ANZ Plus 4+

A new way to bank by ANZ

ANZ Banking Group Limited

    • Free

iPhone Screenshots

Description

Download the ANZ Plus app to join in minutes and get two smart accounts; an everyday account that tracks your spending and a savings account that can help you save and earn interest^ANZ Plus Home Loans are now available to applicants looking to apply to refinance their home loan. Exceptions apply to NT and Tasmania, and eligibility criteria apply

Visit anz.com/plus/digital-home-loans to see if ANZ Plus is right for you

ANZ Plus
· See where your money goes: See your spending broken down into categories for easier budgeting
· Don’t be caught short: Get predictions for your upcoming bills and subscriptions+

ANZ Save
· Reach your goals: Set and track up to 99 goals in your ANZ Save account
· Keep on track: Set up regular transfers between your ANZ Plus accounts

Security you can bank on
· Verify with Selfie ID: Snap a selfie to confirm it’s really you, not someone trying to open accounts in your name
· ANZ Falcon™ fraud monitoring: Our trusted anti-fraud technology and expert team monitor your accounts 24/7 to keep them safe
· ANZ Fraud Money Back Guarantee: Be reimbursed for fraudulent card transactions if you tell us promptly and didn't contribute to the loss
· Your money is protected: By the Australian Government Financial Claims Scheme, up to $250k in total per ANZ account holder

ANZ Plus Coach
· Get tips to help you spend less and save more. Message a Coach securely in-app for help or to book 1-1 sessions

Stuff you need to know:
· ANZ Plus is for Australian residents 15 and older only, with a valid passport or driver’s licence
· Home loans: Applications subject to credit assessment. Eligibility criteria apply visit anz.com/plus/digital-home-loans to see if you could be eligible and other things you should know
· ANZ Plus and Save accounts and the ANZ Plus Home Loan are exclusive to the ANZ Plus app. You won’t see them in any other ANZ App or Internet Banking. You won’t see other ANZ accounts in the ANZ Plus app
· ANZ Plus doesn’t currently offer joint deposit accounts. You can only open ANZ Plus and Save accounts for an individual. But ANZ Plus offers joint home loans if you apply for an ANZ Plus Home Loan
· If ANZ Plus isn’t right for you, check out our other ANZ products at anz.com.au

Important Information

When you download the ANZ Plus app and use it a contract is made between you and ANZ on the terms of the ANZ Plus App T&Cs available at anz.com.au/plus (also available in-app). You should read them before you download and use the ANZ Plus app. Any advice is general and might not be right for you. The Financial Services Guide, Target Market Determination, ANZ Plus Home Loan T&Cs and ANZ Plus and ANZ Save Accounts T&Cs are available at anz.com.au/plus. You should read them before deciding to apply for or keep these products. Australia and New Zealand Banking Group Limited ABN 11 005 357 522 AFSL 234527 Australian Credit License Number 234527

Read the ANZ Privacy Policy at anz.com.au/privacy/centre/policy

* Transaction fees may apply. See the ANZ Plus and ANZ Save Accounts T&Cs for details of these fees
^The interest rate that applies to your entire ANZ Save balance may change depending on the daily balance. A lower interest rate will apply across the entire ANZ Save balance if the daily balance is $250,000 or more. You can earn interest this way until 1st September 2024, after which additional criteria will apply that may affect how much interest you earn. Interest rates are subject to change. For more information visit anz.com.au/plus/interest-fees
+The upcoming expenses tool is a general guide only and is based on historical debits to your ANZ Plus account
By downloading the ANZ Plus app you agree that we may arrange for a commission to be paid to a comparison website provider or other third party if they referred you to ANZ
™ Falcon is a trademark of Fair Isaac Corporation
Apple and Apple Pay are trademarks of Apple Inc. registered in the U.S. and other countries
Registered office: 833 Collins Street VIC 3008

What’s New

Version 1.0.220

This release brings bug fixes and improvements to our ANZ Plus experience.

We're always updating ANZ Plus so make sure you stay up to date by keeping automatic updates turned on.

Ratings and Reviews

4.8 out of 5
20.2K Ratings

20.2K Ratings

Jwyc112211 ,

Yes to payment notifications!

Finally an app with notifications! I usually bank with ANZ but the fact that ANZ PLUS has notifications has convinced me to almost swap across. Only barrier stopping me from switching across is no PAYID but I can see that the feature is on its way and I’m looking forward to it! Unable to add card to Apple Pay without the physical card so still waiting for it to arrive so I can start using my plus account. Also loving the UI and the design of the app!

Update: Received my card in the post so I’ve linked it up the Apple Pay. I’ve just realised that you cannot make automatic/recurring payments to other bank accounts outside of your ANZ plus/savings account. Hopefully that will be available soon along with being able to use FaceID to login.

Developer Response ,

So glad to hear you're loving some of the ANZ Plus features & design! We are working hard to release more new features soon, including some that you've already mentioned (great minds think alike!). Make sure you keep your ANZ Plus app up to date to have access to the most up to date features and tools.
- Hollie, ANZ Plus

Jimmy_Lmao ,

Great concept but with struggles

I love the idea of a reasonably attractive savings interest rate on offer without having to jump through annoying hoops (no card transaction requirements is a big plus). However, it was probably the most difficult bank sign-up process I’ve ever encountered and I’ve tried over 10 different popular banks in Australia. Having to scan your ID and take a selfie is intrusive enough, but then there were a bunch of IT issues on top of that leading me to take 20+ photos and none of them worked. I went back a few hours later and finally managed to get it set up but it was a struggle and really needs improving - I would prefer to enter my licence number and have it cross-referenced using the usual ID checking systems. Lastly, while the app is well-designed, intuitive and responsive, it is missing key features such as Face ID for easy secure login and Pay ID for convenient instant transfers (though Osko is available which is good). I would still recommend the app/accounts if you are patient enough for some hassles, but would love to see the improvements to turn this into a good hassle-free experience.

Developer Response ,

Thanks for taking the time to share your thoughts and experience. We're working hard behind the scenes to bring in new enhancements to improve your banking experience. I would invite you to please keep your eyes peeled for future updates. Pranay - ANZ Plus.

Adriana Co. J ,

Tiny details

I have been an ANZ customer since I opened my first ever bank account, and they’ve always been just good enough and above other bank identities.

When I heard of ANZ plus, I tried to do some research before opening an account, as I’ve done that big mistake of rushing into it before. Everything that was promised was done, got a huge interest, nice and smooth interface, and great running software.

As far as I can say, there’s really a few to no things that I consider should get upgraded or even improved.

I do miss the iOS compatible widget from the original app where you could see your available funds on each account, since, now I can’t get around opening the app to do so.

Besides that, the bugs would probably be something to go after secondly, however, there’s not something specific that I could pin point, since it gets fixed as soon as I notice it.

Finally, I would say that the fact that there’s not physical branch yet, for this specific part of ANZ, is a bummer. Phone appointments are consistently improving and becoming common, however, from time to time I would prefer to speak to a staff member for a more interactive conversation, as I can display my concern, whether that’d be on my phone or laptop, and they’d be able to indicate the problem and instructions to follow up.

I would confidently affirm this is the best app within ANZ, perhaps even amongst all other banking apps (clearly only abstained to Australia and NZ). Keep up the great work!

Developer Response ,

Wow! Thank you so much for taking the time to send such detailed feedback, Adriana. We really appreciate it. We're working hard behind the scenes to bring in new enhancements to improve your banking experience. If there's anything more specific you'd like to share or discuss, reach out to a Coach via the Support tab of the app, we'd love to hear from you! Caitlin - ANZ Plus

App Privacy

The developer, ANZ Banking Group Limited, indicated that the app’s privacy practices may include handling of data as described below. For more information, see the developer's privacy policy.

Data Linked to You

The following data may be collected and linked to your identity:

  • Financial Info
  • Location
  • Contact Info
  • User Content
  • Usage Data
  • Sensitive Info

Data Not Linked to You

The following data may be collected but it is not linked to your identity:

  • Contact Info
  • Diagnostics
  • Other Data

Privacy practices may vary, for example, based on the features you use or your age. Learn More

Supports

  • Wallet

    Get all of your passes, tickets, cards, and more in one place.

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