Ram Fincorp
Finance
Only for iPhone
Free · Designed for iPhone. Not verified for macOS.
iPhone
Ram Fincorp – Personal Loan Platform for Salaried & Self-Employed.
Ram Fincorp is a Loan Service Provider (LSP) operated by KUNDANMAL TECHNOLOGY PRIVATE LIMITED.
We act only as a platform. All loans are sanctioned, underwritten, and disbursed by our RBI-registered NBFC partners. Ram Fincorp itself does not lend.
Loan Amount & Tenure
Loan amount: ₹5,000 to ₹2,00,000
Repayment tenure: 91 days to 365 days
APR (Annual Percentage Rate): 15% – 35% (inclusive of interest & fees)
Representative Example
For clarity, here is one sample loan calculation:
Loan Amount: ₹30,000
Tenure: 3 months (91 days)
Annual Interest Rate: 15% p.a. (reducing balance)
Processing Fee: ₹500
GST on Fee (18%): ₹90
Total Fees Deducted Upfront: ₹590
Amount Disbursed: ₹29,410
Monthly EMI: ₹10,272 × 3 months
Total Repayment: ₹30,816
Total Interest: ₹816
Total Cost of Loan (Interest + Fees): ₹1,406
Effective APR (including fees): ~28.8%
(Exact terms vary depending on borrower profile and lender policy.)
Eligibility
Age: 21 – 55 years
Residency: Indian citizen
Minimum monthly income: ₹15,000
Documents required: Aadhaar, PAN, 3 months salary slips, 3–6 months bank statements
How to Apply
Download & open the Ram Fincorp app
Fill in details & upload KYC documents
Select loan amount & repayment plan
Get matched with an RBI-registered NBFC lender
Loan is disbursed directly to your bank account by the NBFC
Why Choose Us
Multiple RBI-approved NBFC partners
100% digital & paperless process
Transparent pricing — no hidden charges
Flexible repayment options
Data privacy with bank-grade encryption
Our Lending Partner
Currently partnered with:
R K Bansal Finance Private Limited (RBI-registered NBFC)
(Additional NBFC partners will be added and disclosed as per RBI guidelines.)
Security & Privacy
Customer data is encrypted and transmitted via secure HTTPS.
We never share data without consent.
The app complies with RBI Digital Lending Guidelines (DLG), 2022.
Issues Fixed
The developer, Kundanmal Technology Private Limited, indicated that the app’s privacy practices may include handling of data as described below. For more information, see the developer’s privacy policy .
Data Linked to You
The following data may be collected and linked to your identity:
- Contact Info
Data Not Linked to You
The following data may be collected but it is not linked to your identity:
- Identifiers
Accessibility
The developer has not yet indicated which accessibility features this app supports. Learn More
Information
- Provider
- KUNDANMAL TECHNOLOGY PRIVATE LIMITED
- Size
- 34.5 MB
- Category
- Finance
- Compatibility
Requires iOS 15.6 or later.
- iPhone
Requires iOS 15.6 or later. - iPod touch
Requires iOS 15.6 or later. - Mac
Requires macOS 12.5 or later and a Mac with Apple M1 chip or later. - Apple Vision
Requires visionOS 1.0 or later.
- iPhone
- Languages
- English
- Age Rating
18+
- 18+
- Copyright
- © Kundanmal Technology Private Limited
