Model Business: Plan & Budget

Business plans & home budgets

$19.99 · Designed for iPad. Not verified for macOS.

Model Business turns a rough idea into a clear five-year picture — for a business or a household — without a spreadsheet and without an account. Start from a template, tap a line, type a number, and watch profit, cash and return update as you go. Everything stays private, encrypted on your device. ONE APP, TWO JOBS Model Business knows the difference between a business and a household budget and speaks each language. A business shows revenue, gross profit and return on investment. A household budget quietly switches to income, expenses and net surplus — no jargon you don't need. PLAN FIVE YEARS IN MINUTES • Start from a home, product, service or franchise template — categories, structure and fixed/variable costs already in place. • Type an annual figure and it spreads across the months automatically. • A live profit-and-loss, five-year trend and return-on-investment move the moment you do. • Project Years 2–5 in a tap by growing revenue and inflating costs. MODEL YOUR INCOME, THEN PRESSURE-TEST IT • Build revenue from quantity, price and unit cost. • Solve for the sales needed to break even or hit a profit target. • Save named income scenarios and compare them side by side — shared expenses stay put. A REPORT WORTH SENDING • Export a clean, branded PDF: key figures, a full P&L, a five-year chart and a line-by-line breakdown, dated automatically. • Email the whole model to a partner or accountant — they open it straight in Model Business. TURN REAL SPENDING INTO A BUDGET • Import a CSV from Australian banks — one month or several — or add entries by hand. • Model Business recognises the merchant and files it (Aldi → Groceries, Ampol → Fuel). • Group by month with a switchable monthly average, then turn it into a budget model in a tap. USEFUL TOOLS WHEN YOU NEED THEM • Loan tracker — see the full repayment schedule and test how extra payments change the payoff date. • Calculators — wages and on-costs (Australia), ROI and breakeven, without leaving your model. • Money I'm owed — a private running record of amounts lent and repayments received, with dates and notes. • Flexible years — report by calendar or financial year and choose the starting month. PRIVATE BY DEFAULT • Models are stored in an AES-256 encrypted database on your device. • No Model Business account, login, analytics or company-operated server. • On iPhone and iPad you can optionally sync encrypted models through your own iCloud account (off by default); the key travels only through your iCloud Keychain. • Works offline. Sync is never required. PAY ONCE Get every template, calculator, report and five-year projection for one price. No subscription, no in-app purchases. One App Store purchase covers your iPhone and iPad on the same Apple ID. Made in Australia by Silent Services Pty Ltd. Questions before you buy? support@silentservices.com.au The wages calculator uses Australian tax rules and does not cover HECS/HELP or other non-standard adjustments; treat all figures as estimates, not financial advice.

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• New: Goals — save toward a car, holiday or anything else; we work out the weekly/fortnightly/monthly amount and track how you're going, with a home-screen glance. • Full what-if scenarios — income, costs, expenses and staff can all differ between scenarios (existing models upgrade automatically). • Easier line editing — tap Edit, drag to reorder, swipe to delete/rename/note. • Fixes for opening/importing shared models & templates on some Android devices.

Version 1.2608.2034

The developer, Silent Services Pty Ltd, indicated that the app’s privacy practices may include handling of data as described below. For more information, see the developer’s privacy policy .

  • Data Not Collected

    The developer does not collect any data from this app.

    Privacy practices may vary, for example, based on the features you use or your age. Learn More

    Accessibility

    The developer has not yet indicated which accessibility features this app supports. Learn More

    Information

    Seller
    • Silent Services Pty Ltd
    Size
    • 106.7 MB
    Category
    • Business
    Compatibility
    Requires iOS 15.0 or later.
    • iPhone
      Requires iOS 15.0 or later.
    • iPad
      Requires iPadOS 15.0 or later.
    • iPod touch
      Requires iOS 15.0 or later.
    • Mac
      Requires macOS 12.0 or later and a Mac with Apple M1 chip or later.
    Age Classification
    4+
    Copyright
    • © 2024-2026 Silent Services Pty Ltd
  • Developer Website
  • Privacy Policy

    • Supports

    • Family Sharing

      Up to six family members can use this app with Family Sharing enabled.

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