Tembo Lifetime ISA 4+

Save Your Deposit Quicker

Nude Finance

Designed for iPhone

    • 4.5 • 1.1K Ratings
    • Free

iPhone Screenshots

Description

Saving up a house deposit can be daunting. Get there sooner with the Tembo Lifetime ISA app.

25% government bonus, tax-free every year - up to £32,000 over a lifetime
4.3% market-leading interest rate, with no introductory rate or fees*
Award-winning app, trusted by thousands of first-time buyers
AI-driven tips on how to reduce your time to buy
Up to £85,000 eligible for protection via our partner banks, through the Financial Services Compensation Scheme

Saving up a deposit for your first home is one of the biggest hurdles first-time buyers face when getting on the ladder - on average it takes 10 years.

We’ve built Tembo to make saving (or investing) for your first home easier. Whether you’re at square one, or already on your way, we’ll help you get your keys in record time.

Let's make home happen

Here’s how it works:

• Download the Tembo Lifetime ISA App ( apple/ google store link)
• Discover what house deposit you need using real-life UK house prices
• Find your time to buy by setting a monthly saving goal & sharing your current savings
• Get up to £1,000 government bonus towards your first home every year, plus benefit from our 4.3% market-leading interest rate, with no fees.
• Connect your bank to track your spending and get fresh ideas to help you buy your first home sooner.

How to transfer an existing Lifetime ISA:

• Install the Tembo Lifetime ISA app, and select ‘I already have a LISA’ when you sign up.
• We’ll have your money transferred from your current provider in as little as 4 weeks.
• Benefit from our 4.3% market-leading interest rate, with no fees.
• Connect your bank to track your spending and get fresh ideas to help you buy your first home sooner.

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Our Tembo LISA The 25% bonus and tax-free benefits of these accounts depend on government policy and tax rules, which can change at any time. No fees apply for new Tembo Lifetime ISA users from 9th February 2024.

Tembo, Tembo Lifetime ISA, Tembo LISA and Nude are trading names of Nude Finance Limited, which is authorised and regulated by the Financial Conduct Authority (FRN: 928010) and registered as an account information services provider (FRN: 913654). We are a private limited company registered at 18 Crucifix Lane, London, SE1 3JW, with registration number 12008146. Nude is a registered trade mark of Nude Finance Limited (12008146) (TM Reg No UK00003263387). We use cookies on this site — some are for statistics and others are set up by third-party services. You can read all about them in our cookie policy. If you accept or dismiss this banner, click on a link or button, or just keep browsing as normal, you automatically accept the cookie policy. If you’d rather not, hit decline or close this tab.

What’s New

Version 2024.4.1003464

- Various login fixes
- Tooling to better help support users

Ratings and Reviews

4.5 out of 5
1.1K Ratings

1.1K Ratings

emilylouise💛 ,

Good but basic

Okay so I do really like this app but there’s not a comment section anywhere to leave feedback so I gotta do it on here I’m sorry ☹️ A few tips for improvement: 1. Allow an option for allow options for time periods of savings e.g. many people get paid every 2 or 4 weeks so work out their savings that way so would be helpful if when saying how much you can save, you can say “I can save £200 every 4 weeks” instead of trying to guess an approximate for it in months without setting too high a target for some months. 2. Make it more obvious where you can update how much you’ve saved I.e. on the homepage because atm it’s in what looks like the settings side 3. Add in the tool to see what % of your goal you’ve saved so far from what your target is and what you’ve said you’ve got in savings Sorry if it seems annoying, love love the app, especially the features of property area pricing and house style pricing, but would love to see these little improvements to make it more user friendly 💛💛💛

Developer Response ,

Hey Emily. Thanks for the message, it's hugely appreciated. Super excited to be helping you build that first home deposit fund, and great you love the app. Us too. We're always looking for ways to improve the Nude experience though, and we're absolutely taking note of your ideas. If you have any more please send em through to hey@getnude.com and we'll also be able to let you know once they're live in the app. Hopefully you'll find (3) has already been implemented. Antonia

1Dellie ,

Good but could be better

I love it, it helps me loads, but trying to get my partner on it is hard because there isn’t enough info about it before signing up so he doesn’t trust it, we’d love to save together yet separately like you offer but he’s still sceptical

The general idea of it is good, I don’t like that I had to choose an area for the house prices to set my goals because I’m not fussed about where I live I just have a goal I’d like to get to, and trying to change settings about your personal data is difficult, I’m still trying to change my mobile number from the beginning of December because no one’s getting back to me about it

Other than these random picky things it’s a great app and the rates are amazing

keithbarneslife ,

Great app, with lots of potential

It’s a great app that combines a LISA with the option to also see how changes to outgoings can affect your ability to buy a home.

Also worth mentioning is that, while I initially had difficultly getting an issue I put through to customer support fixed (I hadn’t received their email reply), once they got through to me their team followed up frequently to get my issue resolved. That’s amazing considering the service received at many start ups.

I would definitely recommend giving them a try. 4/5 stars because there’s some room for improvement. Give the app the try and find out yourself!

Developer Response ,

Hello Keith, thanks for your great review and for reporting the bug you found, we really appreciate your help.

In case anyone else experiences issues with the screen size on iPhone 11/13 Pro Max, when the phone settings have the Cross-Fade Transaction setting applied in Accessibility, it caused the issue you experienced, Keith. We've done some further investigations into why this is causing an issue, and have found that this is actually a bug in the React Native programming language on iPhones with iOS14 (https://github.com/facebook/react-native/issues/31484).

We've applied a fix into our next app release which is live now (v1.76) and in the meantime, disabling the setting Accessibility -> Motion -> Prefer Cross-Fade Transaction should resolve this.


Thank you so much again for raising this bug to us! We really appreciate your help! Lynsey

App Privacy

The developer, Nude Finance, indicated that the app’s privacy practices may include handling of data as described below. For more information, see the developer’s privacy policy.

Data Linked to You

The following data may be collected and linked to your identity:

  • Contact Info

Privacy practices may vary based on, for example, the features you use or your age. Learn More

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