Revolut - Mobile Finance 4+

Customer service is awful

I love the actual way this app works. The functionality, real time balance, vaults etc are great but the customer service is awful. They had my complete family money on lockdown for over 24hours to “verify” something with no warning and I couldn’t get a response from anyone on their team - days later they responded once the money was made available again. Even with this I just attempted to open a business account this week wanting to keep my expenses separate and same thing- as their chat a question and three days later and no one has responded because of this I don’t recommend the app at all. I understand when startups have a lot on their plate but if I’m giving you my money to protect I want to know you will respond to me. I’m going with a competitor for my business account and may move completely over to them soon if they prove to be better. - Update: the developers responded here to my worry but the customer service never fully responded about the issue after the incident. We’re currently applying for different online banking apps. To answer the apps question of how to “make improvements” maybe responding to your users issues specifically when without warning you are holding their money in a timely manor when it’s not public forum, just saying.

Developer Response ,

Hey there. As a financial institution, we must do our due diligence in order to verify funds. We apologise the delay was longer than expected. Any ideas how we can improve the process? We'd love to hear and feedback and we hope to earn back your trust!

Yours,
Revolut Team

Revolut use

A few months ago I would’ve given this a five. As someone who needs to make several small exchanges each year this app was marvellous, even though I find it really difficult to navigate the app. It’s just taken me half an hour to make a payment to a new person, but I suppose it might become easier if I could make more payments more frequently. I have recently become very disappointed when the amount of inclusive exchange was drastically reduced from £5000 to £1000 per month. Whilst I may not need to use the app every month, I now need to be very organised to escape exchange fees. I believe I can get a better deal if I go to my foreign exchange when I have to pay fees. Having said that I haven’t needed to do that yet as I am just organising better. I also find it very difficult, firstly not being able to speak to someone and secondly I just can’t find the dashboard or online chat section. I am confused as to how often I can make transfers for free as I know that there has been a big shake up with the T&Cs ie if I exchange £1000, can I then transfer £100 to 10 different a/c or is there a restriction on how many people I pay a year? My last problem is that having changed my phone, the app now does not work on the phone. It will not recognise my pin number (which hasn’t changed) and it will not recognise my fingerprint. Maybe that could get sorted out if I could actually find the online chat function.

Best one

I can only stress that when I say this card is the best for all your travel money issues this one card covers it all, you can use the ATM anywhere in the world where their is one and you can use it like a debit/credit card in all shops or markets anywhere that excepts Visa/ MasterCard and you can even purchase different currencies at sometimes a better rate then the money
shops so it saves you the time and hassle off trying to find a money exchange shop when on holiday because nearly all places take card payments so it's a massive life saver and if you pay an annual fee you get a lot more benefits that you won't have as a free account holder and it's still that good. So some off you are most likely thinking if it's as good as you say then why haven't you upgraded to the annual fee account the reason is that I don't travel enough for it to be financially viable if I traveled a lot then yes Definitely would pay for the upgraded account plus brilliant App very well designed slick interface and very responsive works very well in real time money transfers as in moving money from my bank account to the Revolut Account so I don't even have to take actual money with me as I can transfer money as and when I need it so this gets a
from me.