We’re built to help you build wealth better. Earn a high APY on your cash, and invest with expert-built portfolios. Effortlessly.
CASH ACCOUNT: EARN UP TO 4.20% Annual Percentage Yield (APY)
Earn a 3.30% base APY from program banks—and even higher. Pay zero account fees, get free instant withdrawals to eligible accounts, and access over 19,000 free ATMs. New clients get a 0.65% APY boost for three months. Stack your boost with a long-term 0.25% increase when you direct deposit $1,000 a month and fund an investing account. Terms and conditions apply. Learn more at wealthfront.com/cash.
AUTOMATED INVESTING ACCOUNT: EXPERT-BUILT ETF PORTFOLIOS
Hands-off investing made easy. We’ll recommend a globally-diversified portfolio of index funds that’s personalized for you. We automatically handle the trades, reinvest your dividends, and help lower your taxes through tax-loss harvesting.
INVEST IN STOCKS WITH ZERO COMMISSIONS
Invest directly in the stocks and ETFs that you believe in. Get started for as little as $1.
UPGRADE YOUR S&P 500® INVESTING
Invest directly in stocks of the S&P 500® and we’ll manage everything for you. We handle all the trades and take advantage of dips in the market to look for opportunities to lower your tax bill.
BUILD YOUR WEALTH IN ONE PLACE
Get a big-picture view of your finances and make sure you’re on track now and into retirement. Say goodbye to multiple apps and forgotten passwords, and take the guesswork out of building wealth.
The information contained in this communication is for general informational purposes only should not be construed as tax advice, an offer, recommendation, or solicitation to open an account or to buy or sell any security. Wealthfront does not provide tax advice. Consult a tax professional.
The Cash Account, which is not a deposit account, is offered by Wealthfront Brokerage LLC ("Wealthfront Brokerage"), Member FINRA/SIPC. Wealthfront Brokerage is not a bank. The base Annual Percentage Yield ("APY") on cash deposits as of January 30, 2026, is representative, requires no minimum, and may change at any time. References to the APY for the Wealthfront Cash Account, including any APY increase, are to the APY paid by insured depository institutions that participate in our cash sweep program (the "Program Banks”). Wealthfront Brokerage does not pay interest. Wealthfront Brokerage sweeps cash balances to Program Banks, where they earn the variable base APY.
How to earn 4.20% APY for a limited time: New clients are eligible to receive a one-time 0.65% APY increase for 3 months on up to $150,000 in their Cash Account. In addition, the Direct Deposit Plus Investing Program (“DDI Program”) from Wealthfront Advisers LLC and Wealthfront Brokerage LLC collectively, “Wealthfront” provides eligible clients a 0.25% APY increase that can apply to the full Cash Account balance if you direct deposit $1,000 per month into the Cash Account plus fund and maintain an investing account. Wealthfront may change or end the program at any time and determines eligibility at its discretion. See full Terms and Conditions for both promotions at wealthfront.com/promo-terms.
Investing involves risk, including the possible loss of principal. Securities investments are not bank deposits, bank-guaranteed or FDIC-insured, and may lose value. Investment management and advisory services are provided by Wealthfront Advisers LLC, an SEC-registered investment adviser.
Diversification and automated investing do not guarantee profits or prevent losses. Results vary by strategy and time horizon. Index funds and ETFs provide broad diversification but can still carry market, sector, or asset-class risks. See Full Disclosure at wealthfront.com/legal/disclosure for more info.
See the final slide image for additional important disclosures about the S&P 500 Direct, tax-loss harvesting, and more.
Copyright 2026 Wealthfront Corporation. All rights reserved.
Wealthfront has not only been amazing as a wealth management app, their customer service is also amazing. A few months ago I saw a transaction of $115 in my bank account. I could not trace this transaction’s origin. So I called Wealthfront to see if they could track it down. The person I talked to was very respectful and helpful and told me that they would provide me a credit for this amount and look deeper into it for some time and then update me on where this came from. She also immediately asked me to close my debit card and provided me with a new one. Within the next week or two I got a credit for the amount of money that I was asking about and Wealthfront sent me a letter to let me know that they were looking into the issue and if they could figure out where this transaction came from then they would either let me keep the credit or take it back if it was actually done by me. Finally, after a few weeks they sent me another letter to let me know that they granted the claim and the provisional credit that I received was officially mine, as the dispute had finally been resolved on their end. They let me keep my credit and they did not investigate me as if I were some type of criminal, which I know other banks do (I know Wealthfront isn’t a bank). Next, I also had a question about taxes because I was doing a rollover and there were several questions I had from the previous custodial account, and they struggled very much to answer my questions. Wealthfront, on the other hand, was able to answer my questions with one phone call and within about 7 minutes, I had no more questions. I am very happy with Wealthfront’s customer service and they have provided a great application for me to manage my money.
Alas...
plaintiger
I used to recommend Wealthfront to everyone who'd listen and several people who wouldn't, but no more. I thought it was the best financial institution to ever appear on the planet, and I think, for a while – and excepting their preposterous requirements for mobile check deposit – it was. Unfortunately, over the past month or so, several transactions I've tried to make were declined due to their obviously faulty security system that now flags perfectly ordinary transactions – including my monthly cell phone bill – as "suspicious". I wouldn't even mind this nearly so much if their response to every "suspicious" transaction was to immediately send me a text asking whether the transaction was valid, but they now do this on only the rarest of occasions, leaving me, 99% of the time, to call them on the phone, wait on hold for some period of time, and then talk with a representative for about 20 minutes in order for the representative to make a "one-time exception" to the overzealous security system's error so that I can complete the transaction in question and have my *next* purchase or payment declined instead.Due to this and the aforementioned unreasonable requirements for mobile check deposit, I'm moving my money out of Wealthfront and likely closing my accounts. And I've told everyone I recommended them to that I no longer recommend Wealthfront at all.It's a crying shame, but everything changes, and, alas, Wealthfront has proven no exception.
Developer Response
Hi plaintiger,Thank you so much for taking the time to leave a detailed and thoughtful review! We really appreciate it!
Very Functional and Easy to Use
RamenIsGood
This app is very functional and easy to use. It gives users a quick way to assess their complete financial situation through the ability to link to all your external accounts with other financial institutions. It will also show a projection of your financial situation throughout your lifetime, if you desire. The app makes it very easy to add money to your Wealthfront accounts or transfer money out of Wealthfront to another institution. There are two distinct reasons I did not give the Wealthfront app five stars. First, the app does not give users the ability to change their risk tolerance score. Users must log on to Wealthfront’s actual website to do that, which is tremendously inconvenient. Second, although I like the financial future modeling the app provides, there is no available explanation of the modeling used to make such a long term forecast. Specifically, I would like to know the assumed annual rate of return in the model as well as whether it accounts for an assumed annual pay increase or an assumed increase in the value of your home. This would all be possible by adding a simple link that explains the specifics of the assumptions and methodology behind the model used to calculate important values like your predicted net worth at retirement age. I am sure this seems like a niche request, but some more financially and data savvy users would appreciate it.
Developer Response
Hi and thank you for the feedback. Please note, all of this information is available on the full website. The methodology for our model is available on the app (click on your specific goal and scroll down to Methodology). Please send an email to support@wealthfront.com for any account-specific questions. We will also share your feedback with the team. Thank you.
This app works great and is accessible, a very nice substitute for the desktop website
BabooWalji
Very rarely do I come across apps which are built well. Most apps nowadays are just a mirror image of their desktop websites.This app is very nice, it shows you your performance history, and lets you control quite a few settings directly from the app. The only time I use the desktop website now is to get a temporary password for tax preparation purposes. Otherwise, I am exclusively on the app.This is one of the most well-thought-out apps I have ever used.Aside from a great UI, this app is one of the rareones which is fully accessible using the voiceover screen reader on iOS. I would not expect that from an investment app, since many times the disabled community is cut off from apps like this one. But, Wealthfront has taken extra steps to make their app accessible.A quick sidenote, to everyone who is rating this app down because of portfolio performance, this is not what these reviews are meant to be for. Your performance of your portfolio does not indicate usage or ease of use of the app. Please stop rating the app down because you're not getting the returns on your investments that you expected to get. Thank you!
Developer Response
Hi BabooWalji, Thank you for taking the time to leave a review. We would be happy to look into your account and provide assistance. Please send us an email to support@wealthfront.com
Bug fixes and performance improvements.
Version 2026.8.5
The developer, Wealthfront, indicated that the app’s privacy practices may include handling of data as described below. For more information, see the developer’s privacy policy .
Data Linked to You
The following data may be collected and linked to your identity:
Purchases
Financial Info
Contact Info
Identifiers
Usage Data
Diagnostics
Privacy practices may vary, for example, based on the features you use or your age. Learn More
Accessibility
The developer has not yet indicated which accessibility features this app supports. Learn More