocks, ETFs, mutual funds
• View up-to-date Market data, news, and quotes
• Send messages and documents securely to your advisor

See the Online Banking Service Agreement at for more information. Mobile carrier message and data rates may apply.

¹ Zelle transfers require enrollment and must be made from a Bank of America consumer checking or savings account to a domestic bank account or debit card. Recipients have 14 days to register to receive money or the transfer will be canceled. Dollar and frequency limits apply.

² Deposits are subject to verification and not available for immediate withdrawal. Other restrictions apply.

³ Erica does not provide investment advise. Erica only listens or speaks when you tap the microphone and retains interactions to optimize your experience. Erica speaks aloud and hears and responds to all voices. Erica is only available in English.

4 You’re not liable for fraudulent Mobile Banking transactions when you notify the bank within 60 days of the transaction first appearing on your statement and comply with security responsibilities.

Investing involves risk. There is always the potential of losing money when you invest in securities.

Merrill Lynch, Pierce, Fenner & Smith Incorporated (also referred to as "MLPF&S" or "Merrill") makes available certain investment products sponsored, managed, distributed or provided by companies that are affiliates of Bank of America Corporation ("BofA Corp"). MLPF&S is a registered broker-dealer, registered investment adviser, Member SIPC and a wholly owned subsidiary of BofA Corp.

Insurance and annuity products are offered through Merrill Lynch Life Agency Inc. ("MLLA"), a licensed insurance agency and wholly owned subsidiary of BofA Corp.

Banking products are provided by Bank of America, N.A., and affiliated banks, Members FDIC and wholly-owned subsidiaries of Bank of America Corporation.

Investment, Insurance, and Annuity products:
• Are Not FDIC Insurance
• Are Not Bank Guaranteed
• May Lose Value
• Are Not Deposits
• Are Not Insured by Any Federal Government Agency
• Are Not a Condition to Any Banking Service or Activity

All features may not be available in iPad and may only be available for certain account types.

Zelle® and the Zelle® related marks are wholly owned by Early Warning Services, LLC and are used herein under license.

iPhone, iPad, Touch ID and Face ID are registered trademarks of Apple®, Inc.

Bank of America related trademarks are trademarks of Bank of America Corporation

Bank of America, N.A. Member FDIC.

© 2024 Bank of America Corporation

What’s New

Version 24.05.06

In this release, we've made some minor enhancements and bug fixes.

We're always making improvements, so turn on automatic app updates to get the latest. Go to Settings > App Store, and toggle on "App Updates".

Ratings and Reviews

4.8 out of 5
4.5M Ratings

4.5M Ratings

SvetaStolyarenko ,

some good words to share

Hello, my name is Svetlana and recently i did started with BofA bc I was in need to switch the financial manager. My two last experience with different local banks was in trouble, lots of fraud. I’m using BofA for few months sofar. First of all I would say the online banking office is in really good shape with organisation and colour matching and that makes my work’ process cozy incalm and professional atmosphere. This is bigdeal for me, thank you for choosing professional designers and ITshers. Privacy seems to be top too, same as easy connection and communication with other country’ payees or banks by Zelle, Zelle is very nice option. For now I believe I mention all and yes, if you would like me to ask my opinion how to improve I definitely has one. I believe international Zelle would fit well bc Western Union is not working and there are no other function same top quality for money transfer so far. This is the reason why I believe international Zelle with such a security as BofA can offer and guarantee will be giant plus with benefits for BofA. We all have friends and family members abroad and all over the word and we all tired of moneytransferheadache. Why do we need it ? We were having much comfy life before “covidtime” yet, as a human beings we always have power to fix and change our comfy life back with new options and functionality. I hope it finds you well. Thanks. Regards Svetlana S’.

Question Woman ,

52 Year Depisitor

I’ve written several reviews before. None have been addressed or done any good to resolve my issues with my BofA app.
After a number of years I cancelled an automatic transfer from my BofA checking account to my Valley Strong (then Kern School’s) checking account. This never was handled properly and I had to repeatedly “re cancel” the recurring transaction.
After multiple phone calls and three separate in person visits to my branch the manager sent in a legal complaint on my behalf. I subsequently received a letter from BofA stating that my request had finally been processed and that no further transfers would take place. This was accurate for two or three months and then the transfers started again.
I have no idea what I can do at this point other than closing my account. This would cause multiple problems for myself and my adult children whom I have linked with several of my accounts for a number of reasons. I’m highly disappointed with the bank I’ve chosen to work with my entire adult life and BofA seems not to care about the problem it’s set up for me and my family, nor how long it’s effected me.
I will, once again try to resolve the bank’s mistake but with great distain and now a quite a bit of distrust.

+SB- ,

not the best app i’ve seen

It functions okay. Has all the features most bank apps use. Online check deposits, zelle, switching between accounts. However it does lack fluidity compared to other apps i’ve used such as chase and amex. Switching between business and personal accounts for example is extremely buggy. Unlike chase you get two tabs one says Personal and the other Business. Also check deposits can be annoying if you have multiple checks. You manually have to click deposit, take photos of front and back, enter amount, submit and then repeat the process per check. A feature that should be integrated- deposit multiple checks without having to restart the process for every individual check. Have some sort of group deposit mechanism. Also a feature to manually type in the account number or routing number if it’s illegible would be great! Some signatures get in the way and the built in camera app has trouble reading required info. Also an estimated, current balance, ledger balance in app would be better than logging onto a desktop website to see what you have. I don’t want to rant so to sum it up, this app doesn’t have the smaller quality of life features I’d like to see from such a major bank. I only wrote this because i’m hoping a dev would read and take this into consideration and not to bash BOA they’ll always be great. I just expect a little more focus to detail.

App Privacy

The developer, Bank of America, indicated that the app’s privacy practices may include handling of data as described below. For more information, see the developer’s privacy policy.

Data Linked to You

The following data may be collected and linked to your identity:

  • Identifiers
  • Usage Data
  • Diagnostics

Data Not Linked to You

The following data may be collected but it is not linked to your identity:

  • Location
  • User Content
  • Search History

Privacy practices may vary, for example, based on the features you use or your age. Learn More


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