TallyMoney: save & spend gold 4+

An account to fight inflation

TallyMoney Ltd

Designed for iPhone

    • 3.8 • 289 Ratings
    • Free

iPhone Screenshots


TallyMoney offers the world’s first non-fiat personal account featuring money backed by physical gold to protect the long-term value of your savings.

With a one-off activation fee of £19, you get access to cutting-edge technology that turns your gold into spendable money.


With the dismal interest being paid on most savings accounts, you may as well keep your money in a piggy bank. But even a piggy bank can’t stop your money from losing value through inflation.

Every time the government creates more fiat currency (i.e. pounds), your money silently loses value. It’s silent because you don’t see your bank balance going down; you’re just able to buy less with your savings in future, as inflation devalues the pound and drives up the price of goods and services.

Because gold is a physical asset, it cannot be devalued by artificially increasing supply. And whilst the value of gold does fluctuate (up and down), historically, its value has increased over time, making it ideal for savers.


Using tally is like using a foreign currency at home (without the fees and charges), but with the knowledge that it’s a better currency than the one you were previously forced to use (pounds).

Whenever fiat currency is transferred into your TallyMoney Everyday Account, those funds are instantly converted into tally. Each tally represents 1mg of physical LBMA-accredited gold purchased on your behalf at the precise moment the funds are received.

Every time you withdraw cash, transfer money out or make a purchase using the app or TallyMoney Debit Mastercard®, the corresponding tally is deducted from your balance, and the related LBMA-accredited gold is sold on your behalf.

Your balance is displayed in tally but also shows you the live exchange rate (i.e. what your tally is worth in pounds). As with any foreign exchange comparison, the pound value shown in your account will fluctuate daily in line with the global gold price.


PEACE OF MIND Tally is not debt-based money. Your money is never invested or leveraged to create new loans that can be defaulted on.

CONTROL Because your money is tied to a physical asset outside the global banking system, no government or bank has use of your money or the ability to restrict your access. It’s safe, secure, and in your control.

FREEDOM Tally is a global currency with no added foreign exchange fees or markups. And we don’t charge for ATM withdrawals, even when travelling abroad.

CONFIDENCE Tally is LBMA-approved gold converted from/to fiat currency at the global gold wholesale price, regardless of transaction size. There are no added markups, fees or minimum quantities.

CLARITY There are no hidden fees. We charge a one-off account activation fee of £19 and an annual account-keeping fee of 0.9% of your average balance (calculated daily, charged monthly) to cover storage, insurance, and operational costs.


To open an account, simply download TallyMoney and have your photo ID ready. Once you’ve been approved for an account, pay your activation fee before making your first deposit from a non-TallyMoney account (in your name) into your TallyMoney Everyday Account!

Find out more at www.tallymoney.com or via support@tallymoney.com

Mastercard is a registered trademark and the circles design is a trademark of Mastercard International Incorporated. This card is issued by Transact Payments Limited pursuant to licence by Mastercard International Incorporated. Transact Payments Limited is authorised and regulated by the Gibraltar Financial Services Commission. Your Mastercard is now welcomed at millions of locations worldwide.

What’s New

Version 4.24.0

- Search optimisation
- iOS support for Refer a Friend
- xe.com redirection for rates

Ratings and Reviews

3.8 out of 5
289 Ratings

289 Ratings

neel7482910 ,

One key missing feature

It seems quite good so far (have only deposited £50 so far) however I would really like a feature where you can see a graph of the current and past exchange rate from GBP to Tally and vice-versa (Revolut does this for all the currencies they support), and maybe even other currencies such as Euro to Tally etc. Also something like “notify me when exchange rate is £1 = X amount of Tally” would be incredibly useful, or even to automatically take a pre-specified amount of GBP from my non tally bank account when the exchange rate is a certain amount.

The notification thing is maybe for a bit further down the road but I’d really like to be able to see historical exchange rates in the app instead of having the Google the price of 1mg of gold over the past week/month every time I want to have a look. Also it doesn’t seem as though the live rate updates very often, any chance you could clarify how often the GBP to Tally rates update in the app?

NotJackieChan69 ,

A brilliant idea

Inflation has always had an eroding effect on the value of cash savings. Tally allows you to easily hold cash savings in gold, protecting their value from inflation in the process. What differs from other methods of holding gold is you can easily spend it at home or abroad using their debit card. The app is well designed and easy to use. Missing a star due to semi regular IT issues that make it less reliable to use as a day to day account. Support is brilliant, however, the team respond quickly and professionally to questions. Once it offers Direct Debit and Standing order functionality I will be having my salary paid in and use it as my main account.

Financejourno ,

Liquid Gold

Liquid Gold

Tally now offers the general public a World first to own ‘spendable Gold’. using their MasterCard in the UK & overseas, and the experience is highly positive. Gold is rallying, and with Global trade & manufacturing uncertainty a Global recession is a possibility. The classic safe haven is being sought. Tally could not be launching at a better time in history. The global population has high access to mobile phones, Fiat & Crypto currencies are faltering & Gold maintains its value. So Tally offers everyone a simple way to buy & spend Gold, and be part of an ancient but modern version Global currency.
Furthermore, I’ve been using Tally for over 2 years & I find it very useful, particularly when travelling, as there are no fees or fx commission when buying goods, which saves a considerable amount.

App Privacy

The developer, TallyMoney Ltd, indicated that the app’s privacy practices may include handling of data as described below. For more information, see the developer’s privacy policy.

Data Used to Track You

The following data may be used to track you across apps and websites owned by other companies:

  • Identifiers

Data Linked to You

The following data may be collected and linked to your identity:

  • Contact Info
  • Identifiers

Data Not Linked to You

The following data may be collected but it is not linked to your identity:

  • Location
  • Contact Info

Privacy practices may vary based on, for example, the features you use or your age. Learn More


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