YONO SBI:Banking and Lifestyle 4+


State Bank of India

    • Free

iPhone Screenshots


YONO SBI lets you Bank, Shop, Travel, Pay Bills, Recharge, Invest, avail IRCTC ticket booking, use UPI to transfer money, book movie tickets. With SBI YONO, convenience has a new name.

Download YONO SBI our mobile banking and lifestyle application from iOS App store Only and experience its best-in-class features. Do not use any other websites.

Registration process:
YONO is supported on iOS 11 and above.
Ø Install/Update new version of App from App Store and open.
Ø Allow all required permission (location).
Ø Select SIM of CBS Registered Mobile Number (RMN) and submit NEXT.
Ø An encrypted SMS with a unique code will be sent from the device to a pre-defined Number 7718965316 to verify the customer. Kindly note that for sending the SMS standard SMS charges are applicable as per your telecom plan. The SIM should have active outgoing SMS facility.
Ø If there are multiple CIFs attached with same mobile number, system will prompt for the account number and DOB for finding out a unique customer by the mobile number.
Ø If the customer is already having online banking facility of SBI, App will automatically prompt to proceed to Register on YONO with existing user credentials (Online Banking User ID and Password). After entering User ID and Password, customer will receive an OTP on Registered Mobile Number. User has to enter the OTP in the app to complete registration with an optional setting of MPIN.
Ø If the existing SBI customer is not having Online banking credentials, App will prompt to proceed to create INB credential using “Account Details” and “ATM Card” based registration process.
Ø If Non RMN SIM is selected, User will land on account opening screen. If customer claims that selected SIM is already registered with bank, user needs to visit nearest branch with KYC for updating/validating the mobile number in bank account.

What YONO SBI offers you
YONO SBI, SBI’s latest mobile banking offering is an extension of our trusted banking legacy which gave India secure digital products such as YONO Lite and SBI Net Banking. YONO SBI puts India’s largest range of products and services at your fingertips.

• Quick Transfer - Immediate fund transfer to new beneficiary up to Rs 25,000/- per day
• One view - Link and view your relationships with all State Bank entities (Credit Cards, Life Insurance, General Insurance, Travel Insurance, Accident Insurance, SIP, Mutual Funds or investments) in one app
• Your friend in need - Get Pre-approved personal loans on the go within 2 minutes, with no documentation at branches.
• Liquidity on the go – Use this one click facility to avail overdraft against Fixed Deposit
• Experience convenience: Request Cheque Books, ATM Cards/Debit Cards or use the emergency services to change ATM PIN, block ATM cards/Debit cards or stop cheques, through YONO SBI

Other pre log in features:
• ATM/Branch Locator
• Forgot MPIN? - To reset Login MPIN.
• View Balance – View account balance & recent transactions.
• Quick Pay – Make quick & simple payments.
• YONO Cash - Cardless Cash Withdrawal
• Loans - Apply for Home, Car, Education & Personal Loans
• Investments - Open Investment account and make investments.
• Best Offers - Best Online Shopping offers.
• Lock App – To lock app access.
• T&C - Terms & Conditions
• Privacy Policy
• Helpline – Call on Helpline No.

What’s New

Version 1.23.94

-Enhancement in PABL journey
-Added security features
-Enhancement in RTXC journey
-Enhancement in Insta Plus Saving Account journey

Ratings and Reviews

Umesh jas ,

Frustrating Experience, Needs Improvement

Frustrating Experience, Needs Improvement

I've been using the YONO SBI app for a while now, and while it's packed with features, it's been a rollercoaster of frustration. There are times when the app works flawlessly, but more often than not, I find myself unable to even open it. The screens change automatically, leaving me stuck in a loop of frustration. SBI, please address these issues and provide a more stable user experience. Until then, it's hard to rely on this app for my banking needs.

Initially, the YONO SBI app was my go-to for seamless banking, but recently, it's been nothing short of disappointing. The sudden shift from a smooth experience to constant glitches and screen changes is frustrating. I hope the developers can swiftly address these issues and bring back the reliability the app once had. Until then, it's hard to overlook the current instability.

AniketSrivastava ,

issue has been resolved but still few more things to look into

Thank you for resolving the UI issue. With the new update today, the app works well on my iphone 14 pro max. Able to use top row buttons (back, logout). 1. More feature requests - please add face id login in addition to mPin login as an option. I went in the settings and enabled biometric. But still it asks for mpin to login for full viewing of my account , deposits, loans, transfers etc. currently my face id is used for viewing balance (below login) and viewing transactions and other options below like scan and pay etc. but main login doesnt use face id. It only asks for mpin. Please look into this. 2. I noticed same UI issue with the options available below - Pay to Contact and Pay to Bank A/C. The UI is pushed upwards on the screen because of which the back button overlaps with dynamic island and doesnt function. Have to close the app and restart. But still giving 5 stars because u listened to previous issue and provided the fix with an update.

Developer Response ,

Dear Customer, we are sorry to hear about your experience, and we appreciate your feedback. Your input is valuable in our efforts to improve our app. We have taken your suggestion on board and will discuss it with the relevant team for further evaluation.

Ranjalkar ,

Yono App latest version is not suitable for mobiles

It’s impossible to get my registered mobile number re register in yono app. I sent sms to SBI more than 10 times & the reply comes - “We are unable to process your request. Please try after some times”. I was unable to use your app since 2-3 months. Even most of the commercial apps instruct us not to prefer SBI Banking option.
Yours is a defunct app. Am charged for every SMS sent but your banking system says - Please try after some time.
On one hand Honourable PM Modi is promoting entire nation to go online transactions & here our banking system is defunct having some problem or the other. If this continues I ll report & question both PMO & Honourable Finance Minister to set right the system before enforcing online transactions over citizens.

I was a Acc holder in SBI since 1983 but now it’s one of the failed banks where customers are subjected to all kinds of harassments which I had reported to Honourable PM two yrs back. Then onwards there were some banking reforms but our SBI never came outta its rusted network. Now even commercial apps are instructing not to opt transactions through SBI. It’s the present sad state of our nation😥😥.

Developer Response ,

Hi ! We're sorry to know about your experience. We would like to know more about the issue being faced. Pls lodge complaint thru “https://crcf.sbi.co.in/ccf/” -- Raise request as “existing customer - MSME/Agri/Other Grievance” - next page select category of complaints as YONO, proceed to attach screenshot of the page with issue details. Team YONO SBI

App Privacy

The developer, State Bank of India, indicated that the app’s privacy practices may include handling of data as described below. For more information, see the developer’s privacy policy.

Data Linked to You

The following data may be collected and linked to your identity:

  • Contact Info
  • Identifiers

Data Not Linked to You

The following data may be collected but it is not linked to your identity:

  • Financial Info
  • Location
  • Contact Info
  • Contacts
  • User Content

Privacy practices may vary based on, for example, the features you use or your age. Learn More

More By This Developer

Yono Lite SBI
SBI Quick
Yono Business SBI
SBI Secure OTP
eRupee by SBI

You Might Also Like

SBI Card
LIC Digital
IDFC FIRST Bank: MobileBanking
Fi Money - Save & Invest Smart
Canara ai1- Mobile Banking App
OneScore: Credit Score Insight