Bajaj Finserv: UPI,Loan,FD,MF 4+

Payments, Loan, Demat Account

BajajFinserv

    • Free

Screenshots

Description

Bajaj Finserv App is trusted by 40 million+ customers all over India for their financial and payment needs. With this app, you can apply online for personal loan, home loan, gold loan, etc. You can shop online from 1 million+ products at no-cost EMI, manage investments, get insurance, and do much more. You can also easily pay all your utility bills, recharge your mobile and DTH services, and transfer money using BHIM UPI.

Instant Personal Loan App

• Get an instant personal loan of up to ₹40 Lakh with this loan app.
• Doctors & Chartered Accountants can get funding through professional loans.
• Self-employed individuals can opt for a Business loan at affordable rates.

Highlights of Personal Loan
• Finance Amount: ₹30,000 to ₹40 Lakh
• Repayment Tenure: 12 to 84 months
• Rate of Interest / Annual Percentage Rate (APR): 12% to 34%
Processing Fees: ₹500 to ₹2000

For ₹1,00,000/- borrowed at an interest rate of 2% p.m. for 12 months (interest rate on reducing balance method), the payable amount would be: Processing fee* ₹1000, Other charges ₹100, Interest ₹13,472. The total amount to be repaid after a year will be ₹1,14,572. *Interest rate and processing fees vary as per the products.

No-Cost EMI shopping at Bajaj Mall

• Shop smartly with the Bajaj EMI Card and enjoy No-Cost EMI options on over 1 million products.
• From Electronics, Appliances & Smartphones to Fitness Equipment and Furniture, shop for everything at No-Cost EMI.
• Find all the top brands like Samsung, Sony, LG, Whirlpool, & others at Bajaj Mall.
• Use the store locator to find the nearest Bajaj Finserv Partner Store for in-store shopping.

Bajaj EMI Card

• Apply for Bajaj EMI card online, view your EMI Card limit & also pay EMI online.
• Use the EMI card to shop online at No-Cost EMI at Bajaj Mall and over 1.5 Lakh local stores.

Bill Payment & Online Recharge

• Online Bill Payments
Make electricity bill payments online along with other monthly utilities such as water, LPG, broadband etc. Get cashback on your bill payment credited to your Bajaj Pay Wallet.
• Online Mobile Recharge
Find all top billers such as Jio, Airtel, Vi etc. for mobile recharge on Bajaj Finserv App. Earn cashback on mobile recharge using the Bajaj Pay UPI & use it for future bill payments.
• FASTag
The Bajaj Finserv App enables quick and easy FASTag recharge. You can recharge on the go & enjoy hassle-free travel.

BHIM UPI App

• Create your unique Bajaj Pay UPI ID & send/receive money or pay bills by scanning any QR code.
• Add money to your Bajaj Pay Wallet & make seamless bill payments.

Credit Card

• Apply for Bajaj Finserv-RBL Credit Card in a few easy steps.
• Make credit card bill payments online, enjoy cash withdrawals using credit card & get reward points on your spending with the RBL credit card & DBS credit card.

Fixed Deposits

• Get high ROI on fresh and renewal of FD.
• You can start investment in FD at ₹15,000 & also get a loan against it.
• You can also invest in Bajaj Finance Systematic Deposit Plan with just ₹5,000.

Mutual Funds

• Investment in Mutual Funds starts with an amount as low as ₹100.
• You can invest in any Mutual Fund via monthly SIP or pay lumpsum.
• Mutual Fund SIP calculators can help you draw an estimate & plan well.

Insurance

• Bajaj Finserv App offers all kinds of Insurance on its platform such as Health insurance, Motor insurance, & Pocket Insurance.

App in App

• Fulfil your daily needs of shopping, food & groceries, travel, home-furnishing etc on one single platform with 100+ brand partners.

Features

• Find all your financial relations at a glance
• Use EMI calculators & pay your EMIs online
• Check CIBIL score & get credit health report online
• Download your loan account statements
• Avail quick assistance online for your queries

What’s New

Version 16.0.3

Dive into the latest update of our Bajaj Finserv app, designed to offer you an even better experience. We've fixed bugs and made enhancements to ensure smoother navigation and improved functionality. Enjoy the benefits of a more refined app as we strive to provide you with an enhanced, smoother, and more secure experience.
Stay on top of your financial and payment needs with the Bajaj Finserv app.

Ratings and Reviews

4.5 out of 5
43.2K Ratings

43.2K Ratings

kishoreab ,

Good and bad

This app is in Appstore, means its developed for iDevices. But its not that optimised. Everytime it asks for OTP. There are login options like m-pin and Biometric login, but none of those works. It asks for mobile number everytime you login, OTP Comes, after you login, it asks for enabling or disabling m-pin and touch ID. When you make any change, it again asks for OTP. Here's the big issue... If you enter the OTP, nothing happens. Neither it goes forward nor reject the OTP. It remains the same, counting down the time for OTP. After the time ends, it asks for OTP again. Nothing happens. All you have to do is, skip the step and login. There doesn't the story end, if you want to login again after some time, the process starts with entering mobile number and asking OTP. I would never use this kind of app if I had any alternative. Actually I adjust with MobiKwik wallet app mostly for just tracking information. But having dedicated app, and doesn't work properly... It's annoying. Developer please address this issue.

Developer Response ,

Hi User,

Thank you for highlighting this. For security purposes we have OTP auto-read for Card Unblock, request you to make sure that you are using the app on the device which has the SIM of the mobile number registered with us. We hope this resolves your issue, if the issue persists please help us with more details here (http://bit.ly/2tpJBND).
- Akshay

devangx5 ,

Super frustrating app

My experience is more or less the same as other users have reported... everytime I need an OTP to login and OTPs for every other step.

I am currently trying to setup a e-Mandate and the session expires in 2 to 3 minutes by the time I am trying to fill in my bank account details. Facepalm. I tried it twice and gave up. The most irritating part is that I am forced to login using OTP even though login through mpin and biometric is enabled. Facepalm.

And, please don't give me that standard response that you have been giving everyone. Unacceptable. And no, I won't be contacting you to provide any additional information. You people already know what the problem is. I am uninstalling the app right away. No point of using such a app and I will go to some other financer for my EMI needs. Interest of 24% per annum for using your EMI card is ridiculous.

Developer Response ,

"Hi Devangx5, Greetings for the day!
1. There is a 30 days auto logout functionality
2. Logout out from other devices
3. If not resolved, write to us with details of issue on appsupport@bajajfinserv.in along with
A. Phone Number
B. Device model & operating system
C. Date with Approximate time of issue
Mention ref ID AS060423-07
. Thank you. - Akshay

munish29 ,

Bad customer support

I'm really upset with this app and their terrible customer support. Whenever I try to get help, it always shows a frustrating message that says, “ An error has occurred. We will be up and running shortly." This has been going on for at least a month now, and they haven't fixed it or explained anything. What's even worse is that they added an insurance policy to my account along with flexi loan without asking me first. They never told me about it, and they sneaked in some extra charges that they didn't mention. It feels like they're trying to trick me, and I don't appreciate that at all. They're not being honest and they don't seem to care about making their customers happy. When something goes wrong, I expect them to help me quickly and make things right, but they don’t care about their customers I really don't recommend this app to anyone unless you want to deal with constant problems and no support. I regret wasting my time and money. This app's customer support and business practices have left me feeling very disappointed. I can't give them more than one star.

Developer Response ,

Hi, This is definitely not the experience we want you to have. Visit us on Bajaj Finserv App -> My Account -> Help & Support -> Raise a Request. Mention the ref ID EX070423-08
. Thank you. - Shashank

App Privacy

The developer, BajajFinserv, indicated that the app’s privacy practices may include handling of data as described below. For more information, see the developer’s privacy policy.

Data Used to Track You

The following data may be used to track you across apps and websites owned by other companies:

  • Usage Data

Data Linked to You

The following data may be collected and linked to your identity:

  • Usage Data

Privacy practices may vary based on, for example, the features you use or your age. Learn More

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