iMobile Pay: Banking, UPI 4+

Cards, Bill Payments & Fastag

ICICI Bank Ltd

Designed for iPhone

    • Free

iPhone Screenshots


iMobile is ICICI Bank’s official mobile banking app which offers 400+ banking services.
iMobile Pay is accessible to both ICICI Bank customers & also extends its services to non-ICICI Bank customers to avail the benefits of the app.

ICICI Bank’s iMobile Pay is your go-to mobile banking app that brings the power of Net Banking right to your fingertips. With the Customized notification feature, the app offers a seamless banking experience & with the UPI, the online payments are done effortlessly. Customers can also open other online accounts for banking with ICICI Bank.

Major offerings of ICICI’s Mobile banking app:
● Instant Personal Loan, Home loan & Car loan Application & other loans
● Online digital Savings Account
● Apply for credit cards
● Open a Demat account for trading
● Open FDs, Recurring Deposits (RD) or iWish Deposits
● Scan QR code for easy UPI Payments
● Hassle- free Bill Payments like utility bill & electricity bill payment
● Instant Online Mobile recharge, DTH services, FASTag recharge
● Flight, trains & hotels Bookings

Prime Features & services of iMobile Pay:

● Pre-approved RuPay credit cards:
RuPay Credit Card provides instant access to a credit card with RuPay benefits, allowing seamless payments & transactions through the UPI platform

● Manage multiple cards:
Through iMobile Pay, you can not only manage multiple cards like debit card, credit card, forex card but also can pay your other bank credit card bills & mark your due date for reminders

● Investment made simple:
Are you interested in entering the world of investments & trading in the stock market?
Well, all your worries are over because iMobile Pay offers a hassle-free solution to get you started. By opening a Demat account with iMobile Pay, you can begin your investment or trading journey right away. You can also invest in various schemes of mutual funds using iMobilePay without opening any Demat account

● 24*7 Chabot assistance through iPAL

● iScore & Discover:
Utilize the new Discover feature in iMobile Pay for analyzing your spending or expenditures. The budget feature helps you create budget, manage budget, and helps you maintain financial discipline

● iFinance, All your bank accounts at one place:
Experience a new, innovative way to view all your Bank accounts at one place & analyze all your income & expenses with iFinance

● Unlock your iRewards & Personalized offers:
Earn rewards & access special offers when making a purchase or paying your utility bills after applying for the credit card

● Customized notification:
With the Customized notifications, get all the recent updates related to your bills, home loan, car loan, personal loan, credit cards updates, your bank account updates and much more

● Other offerings by ICICI’s iMobile Pay:

Forex Prepaid Cards, Companion Cards, SIP, Apply for IPO, Tap to Pay, Scan to Pay, Pay to Contact, PPF, NPS, Gold loan, Gold Bond, Insta Term Life Insurance, Cancer Cover, Health/Travel/Motor Cover, 24 hours TopUp, Paylater

Pre-approved loans: Home Loan Balance Transfer, Education Loan, Loan against Property, Commercial Property loan, Consumer EMI, Home Loan Overdraft, Insta Flexi Cash loan, Personal loan on Credit Card.

Personal Loan Highlights:

● Loan Amount: Min (₹25,000/-) to Max (as per the eligibility)
● Repayment Tenure: 12 months to as per the customer’s eligibility
● Rate of Interest: 10.35% to 10.75%
● Processing Fees: Depends on principle amount

For Example: ₹5 Lakh borrowed at an Interest rate of 0.89% p.m. for 60 months, the payable amount would be: 10,809 p.m.
Processing fee* ₹1,770/-, Other charges ₹0, Interest ₹ 1,48,539/-. The total amount to be repaid after 5 years will be ₹ 6,48,540/-
Note: Interest rate & processing fees vary as per the products

For any feedback, queries or issues pertaining to iMobile Pay App, please write to

What’s New

Version 11.8

● Now pay through UPI using your registered international mobile number(s) from the accompanying approved list of countries in addition to Indian mobile numbers - Canada, Hong Kong, UAE, UK.
● Analyze your income and expenses with your brand new iFinance assistant.
● Avail UPI facility on Rupay Credit Card and make payments to merchants via UPI.
● Scan & Pay via Global QR feature for all your online bill payments.
● All-New scratch card features allow existing users to avail various vouchers on successful bill payments.
● Bug Fixes and Improvements to improve your Mobile Banking experience.

Ratings and Reviews

4.8 out of 5
649.5K Ratings

649.5K Ratings

Swaminmdu ,

Digital Banking

Hello We are learner till the last breath But never ever showing your smartness when a layman who becomes an account holder not by his choice but one should see that a rulers carefully taken collective decision to achieve a common goal on larger interest should not be negatively propagated for short term gain by anybody With all foreign players presence and any small business branch run by three categories of staff not on hierarchical level but with different pay perks pension etc minimum unionism in other words zero unionism's they may work with suspicion among themselves and so on Pl always when doing any major decisions on this consult all the elected parties leaders however their numbers and representations Voice of common man on common cause Thanks and regards for the opportunity since I have a rich experience from 2001 walkable distance

samyukta88 ,

Option to pay credit card bill directly via app for non Icici account holders

Hello...all other banks like sbi RBL etc have provided the facility to directly pay their credit card bills via their app via internet banking or debit card payment from other banks even if you don’t have a savings account or checking account with them and the payment gets credited to the credit card immediately but your app has not implemented any such facility always we have to use the click2pay feature and have to wait for 3 business days for the amount to get credited to the credit card and if there is any holiday we have to wait for more than 3 business days since we don’t have any savings or checking account with you in order to pay directly ....
Please try to implement the feature of paying the credit card bill directly via the app using the net banking or debit card payments from other banks...
Your app just provides only the basic information such as due amount statement that’s it..,
Hope u will improve ur app with more features in the future upgrades...

Roheett ,

Only 1 thing which i want to share

This app doesn't work when you do not have an active sim network, which is really worst thing about this app. It should work on wifi that is when you are on flight mode or dont have network for your mobile network service provider. Incase if i am travelling abroad some times there is no network so this app is not working showing that you do not have active sim network😖
Please if you can make this work like previous version means i am using i mobile app almost 10 to 12 years now but this type of things really disappoints me.
The only thing this app should work on wifi when you dont have sim network (flightmode). If your team can solve this will be greatful.

App Privacy

The developer, ICICI Bank Ltd, indicated that the app’s privacy practices may include handling of data as described below. For more information, see the developer’s privacy policy.

Data Linked to You

The following data may be collected and linked to your identity:

  • Identifiers

Data Not Linked to You

The following data may be collected but it is not linked to your identity:

  • Location
  • Diagnostics

Privacy practices may vary based on, for example, the features you use or your age. Learn More


  • Siri

    Get things done within this app using just your voice.

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