Scotiabank 4+

Designed for real life


    • Free


Complete your everyday transactions with more ease, accessibility, and security — for banking that’s as flexible as it is fast.

Key features include:

Budgeting, insights, and advice
Create a budget and reach your financial goals faster with personalized insights and advice from Scotia Smart Money by Advice+.

Rewards your way
View your Scene+ points balance and redeem your rewards right in the app.

Mobile cheque deposit
Take a photo of a cheque and deposit money quickly and easily into your account.

TransUnion credit score and report
Check your credit score with TransUnion as often as you want, at no additional cost and zero impact to your score.

Barrier-free banking
With features such as dynamic font sizing and VoiceOver compatibility, the app was designed with accessibility top of mind.

Advisor access
Book an appointment to meet with a Scotiabank advisor on the phone or in-person.

Next-level security
Data encryption keeps financial information safer, 2-step verification confirms your identity, and notifications help you stay on top of what’s happening in your accounts.

Switch between Scotiabank apps
Sign in once and navigate easily between the Scotia mobile banking app and the Scotia iTRADE app.

Personalized support
Find quick answers with the Scotiabank chatbot, and connect with a live chat advisor.

Important disclosures

By pressing the button above or by downloading the mobile app published by Scotiabank, you consent to the installation of this app and to future updates and upgrades. You can withdraw your consent at any time by deleting this app, or get instructions on how to remove or disable the Scotiabank mobile app by contacting us at the address below.

The Scotiabank mobile app lets you manage, move, and monitor your money using your mobile phone.

When you use Scotiabank’s mobile deposit feature, we will access your device camera to take a picture of your cheque; record the cheque number, account number, institution transit number, and amount; record your device model, as well as its iOS version and manufacturer.

When you download or update this app, or when you apply for, enrol in, or use a service through mobile banking, we may collect information about your computer or device, operating system, internet connection or telephone account, settings, IP address and device locational data, and transaction data, as well as personal information.

We may collect, use, disclose, and retain this information as set out in the Scotiabank Privacy Agreement ( and to determine which settings are appropriate for your computer system, to provide or enhance digital functionality and banking options, and for security purposes, internal analysis, and reporting.

Please note that this app gives you access to Scotiabank accounts held in Canada. For information about our services in other countries, visit

Have questions about the app?

Visit or give us a call at 1-877-277-9303 (Canada/USA) so we can help.

The Bank of Nova Scotia

44 King St. West

Toronto, ON M5H 1H1

What’s New

Version 2404.0.0

• Keep track of your account balance with a running total next to each of your transactions.
• Compare exchange rates and transfer fees when sending money to family and friends across the world with our international money transfers.

Ratings and Reviews

4.7 out of 5
697.8K Ratings

697.8K Ratings

Thompson199 ,

Request 😃

Can you add the send money with “Siri” feature that several other banking apps have! That would be great!

Developer Response ,

Thank you for your feedback! This feature is actually already available in the app, ready for you to enable after you have sent money.

The steps to enable this feature are: 1) Complete an email money transfer 2) Go to Shortcuts app on device 3) Go to Gallery 4) Tap the Send money item with the Scotiabank icon in Shortcuts from Your Apps section 5) Give the shortcut a custom phrase that you would like Siri to listen to and run the shortcut. For example, I use “Hey Siri, send money via Scotiabank” the app opens, authenticates me and takes me right to the send money flow.

These same steps apply to enable this feature for other activities like bill payments, fund transfer, deposit a cheque, after you have successfully completed the activity.

I hope that helps!

alliebeaaarxo ,

Thought it was great until...

For iPhone users, Scotiabank used to have a widget when you swipe left, if you chose to enable auto display I think it was called, you could see exactly what was in your accounts without even opening the app. Now.. I must say, the new interface of the scotiabank app is great. However, getting rid of the widget was just a horrible decision in my opinion. I wish I had never updated. There was nothing wrong with the old app. Not impressed and honestly thinking of switching banks now because I have to use double the data every time I check my banking. Do not update until it’s necessary.

Developer Response ,

Good news! The Quick Balance widget is now in the app (thanks for your patience!). Make sure to update to the latest version to try it out.

kitj ft ,

Would like to give a zero star

Fix this or I’m taking my 30 year business elsewhere. Who is responsible fo making the decisions to release this without many of the previous features we rely on- like future date bill payments. Telling me to login on line is insulting. Why do you have an app?

Developer Response ,

Good news! The future dated bill payments feature is now in the app (thanks for your patience!). Make sure to update to the latest version to try it out. Future dated transfers and recurring payments will be released soon - stay tuned!

App Privacy

The developer, Scotiabank, indicated that the app’s privacy practices may include handling of data as described below. For more information, see the developer's privacy policy.

Data Linked to You

The following data may be collected and linked to your identity:

  • Financial Info
  • Contact Info
  • User Content
  • Search History
  • Identifiers
  • Usage Data

Data Not Linked to You

The following data may be collected but it is not linked to your identity:

  • Location
  • User Content
  • Usage Data
  • Diagnostics

Privacy practices may vary, for example, based on the features you use or your age. Learn More


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