BNZ Mobile 4+

Bank of New Zealand

    • Free



Manage your money on the go with BNZ Mobile.

Check your account balances, transfer money, top up your prepay mobile, and more – all on the go.

• View account balances and transaction history
• Set goals and follow your progress
• View your accounts in list or icon view
• Personalise your accounts with images
• Set up Instant Balances to view account balances without logging in (activate Mobile Netguard)

• Transfer money between your accounts
• Pay your bills, credit card, or IRD
• Make one-off payments
• Open and close accounts instantly with YouMoney
• Link accounts to your Eftpos or credit card
• Add/edit payees and view payment history
• Set up, edit and delete automatic payments

• Link your Trade Me account and pay for items
• Top up Vodafone, Spark, Skinny and 2degrees prepaid mobile
• Get Apple Pay and pay with your phone

• Send a Secure Message
• Find the nearest BNZ stores and ATMs
• View all relevant phone numbers
• Request a callback

• Apply for a debit or credit card
• Apply for loans or insurances
• Join the BNZ KiwiSaver Scheme

• Set up a personal 5-digit PIN or
• Log in with your Internet Banking password
• Mobile NetGuard embedded within this app
• Touch ID and Face ID login are available on supported devices

• iOS 14 or above required to use this app.
• Always remember to log out and always update your device to the newest version of iOS.
• Never store your BNZ access number, password or NetGuard coordinates on your device in any form.
• Never allow other people to access your mobile device using Touch ID or device password.
• Mobile data is required to access the BNZ app.
• Use of the BNZ app is subject to the Internet Banking Terms and Conditions.(
• Spend tracker is available with a personal BNZ credit card or transaction account, including joint transaction accounts.
• Non-personal accounts like family trust or business accounts won’t show in the spend tracker.

• A BNZ Personal Internet Banking customer?
Install this app and get going. It’s easy.
• Not a BNZ Personal Internet Banking customer?
Install this app and register for Internet Banking on, call 0800 999 269 or +64 4 494 7153 from overseas (international toll charges apply).

What’s New

Version 14.16.1

We’ve fixed a few bugs, and done some work behind the scenes to make things easier for you.

Ratings and Reviews

3.5 out of 5
448 Ratings

448 Ratings

TiNkErSwEeT ,

Pro: Fabulous for daily use. Con: A tad slow to load content for two of the newest features

The BNZ app is fabulous and allows me to do all the things I need to without having to login to the desktop site (#mobileFirst). So many nifty features like Apple Pay, can manage my mortgage and KiwiSaver, CS contact via the app, they even have verification via the app for when I ring up about my account. Only con to the app is that the “Activity” and “Notifications” screens take a few noticeable seconds to load the content (that’s a super slow api call 😕). I end up exiting the screen before it loads coz it takes so long. Improve that and then I’ll use those features too coz they are super handy if you can be bothered waiting for it to load supppeeerrr sllooowwwllllyyyy.

Developer Response ,

Hi TiNkErSwEeT , thanks for the sweet review. I'll pass on the speed issue to our team. Cheers for the review. ^ Stephen

Ärminius ,


Awesome app just a few suggestion... - Can you please add a time option for upcoming payments. I would like to pay the same day but later in the day. - *can you make a “pin to top” for an accounts (if you have multiples it moves your youmouney below the fold) makes drag and drop harder - *if you have “upcoming payments” I would like to have the option to pay it before the date It needs to pay. Maybe a button that say pay now, otherwise I need to do it manually
-* it will be awesome if I can hide accounts that is not relevant now but want to use in the future so not delete.

Developer Response ,

Hi Ärminius,
Thanks for the updated suggestions. Reorder or 'pin' and hide accounts would be very handy. Paying at a set time is a bit trickier with older systems but still an interesting one. Being able to skip or pay upcoming payments early and in an easier manner while retaining the normal cycle would be cool. Thanks for the review Ärminius.

JoshJ989 ,

Perfect app, great features, UI and support!

By far the most modern and best banking app I've used. UI is modern but not feature-sparse, if anything the app packs all the features you need! Makes it super easy to manage money on the go, and the support for FaceID/TouchID, Apple Pay and card blocking options is even better. You have easy access to documents, cards and even a direct chat to support through the app which is wicked. One request - customisable order for the frequent payees section at the bottom of the main screen would be great!

Developer Response ,

Cheers for the feedback. Changing the order of payees would be super handy. I'll feed it through to the team. ^SK

App Privacy

The developer, Bank of New Zealand, indicated that the app’s privacy practices may include handling of data as described below. For more information, see the developer's privacy policy.

Data Linked to You

The following data may be collected and linked to your identity:

  • Identifiers

Data Not Linked to You

The following data may be collected but it is not linked to your identity:

  • Usage Data
  • Diagnostics

Privacy practices may vary, for example, based on the features you use or your age. Learn More


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