Ready to take control? Get your credit score and report for free, and track your spending, repayments, credit cards, loans and more. All in one place. So whether you want to improve your score, get a great mortgage deal, or reduce your debt, ClearScore make managing money easy.
- Track your finances and find out what’s affecting them
- Check your free credit score and report
- Get alerts when something’s changing on your report
- See your eligibility for credit cards, loans, car finance deals and more
- Reach your goals with free, personalised Coaching plans
Signing up is easy:
1. Enter some details about yourself (no bank details needed)
2. We’ll ask you some secret security questions
3. Start tracking your credit score and finances, for free, forever!
- We’re safe and secure
- We’re FCA regulated
- We never sell your details or send you spam
What’s new? There’s not much to see here, this week we’ve been fixing a few bugs and tidying the place up.
Tell us what you think of us by writing a review on the App Store. If you’ve got any questions, we’re ready for them at firstname.lastname@example.org.
Ratings and Reviews
Better awareness of finances
Before I joined ClearScore I didn’t have much of a clue about managing my finances. Rarely did I check my credit report and my debt was building to a level I was starting to worry about gaining full control over my outgoings to cover debt and other expenses per month. It seemed no sooner was my wage going into the bank that I was paying over £850 out of it each month which resulted in repeated process of having to use my credit cards to get through the following month. I felt I needed to do something to put it all in order or debt was going to spiral out of control. I joined ClearScore that gave me brilliant tips and advice. My outgoings have halved and I feel in full control of my finances for the first time in my life. I check into clear score at least once a week. Thanks to clearscore I now have no more sleepless nights and don't wish the month away awaiting my next wage to come in.
Developer Response ,
Hi there, thanks for your feedback! We really appreciate you taking the time to comment and are glad to hear the positive impact ClearScore has had on your financial well being. I'll ensure to pass this feedback onto the team 🤗 Thanks, Maliyah.
If you want to know your credit score
..and that’s it. Don’t fall into the trap of “Offers”.
I used to be a huge fan of ClearScore, I couldn’t sing their praises high enough, but as with all things that start small and focus on getting things right, they grow into monsters.
The ‘Offers’ used to be genuine. Over the 4 years or so I’ve been using ClearScore, I’ve used ‘Offers’ to get loans and balance transfer cards. The % indicating the chance of approval helped me decide what was right to apply for, it worked and I’d been able to manage my money. However, now they offer so many different services (loans, credit cards, mortgages, insurances etc) clearly the standard has dropped. I would now guess it’s just click bait. I have just tried to get a new balance transfer as my current offer is coming to an end... my credit score is the highest it’s ever been, and I had 4 cards that had a 90% chance of acceptance. Oh I got accepted, but not one of them kept the original offer; either increasing the APR, the fees, or the duration. So the Chance of being accepted has no relation to the offer, that’s there to pull you in... because once you get to the lenders offer, you don’t get to sit and think about the impact the change it has, you must decide then and there to accept the terms or wait a month to try again.
I’ll be getting my financial services elsewhere from now on, because ClearScore is of no use.
Developer Response ,
Hi there, thanks for your review. I appreciate you taking the time to leave feedback, and I’m really sorry to hear you've had this experience. I hope I can offer some clarification. We offer a range of offers to helps our users improve their financial self. We also rank each offer according to the savings you’ll make and not based on commission. Furthermore, the interest you would have seen for this product would have been representative APR. Unfortunately, unless you are 100% Pre-approved, for the offer these APR's are subject to change. This should have been made clear to you before applying and I'm sorry if it was not. If there is anything you'd like to understand or query please feel free to email us at email@example.com so we can look into this for you. Thanks, Maliyah.
The most accurate credit score I’ve seen
ClearScore seem to give the most accurate scores that I’ve come across. I’ve used Experian directly and get a completely different score, which made no sense on my circumstances at the time. ClearScore always seems to reflect my current financial situation accurately month on month.
This is a great app if you want to get your finances in order or see a summary of everything at a glance.
That being said, the reason for this review is that I believe there to be a security issue with the log in screen. If you select “remember log in details” (or whatever the equivalent is), then every time you open the app, your email and password are already filled out. Great, it does as it should? The email is displayed and the password uses U+25CF black circles to mask the password. However, it allows you to click “Show password” which turns the ascii values into standard characters, displaying your password in standard characters. This would easily allow someone to change the password on the account and even use this password for other applications, since most people use the same password for everything.
Developer Response ,
Hi there, thank you so much for your feedback.
It sounds like the password setting you've chosen you can disable either on your phone or within our app. This will only save your login details to your device, it will not allow you to login elsewhere without entering your password.
If you have any further questions about understanding your report or score, please can you contact us on firstname.lastname@example.org so that our User Delight team can help you.
Many thanks, The ClearScore Team.
- Clear Score Technology Ltd
- 80 MB
Requires iOS 11.0 or later. Compatible with iPhone, iPad and iPod touch.
- Age Rating
- Rated 4+
- © 2019 Clear Score Technology Ltd. All Rights Reserved.
Up to six family members will be able to use this app with Family Sharing enabled.