With ČSOB Smart you have the whole bank and insurance company in your mobile.
You are not a client yet? It is not a problem, you can become one right in the app – opening a current account takes only few minutes.
Why it is great to have ČSOB Smart:
1. Your money is safe, it is protected not only by your bank identity, but also by Face ID or Touch ID.
2. You always know how much money you have, both in your current and savings account, and even on investments account.
3. It makes payments easy, even invoice payment, thanks to the possibility to scan it from a QR code.
4. You have a perfect control of accounts, mortgages, loans, insurance and other ČSOB products.
5. You can change your card limit, display forgotten PIN code, or temporarily lock the card, and it all takes no time.
6. It allows you to easily arrange a loan, savings, investments, travel insurance and other products.
7. Here you may manage your insurance contracts, report an insurance event and monitor its handling progress. You can also find here your insurance documents, such as your Green Card.
8. You can customize it according to your needs, adjust the order of the products or set the dark mode of an app.
And that's not all! You can explore more features after downloading it.
I really like the clean and modern design of the app. It looks great and is easy to use. Most things can be handled directly within the app, which saves a lot of time. I also appreciate the virtual assistant Kate, who is quite helpful.One suggestion for improvement: it would be great if the bank removed the account maintenance fees for foreign currency accounts, as many banks in the Czech Republic already do.
Developer Response
Thank you for the great review! 🌟We are very happy that you like the modern design of the app and Kate's help. As long as you are active on your account, your foreign currency account is free. https://www.csob.cz/en/lide/aktivni-klient . Have a nice day
Worse with every UI update
NeobsazenaPrezdivka111
Not quite sure how they manage to keep doing so, but with every UI update they somehow manage to make user experience way worse. Note that it was already terrible to begin with, so this is quite an achievement. 90s graphics? Check. UI elements randomly sliding out in all directions? Check. Useless UI elements blocking half of screen and obscuring the useful ones? Check. Big button to bring up glorified FAQ (Kate) that you will use exactly once (just to realise how useless it is)? Check. Like seriously, isn't there single soul within your development team who knows at least basics of UI/UX design? And if there really isn't, please stop touching things you don't understand. Go to meeting instead. Schedule followups. Talk about KPIs. Anything but further reducing this apps usability.Edit: tried to setup recurring payment through this app. Failed twice (login failed when returning to app from smart key). Ultimately had to set it through internet banking instead. Ugly and useless are the words best describing this app.
Developer Response
Hello, we are sorry that you are not interested in the ČSOB Smart app, but give it a chance. I believe that once you become more familiar with it, you will find it to your liking. We welcome your feedback at our email helpdeskeb@csob.cz. Client feedback is very important to us. Have a nice day, Veronika.
Hmm
Last.rebel
Nice app but 3 things. Would appreciate option to skip or remind me later about update. Not giving user option to skip update is bad practice as sometimes you need to urgently use the app instead app forces user to update app. You also might have slow connection and update will not go through at current location with slow mobile network. Not all users have enabled automatic updates by choice. Second point: Kate - please remove it. Or give option to remove or disable it. Takes space, is useless whenever I tried it. Lastly Kate throws many on screen notifications. Why :)? Why not give user option to disable it in the app and than free app space in UI? 3rd point: you added categories for transactions but im unable to see some totals for individual categories. any plan to show aggregate data for transaction categories? Maybe some chart of expenses showing individual categories?
Too Long Maintenance Windows
Rademale
I am negatively amazed by the amount of time and the number of events of the downtime of the service in the recent years. I am a long-time customer, but these maintenance windows are getting really painful as I need to operate with the bank app on a daily basis. And when the service is not available for such a long time (up to 10+ hours), you can imagine that I consider leaving the bank for good. I am using other banks and their apps and I have never or rarely experienced so many downtimes. How I can manage my funds when on vacation? How can I transfer money when there is no chance to get into the app? In year 2024, we have a bank that just allows this. This frustrates me.
Developer Response
Hello, we understand that limiting access to banking is not exactly pleasant and we are sorry to hear that you are considering leaving CSOB because of this. Please believe that the purpose of the planned outages is not to annoy or harm our clients, but to ensure the smooth and error-free operation of our systems that our clients use. The outage is now over and our services are fully operational. The mobile app can be logged into without difficulty. Have a nice day.
Further improvements and bug fixes
Version 17.12.2
The developer, Československá obchodní banka, a.s., indicated that the app’s privacy practices may include handling of data as described below. For more information, see the developer’s privacy policy .
Data Linked to You
The following data may be collected and linked to your identity:
Financial Info
Contact Info
Usage Data
Data Not Linked to You
The following data may be collected but it is not linked to your identity:
Location
User Content
Identifiers
Diagnostics
Privacy practices may vary based, for example, on the features you use or your age. Learn More
Accessibility
The developer has not yet indicated which accessibility features this app supports. Learn More
Ceskoslovenska obchodni banka, a.s. has identified itself as a trader for this app and confirmed that this product or service complies with European Union law.
Address Radlicka 333/150 150 57 Praha 5 - Radlice Czechia