Chase UK 4+

Say hello to rewarding banking

JPMorgan Chase & Co.

    • Free

iPhone Screenshots


Simply open your Chase account in the app and get rewarded as you save, spend and manage your money.

Rewards when you spend, with 1% cashback

Get 1% cashback on everyday debit card spending (1) and see your morning coffee, weekly grocery shop, or next holiday add up to something more.

Enjoy instant-access savings with interest paid monthly

Bank with us and you can open a Chase saver account – enjoy a competitive interest rate with instant access. (3)

Power up your round-ups with 5% interest

Effortlessly set aside money every day. Simply choose to round up your spending to the nearest £1 and we’ll boost your spare change by giving your round-up balance a 5% AER (4.89% gross) variable interest boost, paid monthly. (2)

Round-the-clock support

Get help whenever you need it. With just a few taps in the app, you'll be through to someone who can answer your questions, 24/7.

One numberless card, a pocketful of features

With all your card details in the app away from prying eyes, the ability to freeze and unfreeze with ease, customisable security controls, and much more, your numberless card helps you pay in a smart and secure way.

Ready to use right away

Spend online with your in-app card details or add us to Apple Wallet as soon as your account is open. No need to wait for your card to arrive.

Zero fees or charges from us

Spend and take out cash abroad with a transparent exchange rate and no extra fees or mark-ups from us.

Packed with protection

Active fraud monitoring keeps a lookout for anything unusual on your account. You're also protected by the Financial Services Compensation Scheme, on deposits up to £85,000.

Good to know

To bank with us, you must: be 18+, be a resident of the UK only, and have a smartphone and a UK mobile number.

Legal bits
1.Available for your first 12 months for new customers. Max £15 per month for applications from 9 May 2023. Cashback exceptions apply (see Visit for more info.
2.Round-up account balance transfers to elected Chase current or saver account on anniversary of account opening. T&Cs apply (see Visit for more info.
3.£25,000 daily external transfer limit. T&Cs apply (see Visit for more info.

By downloading this app, you agree to be bound by our app licence agreement. You can find this by tapping 'Licence agreement' in the Information section below.
Chase is a registered trademark and trading name of J.P. Morgan Europe Limited. J.P. Morgan Europe Limited is authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority. Our Financial Services Register number is 124579. Registered in England & Wales with company number 938937. Our registered office is 25 Bank Street, Canary Wharf, London, E14 5JP, United Kingdom.

Your eligible deposits with Chase are protected up to a total of £85,000 by the Financial Services Compensation Scheme, the UK's deposit guarantee scheme. Any deposits you hold above the limit are unlikely to be covered.

Nutmeg is authorised and regulated by the FCA in relation to certain investment services and restricted advice only. Chase is a trading name of J.P. Morgan Europe Limited. Nutmeg is part of the same group as J.P. Morgan Europe Limited. Products provided by Nutmeg are not guaranteed by Chase. Before applying, you should consider if a Nutmeg account and its features are suitable for you and your investment needs.

Copyright © 2022 Nutmeg Saving and Investment Limited. Nutmeg® is a registered trade mark of Nutmeg Saving and Investment Limited, authorised and regulated by the Financial Conduct Authority, no. 552016, registered in England and Wales, no. 07503666, with a registered office at 25 Bank Street, Canary Wharf, London E14 5JP.

What’s New

Version 2.28.1

Just some tweaks, bug fixes and improvements for now.

Ratings and Reviews

4.9 out of 5
174.5K Ratings

174.5K Ratings

liamz1 ,

brilliant but could do with some tweaks!

I was using Revolut before as my main bank for over a year, when chase came out I was referred so I fortunately got given £40 from signing up and signing someone else up. (We both still use the bank now as it’s great. They gave a year worth of free 1p per £1 spend cash back so that was such a perk. The app and card itself is stylish and simplistic. Didn’t have to pay for the card but did take a while to deliver, was the opposite for Revolut as had to pay £4.99 for the card itself and delivery. The transfers are fast, no advertisement or restrictions compared to Revolut !! Constant emails and gimmicks to sign up to pay for a better card etc. The customer service is great, I had problems signing in but called the number at 1:30 am in time and they answered from America for no extra charge, was just included in my unlimited call sim. They answered fast with no real waiting time, and helped quickly.
Only two downsides I’ve faced is that my work payroll doesn’t accept the card to be a pay into bank but my Revolut does. So each month I find myself transferring my money from Revolut to chase. The savings account in chase is also so much better. The other issue is the same for Revolut too and it’s that our uk post offices don’t accept the card to transfer cash into! So annoying when you don’t want to carry cash.

Developer Response ,

Thanks for a brilliant review and for the feedback! We’re always happy to help! As we value our customers’ opinion, we will pass your comments to the relevant teams for future feature releases and improvements!



I am pleased with the service I have received so far. Signing up was easy and straightforward for me. The account was activated once I was approved and I could use the digital debit card immediately, adding it to my wallet on my iPhone while I waited for the physical card. I started to see that I was earning cash back amounts as I used my card to pay for purchases and I was able to open a savings account on the app to redeem my cash-back. I also signed up for the save and spend account and I’m glad to see my savings from rounding up my spending increasing. I am pleased I can see and manage my account on my phone via the app. Once my physical debit card arrived, I activated it on the app. I enjoy using the copy feature to enter my card details when I’m making a payment from my phone, this ensures that I enter the correct information. I travelled to Europe with my Chase card and I had no problems with it. The app showed me the equivalent of my euros spend in my home currency and I didn’t see any unexpected fees on my statement. Because of how well the service is, I am considering using their investment service, Nutmeg. The app has provided me with a lot of useful information and I’m working my through it.

Developer Response ,

We love to hear this from our customers. Thanks for taking the time to leave your review. Thanks for banking with Chase!

Hennessy_7 ,

Not up to scratch

Let’s start with the positives, app UI is easy to use and has quite a lot of functionality you would expect with a modern banking platform. 1.5% interest on savings is competitive at the time of writing, along with 1% cash back on debit card spend for 12 months from activation and 5% interest on roundups make this current account one of the most attractive options right now.

The negatives which have been quite annoying, they are not yet part of the direct debit switch guarantee so you either have to start switching these manually yourself or fill out a form and post it to chase to start this process for you. I had 4 companies which were unable to verify/complete the Direct Debit mandate due to issues in the verification process (bank name or account info did not match), I had a document to view in messages and couldn’t open it, and the last and biggest negative is the support is absolutely awful and have no idea what they are doing. I spent 2 hours trying to tell them about the direct debits wouldn’t set up and they started telling me how to create a new payee in the app and I need to refresh the app to be able to submit the DD on the merchants website (which are totally unrelated I couldn’t believe how they would think that would work).

All in all, there are more UK established banks that have similar offers and are able to switch DD for you, etc so weigh up your options here before getting sucked in by the incentives.

Developer Response ,

Thanks for your review and feedback. We are sorry for your experience and would like to investigate this further can you please message us through ‘support’ in app or call 0800 376 3333 so we can log this properly.
We are working on joining the current account switching service, I’m sorry that we don’t have a timescale.

App Privacy

The developer, JPMorgan Chase & Co., indicated that the app’s privacy practices may include handling of data as described below. For more information, see the developer’s privacy policy.

Data Linked to You

The following data may be collected and linked to your identity:

  • Purchases
  • Financial Info
  • Location
  • Contact Info
  • User Content
  • Identifiers
  • Usage Data
  • Diagnostics

Data Not Linked to You

The following data may be collected but it is not linked to your identity:

  • Diagnostics

Privacy practices may vary based on, for example, the features you use or your age. Learn More


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