YONO SBI:Banking and Lifestyle 4+


State Bank of India

    • Free

iPhone Screenshots


YONO SBI lets you Bank, Shop, Travel, Pay Bills, Recharge, Invest, avail IRCTC ticket booking, use UPI to transfer money, book movie tickets. With SBI YONO, convenience has a new name.

Download YONO SBI our mobile banking and lifestyle application from iOS App store Only and experience its best-in-class features. Do not use any other websites.

Registration process:

YONO is supported on iOS 11 and above.

Ø Install/Update new version of App from App Store and open.

Ø Allow all required permission (location, make/manage phone calls).

Ø Select SIM of CBS Registered Mobile Number (RMN) and allow for SMS permission and submit NEXT.

Ø An encrypted SMS with a unique code will be sent from the device to a pre-defined Number 7718965316 to verify the customer. Kindly note that for sending the SMS standard SMS charges are applicable as per your telecom plan. The SIM should have active outgoing SMS facility. In some devices, the user may have to allow sending the SMS from the outbox.

Ø If there are multiple CIFs attached with same mobile number, system will prompt for the account number and DOB for finding out a unique customer by the mobile number.

Ø If the customer is already having online banking facility of SBI, App will automatically prompt to proceed to Register on YONO with existing user credentials (Online Banking User ID and Password). After entering User ID and Password, customer will receive an OTP on Registered Mobile Number. User has to enter the OTP in the app to complete registration with an optional setting of MPIN.

Ø If the existing SBI customer is not having Online banking credentials, App will prompt to proceed to create INB credential using “Account Details” and “ATM Card” based registration process.

Ø If Non RMN SIM is selected, User will land on account opening screen. If customer claims that selected SIM is already registered with bank , user needs to visit nearest branch with KYC for updating/validating the mobile number in bank account.

What YONO SBI offers you

YONO SBI, SBI’s latest mobile banking offering is an extension of our trusted banking legacy which gave India secure digital products such as YONO Lite and SBI Net Banking. YONO SBI puts India’s largest range of products and services at your fingertips.

• India’s largest shopping marketplace – Exclusive discounts and offers for SBI customers across merchants who offer shopping, vacation bookings, flight and bus ticket bookings, train ticket bookings through IRCTC, food delivery and much more

• Quick Transfer - Immediate fund transfer to new beneficiary up to Rs 25,000/- per day

• One view - Link and view your relationships with all State Bank entities (Credit Cards, Life Insurance, General Insurance, Travel Insurance, Accident Insurance, SIP, Mutual Funds or investments) in one app

• Your friend in need - Get Pre-approved personal loans on the go within 2 minutes, with no documentation at branches.

• Liquidity on the go – Use this one click facility to avail overdraft against Fixed Deposit

• Experience convenience: Request Cheque Books, ATM Cards/Debit Cards or use the emergency services to change ATM PIN, block ATM cards/Debit cards or stop cheques, through YONO SBI

Other pre log in features:

· View Balance – View account balance and recent transactions

· Quick Pay – Use it for quick and simple payments.

· Can’t Login – In case forgotten MPIN/Login Password.

· Lock App – In case of need user lock app access

· ATM/Branch Locator

· FASTtag – Recharge

· T & C

· Bharat QR


What’s New

Version 1.5.70

As an enhanced security feature and for regulatory compliance, the registration process for YONO SBI mobile application has been modified. In the new version user's registered mobile number (RMN) with bank will be validated through SMS and users has to ensure the presence of registered mobile number in the User's device.

-In case of any issues please contact us on 1800111101

Ratings and Reviews

3.5 out of 5
48.5K Ratings

48.5K Ratings

Agent479 ,

Optimisation issue on iPhone notch

Sir no doubt your app is great we can do most of the things but your app is not optimised for iPhone X and above series like there is arrow on top left corner to go backwards it does not work properly become unresponsive because of notch we are having on iPhone . And in password section when you are going to use yono cash to pay the amount you need to enter password but there is a small eye shape icon which is used to see the password but it hides on the right corner you can’t operate just a very small icon is visible.

Please optimise your app specifically the icon around the notch three icon were there (back arrow , support icon and logout icon ) its very hard to click exactly on those icon . Hope you understand.
Rest everything is great .

Developer Response ,

Hi !

Thanks for your valuable suggestion. We have taken your feedback as suggestion to improve our app. At YONO by SBI, we value our customer and strive to give great experience. We request you to explore various features of YONO and share your feedback with us .


Ranjalkar ,

Yono App latest version is not suitable for mobiles

It’s impossible to get my registered mobile number re register in yono app. I sent sms to SBI more than 10 times & the reply comes - “We are unable to process your request. Please try after some times”. I was unable to use your app since 2-3 months. Even most of the commercial apps instruct us not to prefer SBI Banking option.
Yours is a defunct app. Am charged for every SMS sent but your banking system says - Please try after some time.
On one hand Honourable PM Modi is promoting entire nation to go online transactions & here our banking system is defunct having some problem or the other. If this continues I ll report & question both PMO & Honourable Finance Minister to set right the system before enforcing online transactions over citizens.

I was a Acc holder in SBI since 1983 but now it’s one of the failed banks where customers are subjected to all kinds of harassments which I had reported to Honourable PM two yrs back. Then onwards there were some banking reforms but our SBI never came outta its rusted network. Now even commercial apps are instructing not to opt transactions through SBI. It’s the present sad state of our nation😥😥.

Developer Response ,

Hi ! We're sorry to know about your experience. We would like to know more about the issue being faced. Pls lodge complaint thru “https://crcf.sbi.co.in/ccf/” -- Raise request as “existing customer - MSME/Agri/Other Grievance” - next page select category of complaints as YONO, proceed to attach screenshot of the page with issue details. Team YONO SBI

nwrshah ,

Not able to open account through Yono app with single name on Aadhaar

I have only first/single name on my Aadhaar card and with that while navigating through the new account opening application flow when I enter the Aadhaar OTP and click on Submit button it shows the error message which says “SI520|MISSING FIELD LAST NAME” and don’t allow to proceed further. Even there is no provision to provide details manually. I don’t know if it’s validation from SBI side or not if yes then there are numerous person like me who don’t hold the last name on their Aadhaar card. Additionally there is no support from bank representatives as usual for the alternative solution for this issue instead they ask they can open the account but charge ₹3000 out of that ₹1000 they charge for accidental insurance and without accidental insurance they don’t open the account.

Few days ago I got the response from SBI side and they said that I need to visit SBI branch to open the account. Just simple question I have to SBI team is that if I need to visit the branch then stop working on this so called YONO app or simply remove the option to open the account from the app. Pathetic and very unprofessional service as usual.

Developer Response ,


We would request you to please visit a nearby SBI branch to open a regular savings account.


App Privacy

The developer, State Bank of India, indicated that the app’s privacy practices may include handling of data as described below. For more information, see the developer’s privacy policy.

Data Linked to You

The following data may be collected and linked to your identity:

  • Contact Info
  • Identifiers

Data Not Linked to You

The following data may be collected but it is not linked to your identity:

  • Financial Info
  • Location
  • Contact Info
  • Contacts
  • User Content

Privacy practices may vary based on, for example, the features you use or your age. Learn More

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