Bajaj Finserv 4+

Bill Payment, Loan, EMI Card


    • Free



The Bajaj Finserv app is here to simplify your bill payments and financial needs. You can apply for personal loan, RBL credit card, EMI Card, pay bills and shop for the latest electronics and home appliances with the Bajaj Finserv app.
What’s New Section:
Explore our newly launched features -
- Bill payments and mobile recharge
- Bajaj Finserv wallet
- Best discounts on monthly bill
- Store locator
- Expense manager
- In-App Program
Instant Personal Loan App
You can apply for an instant personal loan of up to ₹25 Lakh and get quick approval with this personal loan app. Instant personal loan is available at minimal documentation for professionals & self-employed individuals at affordable interest rates.

Highlights of instant personal loan

- Finance Amount: ₹30,000 to ₹25 Lakh
- Repayment Tenure: 12 to 84 months
- Rate of Interest / Annual Percentage Rate (APR): 12% to 34%
- Processing Fees: ₹500 to ₹2000
E.g. of Personal Loan  
For ₹1,00,000/- borrowed at Interest rate* of 2% p.m. for 12 months (interest rate on reducing balance method), the payable amount would be: Processing fee* ₹1000, Other charges ₹100, Interest ₹13,472. The total amount to be repaid after a year will be ₹1,14,572.
*Interest rate and processing fees varies as per the products.
Bill Payments, DTH and Mobile Recharge app

- Mobile Recharge: Recharge mobile for all top operators like Vi, Reliance Jio, Airtel, BSNL etc. all on a single platform. Browse from the top prepaid recharge plans and pay for your mobile recharge right from your home. You can do both your prepaid mobile and postpaid mobile recharge online.
- DTH Recharge: Pay for your DTH recharge for top billers like Tatasky, Airtel DTH, Videocon D2H, Sun Direct TV etc.
- Utility Bill Payments: Make electricity bill payment online along with utilities such as water bill, LPG, etc from the comfort of your home. Pay for all top service providers like MSEB, Adani Electricity Mumbai, BSES, BESCOM, Indane Gas, HP Gas, Bharat Gas etc.
- FASTag: Pay and manage your FASTag account using Bajaj Finserv wallet for any vehicle & skip the toll. Link your UPI with the app for easy & quick payments.
You can also pay your hospital bills, education fees, credit card bills using the Bajaj Finserv wallet. The variety of payment modes also include credit card, debit card, UPI payments, Bajaj Finserv wallet and net banking.

Your daily payments are now easy with Bajaj Finserv Wallet. Load money in your wallet to make in-store and online payments with a simple click. You can use your wallet balance to make online bill payments easily.
Shop online on EMI
Buy the latest electronics, home appliances online at easy EMIs from India’s only EMI store. Get the best products from top brands delivered at your doorstep.
Mobile on EMI: Buy the latest mobiles including iPhone, Oppo, Vivo, Samsung, MI at EMI.
Home appliances on EMI: Upgrade your home with the latest home appliances at EMI. Shop  AC, TV at the EMI store.

EMI Card
Get your EMI card by applying online using the mobile app. Pay your EMIs online, get access to latest deals & offers on the app. Digitise your card & get access to your EMI Card limit. Use this limit to shop mobile, AC, TV, home appliances at no-cost EMIs.
Credit Card
You can apply for Bajaj Finserv Co-brand Credit Card in 3 easy steps. Keep track of your Credit card transactions, make credit card bill payments and download statements on the go. Enjoy contactless transactions, interest-free cash withdrawal for up to 50 days, reward points on spends and more with the RBL credit card.
Investment & Insurance App
Fixed Deposit: Invest in Bajaj Finance Fixed Deposits and get assured high returns. Get special interest rates for senior citizens.
Top Apps in one place
Access best deals from top apps and save your storage with In-App Programs. Book flights & hotels, sell old cars, get the best price for old phones, buy medicines at discounts and more.

What’s New

Version 13.2.0

Bug Fixes & Performance improvement

Ratings and Reviews

4.2 out of 5
18K Ratings

18K Ratings

BNN*** ,


Hon’ble, Chairperson,
I am very glad to keep the money transaction with us, and thanks to believe me ,Sir earlier I have mobile under our loan process Purchesdd but sad to say it was stolen by someone’s, against that person I have lodged the complaint but I have remained instalments which I cleared completely,
Sir,I have requested to you if suddenly if such thing happened with costumers you will be give protection by insurance,which is helpful to further things to avoid money as well as to recover the lost product
Think the positively ,
You’re faithfully,

Developer Response ,

Hi User, thank you for sharing your valuable feedback. We have made a note of it and will share the same with our team for further consideration. - Chetan

kishoreab ,

Good and bad

This app is in Appstore, means its developed for iDevices. But its not that optimised. Everytime it asks for OTP. There are login options like m-pin and Biometric login, but none of those works. It asks for mobile number everytime you login, OTP Comes, after you login, it asks for enabling or disabling m-pin and touch ID. When you make any change, it again asks for OTP. Here's the big issue... If you enter the OTP, nothing happens. Neither it goes forward nor reject the OTP. It remains the same, counting down the time for OTP. After the time ends, it asks for OTP again. Nothing happens. All you have to do is, skip the step and login. There doesn't the story end, if you want to login again after some time, the process starts with entering mobile number and asking OTP. I would never use this kind of app if I had any alternative. Actually I adjust with MobiKwik wallet app mostly for just tracking information. But having dedicated app, and doesn't work properly... It's annoying. Developer please address this issue.

Developer Response ,

Hi User,

Thank you for highlighting this. For security purposes we have OTP auto-read for Card Unblock, request you to make sure that you are using the app on the device which has the SIM of the mobile number registered with us. We hope this resolves your issue, if the issue persists please help us with more details here (
- Akshay

cooldudeakash ,

Complain against agent

Dear team, I am your very old customer and I am very happy to use your service and that's why I recommend everyone your great service. I really like your paperless service but the last deal really makes me wrong. Your store agent (Irfan Ansari) assign me an RBL credit card without my concern and today I received it. When I ask him why my fingerprint is required he mentioned it for formality to disburse the loan. Even he took my adhar details on his personal email address and this thing looks very suspicious for me and I guess it does not fall under any business compliance. Just because of him I have to cancel all of my busy schedules and need to visit multiple branches to cancel the credit card. this cancellation will affect my credit score as well. I also noticed there is no feedback form or page or anything where I can describe this suspicious activity of your employee. Your request page is not working and throwing an error that’s why I have to share this feedback here..kindly take an action and acknowledge it else I have to take some legal way and I have the proofs.

Developer Response ,

Hi, Sorry for the inconvenience caused. However, we need more details to address your concern we suggest to visit our website -> Click on "Contact us" -> Click on "Support" -> Click on "Email us" and share the required details for a quick resolution. Mention the ref ID EX081922-03 for us to track it. Thank you - Aki

App Privacy

The developer, BajajFinserv, indicated that the app’s privacy practices may include handling of data as described below. For more information, see the developer’s privacy policy.

Data Used to Track You

The following data may be used to track you across apps and websites owned by other companies:

  • Usage Data

Data Linked to You

The following data may be collected and linked to your identity:

  • Usage Data

Privacy practices may vary based on, for example, the features you use or your age. Learn More

More By This Developer

You Might Also Like