I might change the Star Rating once these issues are resolved:Deducted an Star for the Step Up Card Dashboard Bug or error. Every time I click to access Step Up dashboard it asks for the password or face lock, if enabled. After that, for 98% of times, the app enters into the “please wait” semi transparent window in front of the dashboard, making the dashboard completely un-accessible . 50% of the time after restarting the phone, the dashboard can be accessed just once! If you try to re access the dashboard, the same “please wait” loading screen hangs the entire app. Deducted another Star for the incorrect or not at all updated Credit Score display from all the provided sources. I know, because I check my score from various apps and directly from CIBIL. PaisaBazaar’s credit display was the most irrelevant from competitive apps.I know these can be fixed by the developers. I would love to change the review and rating if its fixed in no time, at least the Step Up card bug need to resolve immediately for the cardholders safety reasons.

Deducted an Star for the Step Up Card Dashboard Bug or error. Every time I click to access Step Up dashboard it asks for the password or face lock, if enabled. After that, for 98% of times, the app enters into the "please wait" semi transparent window in front of the dashboard, making the dashboard completely un-accessible. 50% of the time after restarting the phone, the dashboard can be accessed just once! If you try to re access the dashboard, the same "please wait" loading screen hangs the entire app.Deducted another Star for the incorrect or not at all updated Credit Score display from all the provided sources. I know, because I check my score from various apps and directly from CIBIL. PaisaBazaar's credit display was the most irrelevant from competitive apps.I know these can be fixed by the developers. I would love to change the review and rating if its fixed in no time, at least the Step Up card bug need to resolve immediately for the cardholders safety reasons.

I signed up with them and they showed at least 3 offers (excluding CC against FD) with good or excellent chance of approval. So, I applied for a PL because of urgent fund requirements, but I didn’t hear from any loan company where I had applied or from PB through whose app I applied through. I sent them an email to that effect and sought clarification on the status of my application but to my utter disbelief, they informed me that I hadn’t applied for any loan let alone give me an update! Thereafter, I applied directly with a lender and it literally took less than 10 minutes at 3:00 am for it to be disbursed to my bank account!! In the foregoing, I can’t in good conscience recommend using this company’s app or website because they seem to be more of a data mining company rather than a financial services provider. Ever since I signed up with PB, my spam calls/texts/emails/WhatsApp have increased at least a hundred folds. DO NOT SUBMIT YOUR PERSONAL DETAILS ON THE APP OR THEIR WEBSITE.

They will fetch your scores, and will msg with pre-approved offers. Till this it looks good but things start to get worse from here. They will keep on tele-calling for the same. Even if you say that u don’t want they will keep on calling you. They will keep calling you again and again until you say yes to them to get rid of these calls. Cherry on the cake is their tele-callers who are always rude even though they operate in service industry which demands polite frontline staff. They try to force feed you with insurance on loan and are surviving on the hefty cut recieved from loan companies in name of processing fee and interest rate differential. I would recommend not to download this. If you want to check your credit history better to get it done directly from CIBIL instead of these middlemans.