Ram Fincorp

Finance

Only for iPhone

Free · Designed for iPhone. Not verified for macOS.

iPhone

Ram Fincorp – Personal Loan Platform for Salaried & Self-Employed. Ram Fincorp is a Loan Service Provider (LSP) operated by KUNDANMAL TECHNOLOGY PRIVATE LIMITED. We act only as a platform. All loans are sanctioned, underwritten, and disbursed by our RBI-registered NBFC partners. Ram Fincorp itself does not lend. Loan Amount & Tenure Loan amount: ₹5,000 to ₹2,00,000 Repayment tenure: 91 days to 365 days APR (Annual Percentage Rate): 15% – 35% (inclusive of interest & fees) Representative Example For clarity, here is one sample loan calculation: Loan Amount: ₹30,000 Tenure: 3 months (91 days) Annual Interest Rate: 15% p.a. (reducing balance) Processing Fee: ₹500 GST on Fee (18%): ₹90 Total Fees Deducted Upfront: ₹590 Amount Disbursed: ₹29,410 Monthly EMI: ₹10,272 × 3 months Total Repayment: ₹30,816 Total Interest: ₹816 Total Cost of Loan (Interest + Fees): ₹1,406 Effective APR (including fees): ~28.8% (Exact terms vary depending on borrower profile and lender policy.) Eligibility Age: 21 – 55 years Residency: Indian citizen Minimum monthly income: ₹15,000 Documents required: Aadhaar, PAN, 3 months salary slips, 3–6 months bank statements How to Apply Download & open the Ram Fincorp app Fill in details & upload KYC documents Select loan amount & repayment plan Get matched with an RBI-registered NBFC lender Loan is disbursed directly to your bank account by the NBFC Why Choose Us Multiple RBI-approved NBFC partners 100% digital & paperless process Transparent pricing — no hidden charges Flexible repayment options Data privacy with bank-grade encryption Our Lending Partner Currently partnered with: R K Bansal Finance Private Limited (RBI-registered NBFC) (Additional NBFC partners will be added and disclosed as per RBI guidelines.) Security & Privacy Customer data is encrypted and transmitted via secure HTTPS. We never share data without consent. The app complies with RBI Digital Lending Guidelines (DLG), 2022.

  • 1.6
    out of 5
    89 Ratings

Issues Fixed

The developer, Kundanmal Technology Private Limited, indicated that the app’s privacy practices may include handling of data as described below. For more information, see the developer’s privacy policy .

  • Data Linked to You

    The following data may be collected and linked to your identity:

    • Contact Info
  • Data Not Linked to You

    The following data may be collected but it is not linked to your identity:

    • Identifiers

Privacy practices may vary based, for example, on the features you use or your age. Learn More

The developer has not yet indicated which accessibility features this app supports. Learn More

Provider
  • KUNDANMAL TECHNOLOGY PRIVATE LIMITED
Size
  • 34.5 MB
Category
  • Finance
Compatibility
Requires iOS 15.6 or later.
  • iPhone
    Requires iOS 15.6 or later.
  • iPod touch
    Requires iOS 15.6 or later.
  • Mac
    Requires macOS 12.5 or later and a Mac with Apple M1 chip or later.
  • Apple Vision
    Requires visionOS 1.0 or later.
Languages
  • English
Age Rating
18+
Copyright
  • © Kundanmal Technology Private Limited