BNZ Mobile 4+

Bank of New Zealand

    • Free



Manage your money on the go with BNZ Mobile.

Check your account balances, transfer money, top up your prepay mobile, and more – all on the go.

• View account balances and transaction history
• Set goals and follow your progress
• View your accounts in list or icon view
• Personalise your accounts with images
• Set up Instant Balances to view account balances without logging in (activate Mobile Netguard)

• Transfer money between your accounts
• Pay your bills, credit card, or IRD
• Make one-off payments
• Open and close accounts instantly with YouMoney
• Link accounts to your Eftpos or credit card
• Add/edit payees and view payment history
• Set up, edit and delete automatic payments

• Top up Vodafone, Spark, Skinny and 2degrees prepaid mobile
• Get Apple Pay and pay with your phone

• Send a Secure Message
• Find the nearest BNZ stores and ATMs
• View all relevant phone numbers
• Request a callback

• Apply for a debit or credit card
• Apply for loans or insurances
• Join the BNZ KiwiSaver Scheme

• Set up a personal 5-digit PIN or
• Log in with your Internet Banking password
• Mobile NetGuard embedded within this app
• Touch ID and Face ID login are available on supported devices

• iOS 15 or above required to use this app.
• Always remember to log out and always update your device to the newest version of iOS.
• Never store your BNZ access number, password or NetGuard coordinates on your device in any form.
• Never allow other people to access your mobile device using Touch ID or device password.
• Mobile data is required to access the BNZ app.
• Use of the BNZ app is subject to the Internet Banking Terms and Conditions.(
• Spend tracker is available with a personal BNZ credit card or transaction account, including joint transaction accounts.
• Non-personal accounts like family trust or business accounts won’t show in the spend tracker.

• A BNZ Personal Internet Banking customer?
Install this app and get going. It’s easy.
• Not a BNZ Personal Internet Banking customer?
Install this app and register for Internet Banking on, call 0800 999 269 or +64 4 494 7153 from overseas (international toll charges apply).

What’s New

Version 15.33.0

More behind the scenes bug fixes to improve your in-app experience.

Ratings and Reviews

4.8 out of 5
24.4K Ratings

24.4K Ratings

Burt123456 ,

Thank you for rolling back Home Screen design

Thank you for listening and reverting Home Screen fonts sizes. I’ve reinstated my 5 star rating of this application which, until this recent issue, has always been an exceptionally well thought out and effective app for banking on the go. With an app this good it’s rare to need to use your full web site.

I do have one suggestion. Could you bring the insurance tab from your website banking app to the mobile app? Often when you have an insurance query or need to contact the insurance team you aren’t necessarily at home on a computer, and your main web site is difficult to access or navigate on a phone.


Developer Response ,

Hi Burt123456, thanks for your feedback. The new Home Screen has accessibility improvements, such as dynamic text sizing and better voice over functionality. It also includes dark mode, which we hope customers will enjoy. You can scale down the text size of the BNZ app if you find it too large. Go to your phone’s Settings > Accessibility > Display & Text Size and adjust the options to your preference. I will also pass your feedback to the team, so they can look at the issue you're having too. ^MB

47mattie47 ,

BNZ App is great

And probably the best NZ banking app.

Couple suggestions:
- I wish the app had the ability to pay people from previous transactions who aren't in your contacts. What I mean is that I see a payment sent or received in transaction history, but you can't either copy paste the account number, or alternatively simply tap the account number to make a new payment, or better yet, see other transactions to/from that account as well. Treat the account number like a new contact. I really think this would make the app way better than it already is.
- I miss the "blue theme". Why only light and dark mode, and no "classic" theme? I liked it because it's easier on the eyes than the new light mode. I personally find the light mode font and font-colour quite harsh on the eyes, whereas I don't find this with other light mode apps.

Other than these two things, the only other feature I think would be really useful is overhauling the kiwisaver functionality. There's no history of how your funds are doing, only "what it is today", and the history of deposits/withdrawals. If you want more than that, you really have to login each day, view the amount, and save it to your own spreadsheet.

Thanks though for the great app. It really is better than most other banks, and honestly the primary reason I'm with BNZ.

Developer Response ,

Some great suggestions there 47mattie47, thank you so much for taking the time to write your review! I will pass these on to the relevant teams to see what we can do! ^AC

TiNkErSwEeT ,

Pro: Fabulous for daily use. Con: A tad slow to load content for two of the newest features

The BNZ app is fabulous and allows me to do all the things I need to without having to login to the desktop site (#mobileFirst). So many nifty features like Apple Pay, can manage my mortgage and KiwiSaver, CS contact via the app, they even have verification via the app for when I ring up about my account. Only con to the app is that the “Activity” and “Notifications” screens take a few noticeable seconds to load the content (that’s a super slow api call 😕). I end up exiting the screen before it loads coz it takes so long. Improve that and then I’ll use those features too coz they are super handy if you can be bothered waiting for it to load supppeeerrr sllooowwwllllyyyy.

Developer Response ,

Hi TiNkErSwEeT , thanks for the sweet review. I'll pass on the speed issue to our team. Cheers for the review. ^ Stephen

App Privacy

The developer, Bank of New Zealand, indicated that the app’s privacy practices may include handling of data as described below. For more information, see the developer's privacy policy.

Data Linked to You

The following data may be collected and linked to your identity:

  • Identifiers

Data Not Linked to You

The following data may be collected but it is not linked to your identity:

  • Usage Data
  • Diagnostics

Privacy practices may vary, for example, based on the features you use or your age. Learn More


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