Spenda - Spend Smarter
Track & improve spending
Only for iPhone
Free · In‑App Purchases · Designed for iPhone. Not verified for macOS.
iPhone
Spotify Wrapped for your bank. Discover your Money DNA, understand your spending, and turn everyday purchases into insights.
Take control of your money with Spenda — the smarter spending tracker that helps you understand your habits and make better financial decisions.
Connect your bank securely and turn your everyday spending into simple insights.
SPENDA FEATURES
Worth It?
Ever wondered where your money actually goes?
Spenda lets you review purchases and decide whether they were really worth it, helping you understand your spending habits over time.
Spending Insights
See your transactions, categories and spending patterns clearly in one place.
Discover where your money goes without spreadsheets or complicated budgeting.
Weekly Spending Recap
Get a personalised breakdown of your spending habits.
See your biggest categories, spending trends and weekly highlights.
Smart Spending Notifications
Receive helpful reminders based on your spending activity.
Review purchases, understand habits and stay aware of your money.
Secure Bank Connection
Connect your bank securely using regulated Open Banking technology.
Spenda never receives or stores your banking passwords.
Spenda Premium
Upgrade to unlock:
- Advanced spending insights
- Personalised analysis
- Deeper spending patterns
- Premium money features
SECURITY & PRIVACY
Your security matters.
Bank connections are handled through secure Open Banking providers.
You stay in control and can disconnect your account at any time.
SUBSCRIPTIONS
Spenda Premium subscriptions are charged through your Apple account.
You can manage or cancel subscriptions anytime in your Apple ID settings.
Terms of Use (EULA):
https://www.apple.com/legal/internet-services/itunes/dev/stdeula/
Privacy Policy:
https://spenda.bymmf.co.uk/privacy
Ratings & Reviews
- This app hasn’t received enough ratings or reviews to display an overview.
New Money DNA improvements, a refreshed experience, smarter spending insights, and smoother performance throughout the app. We've also fixed bugs and polished the experience to make discovering your spending habits even more fun.
The developer, Milo Fowler, indicated that the app’s privacy practices may include handling of data as described below. For more information, see the developer’s privacy policy .
Data Linked to You
The following data may be collected and linked to your identity:
- Purchases
- Financial Info
- Contact Info
- Identifiers
- Usage Data
Data Not Linked to You
The following data may be collected but it is not linked to your identity:
- Diagnostics
Accessibility
The developer has not yet indicated which accessibility features this app supports. Learn More
Information
- Seller
- Milo Fowler
- Size
- 6.8 MB
- Category
- Finance
- Compatibility
Requires iOS 26.4 or later.
- iPhone
Requires iOS 26.4 or later. - Mac
Requires macOS 26.4 or later and a Mac with Apple M1 chip or later. - Apple Vision
Requires visionOS 26.4 or later.
- iPhone
- Languages
- English
- Age Rating
4+
- 4+
- In-App Purchases
Yes
- Spenda Premium Yearly $39.99
- Spenda Premium Monthly $5.99
- Copyright
- © 2026 Spenda