BMO Mobile Banking 4+

BMO Financial Group

    • Free



With the BMO® Mobile Banking app, completing everyday transactions is quick and easy so you can get on with your day, your way. Plus, BMO Mobile Banking is safe and secure, so you can confidently bank on the go.

We work hard to protect your confidential information and privacy. Rest assured that you are protected by our 100% Electronic Banking Guarantee. We will reimburse you 100% for any losses to your personal bank accounts resulting from unauthorized transactions through BMO Mobile Banking. For more information please visit:

• View your banking, credit card and rewards, mortgage, and investment balances directly from your Account Summary. View transaction history on any of your accounts
• Transfer funds including cross currency and send an INTERAC e-Transfer®*
• Add/edit INTERAC e-Transfer recipients
• Pay bills, manage Payees, set up future-dated bill payments and view payment history
• View detailed account info, including credit card balances, due dates, minimum payments, mortgage details and funds on hold for bank accounts
• Book an appointment
• Save your most used BMO Debit Cards or BMO personal credit cards with nicknames to sign in quickly and securely
• Find BMO branches and ATMs
• Sign in using Touch ID for quick access to BMO Mobile Banking
• Enjoy the use of Apple Pay with your BMO Debit and Credit Cards at the cash register

To use BMO Mobile Banking, you must be registered for BMO Online Banking. Simply sign in to BMO Mobile Banking exactly as you would sign in to BMO Online Banking. If you are not registered for BMO Online Banking, visit to register today.

Learn more at:
BMO Bank of Montreal

You acknowledge and understand that this app incl. updates or upgrades may (i) cause your device to automatically communicate with BMO’s servers to deliver the functionality described above and to record usage metrics, (ii) affect app-related preferences or data stored on your device, and (iii) collect, use and disclose personal information as set out in our BMO Digital privacy policy. You can withdraw your consent at any time by uninstalling the app. For help please contact us at:

BMO Bank of Montreal -

®Registered trade-mark of Bank of Montreal
®* INTERAC e-Transfer are registered trade-marks of Interac Inc. Used under license.

What’s New

Version 5.46.2

Security Updates

Ratings and Reviews

4.6 out of 5
105.2K Ratings

105.2K Ratings

Step373 ,

Could Use Improvements

If there is only one possible account, I should not have to select it each time I need to deposit a cheque. If there are multiple accounts, it would be good if it allowed you to choose a default account to deposit to. Other bank apps are set up this way.

Developer Response ,

Hi there, thanks for taking the time to provide us with your review and your suggestion. We're sorry to hear the app hasn't met your expectations. I'll forward your comments over to the appropriate team for future implementation consideration. Stay tuned for updates! - Nadia

Wild Wess Jess ,

Works terrible on my new phone

On my new phone, practically every time I open the app it asks to verify if it’s me and sends me a text. It then asks if I’d like to stay logged in on this phone in the future so it can just use Face ID and avoid the text (I check off the box to confirm this) but it doesn’t matter, it almost always sends me the text anyways.

Other times it will let me just use Face ID to get in as it should but then when I tap on any of my accounts it just gets stuck as if it’s loading all my transactions but they never come up. I have to manually force close the app and go back in, usually having to do the 2 step verification process again.

On my old iPhone, the app was perfect. I never had either of these issues, is anyone having the same issues???

Developer Response ,

Hi there, we're sorry to learn of your experience with the BMO Mobile Banking app on your new phone. Please uninstall the app, clear the cache on your phone and reinstall the app. If the issue persist, please contact us at 1-844-837-92228 and a specialist will gladly assist you. Thank you. -Tanya

alalabobo ,

Not working with iOS12.2

This app won’t work with iOS12.2. Every time I open this app it turns white and stop working. I have to use a web version instead.

Developer Response ,

Hi there, Thank you for raising this issue! We have identified some compatibility issues with this iOS 12.2 beta however as it is not yet an officially supported OS, we are currently investigating and will be applying a fix before the official release. In the mean time you may complete your transactions on or you may wish to revert back to the currently supported OS 12.1.4. - Antoine

App Privacy

The developer, BMO Financial Group, indicated that the app’s privacy practices may include handling of data as described below. For more information, see the developer's privacy policy.

Data Linked to You

The following data may be collected and linked to your identity:

  • Location
  • Identifiers
  • Usage Data
  • Diagnostics

Privacy practices may vary, for example, based on the features you use or your age. Learn More


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