Marcus by Goldman Sachs‪®‬ 4+

Banking & Personal Finance

Goldman Sachs

    • Free



Marcus by Goldman Sachs offers financial products to help you make the most of your money.


Earn competitive rates on Online Savings Accounts, High-Yield CDs, No-Penalty CDs and Rate Bump CDs

-Open accounts and add funds in a few taps

-Manage accounts, check balances and schedule transfers on the go

-Check current rates any time

-Use calculators to predict growth

-No minimum deposit to open an Online Savings Account



With a GM Rewards Card, you can earn toward a GM vehicle.

-Apply for the My GM Rewards Mastercard, GM Business Mastercard or GM Extended Family Mastercard

-Earn on your everyday purchases

Marcus by Goldman Sachs® is a brand of Goldman Sachs Bank USA and Goldman Sachs & Co. LLC (“GS&Co.”), which are subsidiaries of The Goldman Sachs Group, Inc.

All loans, deposit products, and credit cards are provided or issued by Goldman Sachs Bank USA, Salt Lake City Branch.

© 2024 Goldman Sachs Bank USA. All rights reserved. Member FDIC. Equal opportunity lender.

Goldman Sachs Bank USA, Salt Lake City Branch, is the issuer of the GM Rewards Cards. GM is solely responsible for the operation and administration of the Earnings program and points program. For more details, including redemption options, go to

© 2024 The Goldman Sachs Group, Inc. All rights reserved.

What’s New

Version 2.1.3

This release contains bug fixes and performance improvements.

Enjoying the Marcus app? We'd love to hear more about it! Please consider leaving us a rating or review.

Ratings and Reviews

4.9 out of 5
201.7K Ratings

201.7K Ratings

Marcus App Review ,

Good App. Touch ID / Face ID Issue (FIXED 5/1/20)

It’s a good app. Only one issue about Touch ID/Face ID. I just spoke to Marcus customer service, after you log in, do not log out. If you do log out, next time you open the app, you have to log in manually again (enter your email & password, very annoying). Just close the app and after 3 - 5 minutes later, it will log you out. Next time you open the app, you will see a Touch ID/ Face ID prompt. Not sure why Marcus set it up this way. Other banking apps, you log out. Hopefully Marcus will fix this. I feel more secure if I can log out after using the app. Also, not sure why Marcus is making us create a 4 digit pin/passcode. We don’t need it for online, however we need it for the app login? Just make it simple like other banking apps, allow us to log out/sign out, allow us to log in using Touch ID/Face after logging out, and please get rid of the passcode.

UPDATE 5/1/20: Logging out/Touch ID/Face ID issues are fixed. Now it’s perfect. Thank you developers!

ughkid ,

Let’s see how this goes

I just opened up my Marcus accounts & downloaded the app. I like how quick & easy everything was to set up & transfer. The design/ layout is super simple. I like that because I don’t need many functions. I just want the money to sit in there. My only issue is that you can’t name the accounts. I have them separated for different things and this would have been a big plus. Hopefully, that’s the only issue but we’ll see how this goes.

You can name your accounts now! I’m very pleased because this has been my only issue. It’s a wonderful app and I’ve never had a problem with it. Very simple and easy to use. The recurring transfers allow me to save without thinking. And each account can be set up individually which is a plus because I have multiple accounts for different things and prioritize them differently. It also has a pretty comparable interest rate for a HYSA.

Developer Response ,

We appreciate the kind words! Our team has been hard at work making improvements to the app. Please let us know if you have any additional thoughts you’d like to share.

Booney2213 ,


My wife and I have been Marcus customers for about 5 years. I have never had any issues but I have only put money in. Recently, we were trying to purchase a home that we have now lost because of Marcus. Marcus is refusing to release our entire life savings to our own account. Now we are so furious that we want all ties cut with Marcus and to close our accounts. We also learned apple cut ties with Marcus for the same issue and this is something Marcus has done for years. We initiated 4 wire transfers over 10 business days that all either get “lost” in Marcus’s online system or get declined for unknown reasons. We have spoken to probably over 100 customer service agents who all tell us a different reason how it’s our fault that it didn’t go through yet don’t actually try to help us. Every phone call we spend 30-40 minutes on hold and get transferred to different departments to be told that we simply just need to initiate another transfer. We reached out to a lawyer and now have to spend weeks putting in formal complaints with the BBB, FDIC, consumer financial protection bureau. Do not make the mistake we did. Do not use this bank

Developer Response ,

Hi there. We are truly sorry to hear about your experience. Rest assured, your feedback has been shared with the right team. If there is anything we can do to help, kindly give our team a call 24/7 at 1-855-730-7283, and request a supervisor.

App Privacy

The developer, Goldman Sachs, indicated that the app’s privacy practices may include handling of data as described below. For more information, see the developer’s privacy policy.

Data Linked to You

The following data may be collected and linked to your identity:

  • Purchases
  • Financial Info
  • Contact Info
  • User Content
  • Identifiers
  • Usage Data
  • Diagnostics

Privacy practices may vary, for example, based on the features you use or your age. Learn More


  • Wallet

    Get all of your passes, tickets, cards, and more in one place.

More By This Developer

GS Now
Goldman Sachs Wellness
Goldman Sachs Events
GS Select
Marquee Trader Mobile

You Might Also Like

Wealthfront: Save and Invest
CIT Bank
Betterment Invest & Save Money
LendingClub: Banking and More
M1 - Investing & Banking
GM Financial