At ACKO, we offer Car, Bike, Travel, Health, Employee Health & Life insurance
Buy, manage and claim on any ACKO policy directly on the app: Zero commission, zero paperwork, and superfast claims.
*What you get with the ACKO app*
- Insurance for your ride: Two-wheeler or Car
- Health insurance for you and your family
- Corporate health insurance
- Commission-free plans at incredibly low premiums
- Paperless insurance experience
- Manage your policy on the go
- Get instant one-tap renewal
- Experience smooth claims processing. Tap-upload-done!
- Get free insurance quotes
*With ACKO, you don’t get*
- The nostalgic smell of paper because we have paperless everything.
- The pleasure of connecting with strangers and talking for hours about where your claim is stuck because all our processes are simple & automated.
*Why ACKO is trustworthy*
- 7.5 Cr+ happy smiles
- 4.7/5 Star Google rating
- 400 Cr+ claims settled
What is special about ACKO?
Our team is obsessed with making insurance super simple. We offer:
Low-cost premiums
We focus on selling insurance directly to our customers. This helps us save on commission and pass savings as discounts.
Claims service you’ll love
Minor damage to the car? Get instant claim settlement. Major damage? Give us a call, and we’ll pick up your car, get it repaired, and bring it back to you within 3 days as per policy terms. You’ll also get step-by-step updates on your claims for Bike, Car, and Health Insurance, so you don’t have to sit and wonder what’s going on.
Insurance made easy
Whether you want to buy insurance for your motorbike, renew car insurance, or purchase health insurance plans, this app will help you out.
Get free insurance quotes
Get Car, Bike and Health Insurance quotes on the app for free. For example, you can calculate your car insurance premium within 60 seconds to compare plans.
Purchase vehicle insurance quickly
Enter details. Get exclusive quotes. Make the payment. Receive your motor insurance policy instantly! Also, access your auto insurance policy document, edit details, and check the policy status.
Buy health insurance online easily
Check health insurance quotes, choose your preferred plan, and buy health insurance for you and your family. You can use the app to buy Arogya Sanjeevani Policy and ACKO Standard Health Insurance Policy.
Health insurance for employees
Avail all the insurance and health benefits of your Employee Group Health Insurance — get free doctor consultations, track your fitness & earn rewards, book lab tests, and order medicines from the app!
Healthkit integration
We integrate seamlessly with Apple Healthkit to sync your steps data and other health related information from the Health app via Apple Healthkit.
Access/edit/claim partner policies
If you have purchased insurance policies via our partners, you can access, edit, and raise a claim using the app. This is also applicable in the case of insurance policies for mobiles/electronics/appliances.
Check vehicle’s RTO info
Enter any vehicle registration number to see its corresponding RTO information, such as model, variant, registration date, and other vehicle details.
Track traffic challans
Worried about pending traffic challans? Check any vehicle’s pending and paid traffic challans by simply entering the vehicle registration number.
*Do more with ACKO*
- Know your car’s resale value
- Get daily fuel prices
- Search for nearby EV chargers
- Find PUC centres nearby
- Look for nearby mobile repair centres
*Got questions?*
For more details on insurance, please visit www.acko.com. If you have any questions, please write to us at hello@acko.com or call us on 1860 266 2256.
IRDAI Registration No: 157 | ACKO General Insurance Ltd.
*Disclaimer*
The non-insurance services are facilitated and serviced by ACKO Tech and are in no way affiliated with the insurance products & services owned or offered by ACKO GI. Read more: https://www.acko.com/terms-and-conditions/app-store-terms/
To the ACKO Health Insurance Team,I want to express my sincere gratitude for the exceptional support and coverage provided during one of the most challenging periods of my life.As a 28-year-old medical professional, I never imagined I’d find myself hospitalized three times for fever of unknown origin, followed by an acute DVT that required both thrombolysis and thrombectomy. The cumulative stress of managing a serious health condition—combined with the logistical and emotional load of being a doctor-turned-patient—was overwhelming.Thanks to ACKO’s seamless support, every one of my hospitalizations, including a major surgery costing over ₹14 lakh, was covered 100%. Your timely and reliable financial backing gave me the space to focus on healing, rather than worrying about medical bills. For that, I am deeply thankful.It’s reassuring to know that in moments of vulnerability, there are institutions that truly stand by their promises. ACKO has earned my trust as both a healthcare provider and a policyholder.Thank you for being there when I needed it the most. I’ve already recommended ACKO to many of my colleagues, and several have even purchased policies after witnessing my experience. I’ll continue to recommend ACKO to everyone, and I sincerely hope you continue delivering on your promises in the future as well.Warm regards,Dr. Mohd Furqan Uddin
Developer Response
The kind words you’ve shared truly stand out, and knowing that your journey with us made a real difference for you means a lot, Furqan! Thank you for taking the time to express everything with such clarity and positivity. 💜 -Aditya
Worst App & Website.
George Chiramal Davis
While creating a new claim the picture upload flow had bugs and I couldn’t load new images the app was requesting me to upload. I wasted so much time thinking it was my fault due to lack of network so I found a place with good internet, but alas…still not working… I had to cal Customer support to use an app (which defeats the purpose) they tell me that because I’m already in the location of the garage it was not allowing me to upload pics … which is stupid, but at least it should inform this to me in the UI. Next the track your claim steps is messed up… the self survey is showing empty but it has proceeded to next steps…the hi says Work order released but Honda Service centre has not received anything. I get fed up with the app and visit their website… which is worse… every time I click the button claims in policies…without me providing any info it creates a new claim for you. ACKO probably wants to boast that it has closed crores of claims. All I wanted to know is why it says Work order released but Honda has not received it. As a person claiming insurance for first time this app and their website was a nightmare.
Developer Response
I completely understand the difficulties you may have encountered while using the application. To assist you further, I kindly request that you share your contact number with us at techsupport@acko.com. -Aditya
Worst insurance
Alfaizulla shariff
Worst insurance hai maine gadi li thi new us time pe insurance acko pe banwaya tha tab easy claim a o sab chiz ki advertisement dikhate hai a log jab meri gadi accident huwi to maine claim k liye dala tha to a log gadi accident hone ki vedio mangrahe hai abhi mujhe kya pata k gadi girne ki vedio upload karne pe hi insurance claim milega agar a log jab advertisement karte hai us time dalte to mai gopro dalleke accident hota scammer hai aLog abhi mujhe batarahe hai ki vedio dalo nhi toh insurance claim nhi hoga aur gadi na meri mother k nam pe hai maine bataya k unke pas driving license nhi hai she is house wife toh a acko wale driving license upload karo ya Phir accident ka vedio dalo proof k liye bolrahe hai abhi a batao k accident kya janke hota hai kya kou b use matt karo acko fraud hai a chor madar chod log hai isme jab k gadi hai proper documents hai gadi k yaha tak k insurance nominee me mera khud ka nam hai aur jab maine a sab chize claim k jab mention ki hai k meri mother k namPe gadi hai gadi mai use karta hu driving license mera sab kuch dalke hu phir b a log jo chiz possible nhi hai o chiz hi puchte hai abhi aap log hi batao accident k jab kon vedio leke inlogo ko upload karega aur company me 23,570 bill aya hai insurance claim hi nhi hora hai maine 10k deke acko se insurance liya lkn kuch fida nhi fraud hai acko koi b matt lena a madarchodo se insurance…
I wish I could give 0.1 rating
Nishad Didolkar
I wish I could give them zero stars. My experience with Acko Drive has been nothing short of a scam. If you are looking for a transparent car-buying process, look elsewhere.The Issues:• Financial Mismanagement: During the process, they claimed a "system glitch" and forced me to pay extra, promising a full refund within 10 days. It has now been over 40 days since I took delivery, and I have not seen a single rupee.• The "Ghost" Executive: I was explicitly promised that an Acko executive would be present during the car delivery to assist with the process. No one showed up.• Payment Failures: My car delivery was actually put on hold by the dealership because Acko failed to clear the dues on time. It was incredibly embarrassing and unprofessional.• Zero After-Sales Support: Before I paid the booking amount, I was getting 5+ calls a day. The moment the invoicing was done, they vanished.• Broken Customer Service: Their "support" is a joke. Whenever I call to track my refund, the call miraculously gets disconnected, and they never bother to call back. Emails and follow-ups go completely ignored.The Verdict:I am now genuinely concerned about the validity of my insurance given how they handle their finances. This company is great at marketing but pathetic at execution and ethics. Do not trust their low-price claims—you will pay for it in mental agony and lost money.Save yourself the headache: Buy directly from a reputed dealer and stay away from this fraud.
Developer Response
Hi Nishad, this is not the experience I intended you to have. Please share your contact number via hello@ackodrive.com so that I can take it ahead. -Asa
Bug fixes and performance improvements.
Improved app stability and user experience.
Minor UI and technical enhancements.
Version 13.1.6
The developer, Acko Technology & Services Private Limited, indicated that the app’s privacy practices may include handling of data as described below. For more information, see the developer’s privacy policy .
Data Used to Track You
The following data may be used to track you across apps and websites owned by other companies:
Identifiers
Data Linked to You
The following data may be collected and linked to your identity:
Purchases
Financial Info
Location
Contact Info
User Content
Identifiers
Usage Data
Diagnostics
Privacy practices may vary based, for example, on the features you use or your age. Learn More
Accessibility
The developer has not yet indicated which accessibility features this app supports. Learn More
Information
Provider
Acko Technology & Services Private Limited
Size
122.8 MB
Category
Finance
Compatibility
Requires iOS 15.6 or later.
iPhone Requires iOS 15.6 or later.
iPod touch Requires iOS 15.6 or later.
Mac Requires macOS 12.5 or later and a Mac with Apple M1 chip or later.