Download the app to open a business or personal bank account in minutes.

Over 1.6 million people use Cashplus Bank to manage their money.

There’s no credit or trading history required, and you won’t have to visit a branch to open your account.

• Fast online application & instant decision
• No credit check to apply
• Start accepting payments immediately with your account number and sort code

• Check your account balance, track spending & make payments seamlessly
• Manage multiple cards, including foreign currency cards
• Request your pin number on the go
• Access your account from the mobile app or online from your PC
• Friendly UK based telephone support – 7 days a week
• Deposit cash at the Post Office for just £3.00

• 24 hour fraud monitoring for your security
• Secure face and biometric ID
• Block cards from the app or online
• Instant app notifications when money leaves your account


Our business current account is designed for small to medium business and sole traders. From startups to contractors, freelancers to entrepreneurs – all kinds of businesses trust Cashplus business accounts.

• Download statements to your phone or PC
• Categorised transactions help organise your spending
• Customise categories to match your business
• Store logos in your statement make it easy to find transactions
• Mark transactions as non-allowable expenses, add notes and a photo of your receipt

• Add up to 20 cards, personalised with your business name
• Block cards and restrict transactions like gambling and ATM withdrawals
• Order travel cards for USD and EURO spending

We’ve been helping businesses grow for 14 years. We offer a range of different credit products, with personalised limits that vary based on your individual circumstances.
• Opportunities to apply for an overdraft or business credit card

Our personal current accounts give you a clear view of your spending. Make payments, settle bills and add additional cardholders. You also have the option to improve your credit rating with a free Creditbuilder. The Cashplus Creditbuilder turns your monthly account fee into a loan agreement. Repaying this each month could help improve your credit score.

Cashplus is a trading name of Advanced Payment Solutions Ltd (APS).

Cashplus cards are issued by Advanced Payment Solutions Ltd (APS) pursuant to license by Mastercard International Incorporated.

Advanced Payment Solutions Limited (APS), trading as Cashplus Bank, is registered in England and Wales at 6th Floor, One London Wall, London EC2Y 5EB (No.04947027). APS is authorised by the Prudential Regulation Authority (PRA) and regulated by the Financial Conduct Authority (FCA) and the PRA under Firm Reference Number (FRN) 671140.

APS Registered Address is 6th Floor, One London Wall, London, EC2Y 5EB. Registered in England and Wales under company number 04947027.

What’s New

Version 7.3.0

This release includes some general enhancements and minor bug fixes.

Ratings and Reviews

4.6 out of 5
23.4K Ratings

23.4K Ratings

cathpulac ,

Atrocious customer service, very unprofessional!

I applied for a business account, was accepted but immediately realised the account wasn’t suitable because of the inability to pay in cheques so I cancelled the account. Some six months later I attempted to open an account again. This time my application was rejected with no reason being given despite my circumstances not having changed. On phoning customer services I was told quite abruptly that cashplus didn’t have to give me a reason for refusing my application and that I should wait a few weeks then apply again. I duly reapplied a month or so later and was rejected again! All very strange considering I have a personal account with them! After I posted a critical review on trustpilot their customer services contacted me asking me for personal information which I provided , the result? Silence! Not a word from them since! Very poor unprofessional service from a company who wants to be entrusted with customers finances!

BADBOY1690 ,

Mr Stuart Irvine

I think the app is great I no the company are doing the best as the it’s a step step and it takes time as there can’t be any mistakes from a company of your stature and it take time for progress but I have noticed some small flaws nothing for worrying as I’m sure you’s are on the case to rectify the minor issues witch I believe your chief executives will release what Minor issues I’m am referring to as every company of your of your stature has and I’m sure they will be resolved before you’s receive this review as I said love the Cashplus app and the hard work of all the great employees you have ready to help costumers like myself keep up
The great work from the head of the company to the very nice costumer service witch do the upmost to help in every way possible to help and vey pleasant keep up the great work and can’t wait till the next improved app arrives. Many kind regards Mr Stuart Irvine. 100/% Great work keep it up 👍

AlexanderKnight ,

The Future of Banking, Accounts so Secure Even You Can’t Access Them!

If you want a bank that allows you to actually access your money do not bank with Cashplus.

After two days of my account being open and transferring everything to it, I was locked out but not notified. I found out a couple of days later and was told it was for security reasons but told nothing specific. Not only was my card frozen but my whole account and the only way to unlock it was to post (e-mailing is not permitted) several proofs of identity. It’s been a week now and after calling I’ve been told they still haven’t received my proofs. Whilst on the phone I was also notified that it can be up to 14 days to check the paperwork once received and if Cashplus are unhappy with it they can request more information with the account still locked.

This is beyond unacceptable. If it weren’t for me having a side account with a small amount pocketed away, I would literally have no money available to me. It’s a shame because they seem like an alright bank, but even if you got a free bottle of champagne after joining you wouldn’t have money available to buy glasses. Thanks Cashplus!

App Privacy

The developer, Advanced Payment Solutions Ltd, indicated that the app’s privacy practices may include handling of data as described below. For more information, see the developer’s privacy policy.

Data Linked to You

The following data may be collected and linked to your identity:

  • Financial Info
  • Contact Info
  • User Content
  • Identifiers
  • Usage Data

Data Not Linked to You

The following data may be collected but it is not linked to your identity:

  • Diagnostics

Privacy practices may vary based on, for example, the features you use or your age. Learn More


  • Family Sharing

    Up to six family members will be able to use this app with Family Sharing enabled.

You May Also Like