Bendigo Bank 4+

Bendigo and Adelaide Bank Ltd

Designed for iPad

    • Free



For convenient banking on the go, download the Bendigo Bank app. Big on ease, speed and security, it delivers all the tools you’ll need for seamless online banking.

Easier everyday banking
• Log in quickly and securely with biometric authentication or a Four-digit PIN
• See balances without logging in if you choose
• Automatic Security Tokens for easy, secure payments
• Check your transaction history and get statements
• Merchant logos and better transaction info make identifying transactions easier
• Generate a Proof of Account PDF

Pay people and bills in seconds
• Make fast payments to a PayID or to a BSB and Account Number with Osko
• Create and use PayID to receive payments instantly
• Set up recurring payments
• Register bills with BPAY View to make paying on-time easier

Instant access with Apple Pay
• Add you card to the Apple Wallet straight from the app
• New card? Easily add your card to Apple Pay and start spending even before your card arrives
• Make mobile payments on the go, when and where it suits you

Card controls at your fingertips
• Activate your card and start tapping
• Can’t find your card? Apply a temporary block while you search for it
• Card lost or stolen? Let us know - we’ll close it and arrange a replacement card straight away
• Prevent purchases from particular merchant categories such as gambling or liquor transactions
• Toggle card controls on or off at your convenience

Safe and secure
• Built with everyone in mind for ease of use
• Enhanced and robust security features

Need help? Visit, call us on 1300 236 344, or drop into your nearest Bendigo Bank branch.

What’s New

Version 4.11.2

Device registration improvements.

Ratings and Reviews

2.5 out of 5
848 Ratings

848 Ratings

_Pauly ,

UP Bank is great. Why no love for Bendigo Bank?

The developers who made UP Bank’s app, also made the Bendigo Bank app. They were bought by Bendigo Bank in August 2021. Unfortunately not much has improved on the Bendigo Bank app in the last 12 months.

1. Why are international fee’s still a thing? Get rid of them (like UP). Inc on your credit cards.

2. No transaction notifications (like UP).

3. No ability to schedule PayID payments (like UP).

4. No ability to schedule payments to the day, hour and minute (like UP)

5. No way to provide updated merchant information (like UP)

6. No live chat directly within the app, inc communication about outages, interest rate changes, etc. (like UP)

7. Account activity feed is limited to 5 accounts. Why?

8. Car Loans appear as a mortgage account in online banking. Along with the icon of a house. Why not update this to state it’s a car loan and use a car icon?

9. No pay splitting feature (like UP).

10. No ability to select transactions and tell Bendigo Bank how frequently I should expect that transaction to occur The list goes on.

11. There is a menu to manage cards in the app, but no way to see what your card numbers are within the app. UP allows you to see all this. Why is it hidden in the Bendigo Bank app?

Point being, the UP app is great, how can the same developers neglect the parent banks app so much? Please look to bring over the great features you developed in UP to Bendigo Bank.

Developer Response ,

Hi _Pauly, thanks for your feedback and suggestions. We will record these for consideration in the future updates of our app. Bendigo Bank currently offers live chat via our website here ^Kirsty

C.Law92 ,

Can we update the token to digital rather then a physical fob?

As we are moving to a more technological online and digital world, is it possible to retire the old school token toggle fob that provides the 4 digit combination to something online. As having to carry around the toggle to simply add a new payee contact is quite frustrating and old school thinking. There have been numerous times I’ve had to split the bill with a friend at dinner and ask for their bank details but then realised I don’t have my token toggle with me to add their details and so I have to wait till i’m home to add them as I have left my toggle back at home.

This would save so much time and be more efficient if you could confirm your token combination through an automated SMS so you can pay your new contact right there and then without having to grab out a manual token toggle and enter a combination just to add them and confirm them.

Looking forward to your response about this idea and if it will be a possible update to the banking app.

Thank you.

Developer Response ,

Hi C.Law92. Thanks for getting in touch with us. We definitely appreciate your feedback and suggestions which we'll pass onto our app development team.

We do have a free e-token that you can download from your app store by searching VIP Access. Once you've downloaded the app, you'll just need to give our customer service team a call on 1300 236 344 to link it to your account. The VIP access token works the same way as the token toggle, removing the need to carry the physical token with you. ^Ally

Luke._.Porter ,

Great, but...

Ok the overall app is easy to use, fast and simple. You can easily manage multiple accounts and even setup weekly transactions between those accounts, like I do when I put money from my main account into my savings account. The only downside is there is NO APPLE PAY. I’ve looked into this and I have found that Bendigo Bank did apply for an Apple Pay ‘thing’, along with a few other major banks. BUT, good ol’ Apple rejected them. I don’t know if ANZ is paying Apple to keep Apple Pay an ANZ only thing, but ( Just letting you know if you haven’t realised by now that I am directing my anger at Apple and ANZ, not Bendigo Bank: you’re awesome.) Apple needs to get this fixed. WHY DID YOU REJECT THEIR APPLICATION. YOU CAN ONLY EARN MONEY FROM THAT. Please Bendigo Bank if there’s anything you can do please do it but I understand this may be out of your hands.

Developer Response ,

Hi Lambaalpacadude, thanks for the review. In regards to Apple Pay, this is currently one our highest priorities as we understand that our customers want a variety of payment options. We're working on it and will update our customers when this is available. ^Kirsty

App Privacy

The developer, Bendigo and Adelaide Bank Ltd, indicated that the app’s privacy practices may include handling of data as described below. For more information, see the developer's privacy policy.

Data Linked to You

The following data may be collected and linked to your identity:

  • Financial Info
  • Location
  • Contact Info
  • Contacts
  • User Content
  • Search History
  • Identifiers
  • Usage Data
  • Diagnostics

Privacy practices may vary, for example, based on the features you use or your age. Learn More


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