Macquarie Mobile Banking 4+

Macquarie Bank Limited

    • Free



The Macquarie Mobile Banking app makes managing your money simple and convenient. Set budgets, upload receipts, search transactions and more, all from the palm of your hand.

Manage your money easily
Complete your everyday banking such as making payments, transferring money and accessing statements
Safely check your account balances without logging in with Quick View
Set budgets in an instant, then see how you're tracking at a glance
Search transactions using everyday language by typing questions such as: "How much did I spend at Woolworths this year?”
Activate your Macquarie cards and set PINs in just a few taps

Stay alert and in control
Set up real time notifications to receive alerts about your account activity
Customise your notifications so you’re receiving alerts that are important to you
If you’re travelling overseas or shopping from an international retailer, the alert will show the spend amount in both the local currency and Australian dollars, so you can be certain of how much you spent
For even greater control, set up actionable push notifications with Macquarie Authenticator to approve or deny online transactions and account activity before they’re processed

A more detailed transaction history
Each time you make a transaction, it’s automatically categorised into groups such as groceries, travel, leisure, or technology to help you better understand your spending
Not good at keeping receipts or warranties? Simply take a photo of them with your phone and upload them to your transaction history via the app for safe keeping

Added security
Once you’re up and running with our mobile banking app, we recommend downloading the Macquarie Authenticator app for our most secure way to authenticate
The app sends you actionable push notifications for you to approve or deny online transactions and account changes from the palm of your hand
It will also give you the option to use a rolling code to verify your transactions if you’re not connected to a cellular or Wi-Fi network

Travel safer
Notify us of your travel plans via the Macquarie Mobile Banking app to make sure your accounts stay secure while you’re on the move
When you log into your account overseas via the app, Travel Mode will automatically display your location, the local exchange rate and quick links to lock your card or report it stolen

Save on your shopping
Instantly access eGift cards for over 50 leading Australian retailers with Macquarie Marketplace
Redeem Macquarie Reward Points with eGift cards from Macquarie Marketplace
Receive discounts of up to 10% when you purchase an eGift card on Marketplace via your Macquarie transaction or savings account

Need help? Visit Macquarie Help Centre to learn more about how to use the Macquarie Mobile Banking app.

BPAY is a registered trademark of BPAY Pty Ltd ABN 69 079 137 518.
This information is provided by Macquarie Bank AFSL and Australian Credit Licence 237502 and doesn’t take into account your objectives, financial situation or needs – please consider whether it is right for you.

What’s New

Version 7.34.1

You can now manage your preferences for general notifications.

Ratings and Reviews

4.0 out of 5
534 Ratings

534 Ratings

Drnrg ,

Best banking App!

Love this app and the features offered by Macquarie. Great financial products that are extremely competitive and apps are very useful.

A few suggestions that would make the app a leader well ahead of the pack:
1. Budgets - Allow budgets to be created at the parent category level - this is very useful for things like mobile phone and internet services where it’s a fixed monthly amount every month
2. Categories - I have to change it every time, just remember what I set the category for that merchant to be. Would love my own categories too. CBA do this well.
3. The search has a slow UI behaviour sometimes, especially when you have to wait a second for it to load the transactions in a single category
4. Upcoming payments - I’d love to see a list of direct debit schedules on a calendar, that way I know on any given day what I’m going to be charged for
6. Can you increase some of the font sizes on a desktop browser?

Final ideas:
It’d be AMAZING if categories worked off a variable dollar or threshold amount for the merchant. E.g. I might buy lunch one day from my coffee shop, the transaction value is going to be irregular (e.g $15) compared to my normal spend for a coffee ($4) and category being ‘coffee’, it’d be great if the category changed to be ‘meals’ on it’s own based off the dollar amount.

Wayne0_o ,

‘2 Hidden Dashboard Tiles’

So the app is mostly beautiful and well made - but who decided to keep the ‘x hidden dashboard tiles’ constantly visible? If I swipe them away to hide them, I don’t want them replaced by some text saying I have hidden them there forever reminding me there are hidden items. What makes it worse is one of the hidden notifications is for importing pay contacts - I’m not giving out my other banks login details to anyone or any service for security reasons, and I’m quite surprised I’m being asked to by a bank. Apart from that it’s really nice just...why clutter it up with what is essentially spam? I already have a savings account with Macquarie but it’s still asking me to start my savings journey. Also, a dark mode option would be nice (not just copying the system-wise dark mode preference, as I’d prefer dark mode in-app, but prefer system-wide light mode). Anyhow, thank you for your effort, it is for the most part really nice, functional, and pleasing to the eye.

PS - please implement Osko soon!

PlatinumOz ,

BEST Bank & APP ever

This is a very classy simple app that has a lot under the Bonnet. It’s clean, design and extensive range of expenses available along with Halle it produces insights into your spending is in genius. I would highly recommend downloading this app using it so that you can understand just how good it is. A lot of other banks I’ve used like UP, I bloated with all of these things that you don’t need colours options things just simply not required. Macquarie makes it simple, straightforward, clean, classy with all the information you require. I look forward to remaining with Macquarie and Seain the continued growth in there app. In all their marketing, and now having just joined them, I can confidently say;
“I bank with Macquarie” Well done guys. Seriously no wonder you’ve won the 2022 awards across-the-board simply outstanding

App Privacy

The developer, Macquarie Bank Limited, indicated that the app’s privacy practices may include handling of data as described below. For more information, see the developer's privacy policy.

Data Linked to You

The following data may be collected and linked to your identity:

  • Identifiers
  • Usage Data
  • Diagnostics

Data Not Linked to You

The following data may be collected but it is not linked to your identity:

  • Diagnostics

Privacy practices may vary, for example, based on the features you use or your age. Learn More


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