* Finalist - Fintech Business of the Year, Optus My Business Awards *

Why have Australians paid over 98,000 bills with Sniip when there are more traditional ways to pay them?

Our customers say Sniip is the best way to pay their bills because:

“I hate being told how to manage my money!”

Banks and billers make you pay bills the way THEY want them paid! That’s not fair.

It’s your bill, you should have the choice.

Sniip lets you easily pay BPAY bills with a credit or debit card (even if your biller won’t allow it!) and we are already developing new payment options for the future.

“I’m human, and I shouldn’t be penalised for having a busy life.”

Do you get a bill and stick it on your fridge, or see it in your inbox and then forget about it? You’re not alone. In fact, forgetting a bill is due is one of the major reasons people get charged late fees.

With Sniip you can scan the BPAY code on the bill and then:
1. Pay it straight away and FAST.
2. Schedule the payment for a later date
3. Set a reminder for the due date of the bill

No need to sit and navigate terribly designed websites created by billers to collect payments (some are so bad they make you feel like they don’t want your money!), Sniip provides an easy way to pay and organise your bills.

“I should earn reward points EVERY time I use my credit card”

We pay a premium to have a credit card that lets us earn reward points. So why should we be limited on where we can earn points?

With many cards, you earn no points or reduced points when paying bills.

When you pay them through Sniip, you earn full card points! Earn points on:

● Energy bills
● ATO tax bills
● Rent (DEFT) and Body Corporate
● Phone / Internet bills
● Insurance - Car, Health, Home and Contents etc
● School fees
● Rates and Water
● Car Rego
● ...and more!

So does it seriously take less than 20 seconds to pay a bill?

Yes, it does!

Use Sniip to scan a BPAY reference number (we hate entering long reference number, so now you don’t have to!)
Enter the amount you want to pay.
Select the debit or credit card that you prefer to pay the bill with.
Pay securely with Touch ID, Face ID, or a four-digit pin.


Tell me more about Sniip’s wonderful features!

Sniip’s features will give you the ability to manage your bills effortlessly:

Schedule Bill Payments: You get a bill and you don’t want to pay it straight away. But you know your terrible at remembering when bills are due. With Sniip you can now scan and add the bill to the app, and then schedule the bill to be paid on a specific date. Set and forget.

Set Bill Reminders: No need to tie a piece of string to your finger. If your bill is not due yet and you don’t want to pay straight away, set a reminder for the due date. You’ll receive a notification when your bill is due.

Archive Bills: Nobody should have to search around for their paperwork. Now you can look at the bill archive for your bill history. This will help you track bills that you have paid, and a good place to review your bills at tax time.

Add Attachments: Never lose a bill again. Take a photo/screenshot of your bill and attach it to the digital version in Sniip. Take the paper, and the work, out of paperwork.

Earn Reward Points: With many credit cards, you either earn reduced or no points when paying ATO Tax Bills, Insurance, Utilities, Telco and more. When you pay with Sniip, you can earn full points on your bills! This includes:

● Frequent Flyers
● Velocity Rewards
● Altitude Rewards
● Suncorp Rewards
● American Express

Store cards in one place: Storing all your cards in one place means you’ll no longer have to log in to banking apps or jump between screens.

What’s New

Version 2.46.0

Bug fixes and minor improvements.

Ratings and Reviews

4.3 out of 5
62 Ratings

62 Ratings

kennycedrick ,

Good but email bug

Hi. Works great. Though I do have to print screen the receipt as the email option looks like and reads like its sent. However not once have i received the emailed receipt. No it's not filtering to my junk folder either. Apart from that, it's saving me time and my limited brain power! Thank you

Developer Response ,


Thank you for using Sniip and the review. We are looking into the receipt issue you are experiencing and hope to have an update soon.

Sparms ,

One of my favourite apps!

I use Sniip to pay my rates and water bills. My account details are stored there so it’s just a matter of opening the app & scanning the barcode and everything is loaded so I just have to click on pay.
I don’t use all the extra features because I generally pay the bills as I get them but you can set up reminders etc.
Copies are automatically placed in your history. There were added features added last week which would be helpful for some people to manage their payments. I’ve never had any problems with the app.

Developer Response ,

Thank you for taking the time to leave a review. We're very happy to hear that Sniip is one of your favourites!

Encnuk ,

Easier bill paying

I am not easily impressed, but paying rates and water bills has never been easier.

Only improvement I can think of is the regular bills registered themselves automatically without needing to be scanned when they arrive, ie a system for pay this bill and future bills by the same biller and the same item.

Developer Response ,

Thank you for your great feedback. We are always working to improve the app and will be bringing new features (including the ones you've mentioned) to the app in the coming months.


Sniip Pty Ltd
92.9 MB

Requires iOS 11.0 or later. Compatible with iPhone, iPad and iPod touch.



Age Rating


  • Family Sharing

    Up to six family members will be able to use this app with Family Sharing enabled.

You May Also Like