RCBC DiskarTech Savings

Name: RCBC DiskarTech Savings
Rating: 4.7 (9331 reviews)
Author: Rizal Commercial Banking

Digital Savings Account & more

Only for iPhone

Free

9.3K Ratings
Ages

4+
Years
Category

Finance
Developer

Rizal Commercial Banking
Language

EN
+ 1 More
Size

817.6
MB

iPhone

PHILIPPINES' FIRST TAGLISH-CEBUANO SUPER APP Experience the award-winning RCBC DiskarTech, the Philippines' first multi-lingual financial inclusion super mobile app in Tag-lish and Cebuano that will give you seamless mobile banking experience! HASSLE-FREE SAVINGS ACCOUNT OPENING ANYWHERE YOU ARE ● Open account in just a few taps ● Earn 4.88% savings interest ● Register and get verified using one valid government-issued ID ● No initial deposit ● No maintaining balance SAFE AND SECURED MOBILE BANKING ● Supervised by the Bangko Sentral ng Pilipinas (BSP) ● Insured by the Philippine Deposit Insurance Corporation (PDIC) But wait there's more! EXTENSIVE NETWORK OF CASH-IN AND CASH-OUT PARTNERS NATIONWIDE ● Cash-in or deposit money anytime, anywhere with our over 100,000 agent network including 7-Eleven, Cebuana Lhuillier, Bayad Center, and ECPay merchants ● Cash-out or withdraw money from thousands of RCBC ATMs and ATM Go partner merchants, and through Cebuana Lhuillier and Pera Hub outlets CONVENIENT RECEIVING OF FUNDS FROM HERE AND ABROAD ● Receive SSS benefits and loan proceeds ● Claim remittances from abroad through Pera Hub's partners A VARIETY OF OTHER SERVICES, ALL IN ONE APP ● Pay bills for utility, internet, telecomm, government and others hassle-free ● Transfer funds for as low as Php 8 (but free for DiskarTech to DiskarTech and RCBC to DiskarTech or vice versa transactions) ● Use the QR Ph facility of the app for person-to-person (P2P) transactions to DiskarTech or any QR Ph-participating financial service provider ● Buy load and e-pins ● Purchase telemedicine for as low as Php 50 monthly to get 24/7 access to nurses and doctors, e-prescription, laboratory request and medical certificates EXTENSIVE NETWORK OF CASH-IN AND CASH-OUT PARTNERS NATIONWIDE ● Cash-in or deposit money anytime, anywhere with our over 100,000 agent network including 7-Eleven, Cebuana Lhuillier, Bayad Center, and ECPay merchants ● Cash-out or withdraw money from thousands of RCBC ATMS and ATM Go partner merchants, and through Cebuana Lhullier and Pera Hub outlets CONVENIENT RECEIVING OF FUNDS FROM HERE AND ABROAD ● Receive SSS benefits and loan proceeds ● Claim remittances from abroad through Pera Hub's partners A VARIETY OF OTHER SERVICES, ALL IN ONE APP ● Pay bills for utility, internet, telecomm, government and others hassle-free ● Transfer funds for as low as Php 8 (but free for DiskarTech to DiskarTech and RCBC to DiskarTech or vice versa transactions) ● Use the QR Ph facility of the app for person-to-person (P2P) transactions to DiskarTech or any QR Ph-participating financial service provider ● Buy load and e-pins ● Purchase telemedicine for as low as Php 50 monthly to get 24/7 access to nurses and doctors, e-prescription, laboratory request and medical certificates ● Avail affordable life and non-life insurance products for as low as P20.00 from SunLife Grepa and Malayan Insurance ● Reward yourself with cashbacks, discounts, and free shipping vouchers from a wide variety of featured merchants from appliances, food, lifestyle, and travel categoriesBut wait there's more! TRUSTED PARTNER FOR GENERATIONS RCBC DiskarTech is powered by RCBC, the most awarded and fastest-growing challenger bank hailed as the Philippines' Best Bank for Digital (2020-2022) by Asiamoney, Best Financial Inclusion App by the Asian Banker, and Grand Champion for Digital Payments and Financial Inclusion by the Bankers Institute of the Philippines. RCBC currently ranks 5th, from 8th in 2018, amongst the Philippines' private universal banks in terms of assets. Open your RCBC DiskarTech account now!

Ratings & Reviews

4.7

out of 5

9.3K Ratings

Good Job on the Updates
20/08/2021

qrtafahs
This happens a lot of time. They have good customer service that replies quickly, but the deducted amount will only be credited to your account for like 2-3 business days, and if it happens everytime then you have to wait for a long time to get your money back... and they reply only if you follow up. The bug is that the transfer does not proceed after input of OTP. It's just loading, then you got logout of the app. Once it opens again, and try to input the OTP it says "not enough balance" and that the amount was already deducted. Or "genera server error". Should fix this. The money should only be deducted once the otp is verified correctly. Isn't that what it should do? Also, some buttons are not working...you have to click like multiple times. This is a nice and beneficial app but it just seems to have a lot of bugs needed to fix, if you sure want to cater a lot of users in the long run these needs to be fixed. It just doesn't seem trustworthy as of the moment. Sure most of mobile banking app doesn't too, but atleast maintain the security. Enhance customer service. Faster turnaround, like within 24 hours.. cause some people need that money asap!!!

Developer Response
Hi! Kami ay humihingi ng pasensya sa inyong experience. Our team is constantly working on to improve the app. Thank you for this feedback and suggestions. These are legitimate concerns and we'll include these in our next updates. We hope that you continue using DiskarTech as we unveil more features very soon. Please follow @DiskarTech on Facebook, Instagram and Twitter for promos and announcements. If you have other concerns, you can also chat with us 24/7, just visit diskartech.ph and look for our chatbox. Maraming salamat!
Good Job on the Updates
20/08/2021

qrtafahs

This happens a lot of time. They have good customer service that replies quickly, but the deducted amount will only be credited to your account for like 2-3 business days, and if it happens everytime then you have to wait for a long time to get your money back... and they reply only if you follow up. The bug is that the transfer does not proceed after input of OTP. It's just loading, then you got logout of the app. Once it opens again, and try to input the OTP it says "not enough balance" and that the amount was already deducted. Or "genera server error". Should fix this. The money should only be deducted once the otp is verified correctly. Isn't that what it should do? Also, some buttons are not working...you have to click like multiple times. This is a nice and beneficial app but it just seems to have a lot of bugs needed to fix, if you sure want to cater a lot of users in the long run these needs to be fixed. It just doesn't seem trustworthy as of the moment. Sure most of mobile banking app doesn't too, but atleast maintain the security. Enhance customer service. Faster turnaround, like within 24 hours.. cause some people need that money asap!!!
Developer Response 05/06/2021
Hi! Kami ay humihingi ng pasensya sa inyong experience. Our team is constantly working on to improve the app. Thank you for this feedback and suggestions. These are legitimate concerns and we'll include these in our next updates. We hope that you continue using DiskarTech as we unveil more features very soon. Please follow @DiskarTech on Facebook, Instagram and Twitter for promos and announcements. If you have other concerns, you can also chat with us 24/7, just visit diskartech.ph and look for our chatbox. Maraming salamat!
FEEDBACK
22/05/2023

Heyitslour
I appreciate the app so much because of its cheap fees to other banks and also works like gcash, can pay bills and all. The only downside is the OTP sent to my number, it takes about 8-10mins before I received it. This does not just happen once. Everytime I do transactions like buying load or transferring money to my other accounts, I have to press resend OTP over and over again and wait for atleast 10mins before I get to have an OTP. This is an inconvenient in my part. Hopefully the RCBC team can check on this matter.

Developer Response
We are sorry to hear about your concern. Ang aming customer service at technical teams ay patuloy na gumagawa ng paraan to serve you better.Kindly send us a PM sa FB po so we can better assist you . Thank you!:)
FEEDBACK
22/05/2023

Heyitslour

I appreciate the app so much because of its cheap fees to other banks and also works like gcash, can pay bills and all. The only downside is the OTP sent to my number, it takes about 8-10mins before I received it. This does not just happen once. Everytime I do transactions like buying load or transferring money to my other accounts, I have to press resend OTP over and over again and wait for atleast 10mins before I get to have an OTP. This is an inconvenient in my part. Hopefully the RCBC team can check on this matter.
Developer Response 03/06/2023
We are sorry to hear about your concern. Ang aming customer service at technical teams ay patuloy na gumagawa ng paraan to serve you better.Kindly send us a PM sa FB po so we can better assist you . Thank you!:)
Not Recommended
16/10/2024

I’ll stay anonymous
I recently lost 2000 pesos in a frustrating experience with DiskarTech. On October 8, I attempted to pay two internet bills through their app. However, at the final step, I received an error message indicating that the transaction could not be processed. Naturally, I assumed the money would remain in my account since the app explicitly said the payment couldn't go through.I switched to GCash and successfully paid the bills. But when I checked my DiskarTech account the next day, October 9, I saw a debit memo that had almost wiped out my savings. As a student with limited funds, this was a huge blow. I contacted RCBC, only to be told that their bank and DiskarTech have separate customer service departments, so I had to reach out to DiskarTech via email.I immediately emailed them, and after a back-and-forth, they claimed the payment had gone through, despite no record of an advance payment with our internet provider.Now, the issue is still unresolved, and despite repeatedly asking for updates, I’ve heard nothing for almost a week. I’m not sure if I’ll ever get my money back. I'm sharing this to warn others about DiskarTech's poor service to prevent anyone else from going through the same frustrating experience.Ps. Would’ve send 0 rating if possible since that’s what they deserve!!!!!!

Developer Response
We are sorry to hear about your concern. Ang aming customer service at technical teams ay patuloy na gumagawa ng paraan to serve you better. Maaari din po ninyo i-send ang inyong concern at details via email sa help@diskartech.ph upang direktang matugunan ng aming helpdesk team ang inyong concern. Salamat po. 🙂
Not Recommended
16/10/2024

I’ll stay anonymous

I recently lost 2000 pesos in a frustrating experience with DiskarTech. On October 8, I attempted to pay two internet bills through their app. However, at the final step, I received an error message indicating that the transaction could not be processed. Naturally, I assumed the money would remain in my account since the app explicitly said the payment couldn't go through.I switched to GCash and successfully paid the bills. But when I checked my DiskarTech account the next day, October 9, I saw a debit memo that had almost wiped out my savings. As a student with limited funds, this was a huge blow. I contacted RCBC, only to be told that their bank and DiskarTech have separate customer service departments, so I had to reach out to DiskarTech via email.I immediately emailed them, and after a back-and-forth, they claimed the payment had gone through, despite no record of an advance payment with our internet provider.Now, the issue is still unresolved, and despite repeatedly asking for updates, I’ve heard nothing for almost a week. I’m not sure if I’ll ever get my money back. I'm sharing this to warn others about DiskarTech's poor service to prevent anyone else from going through the same frustrating experience.Ps. Would’ve send 0 rating if possible since that’s what they deserve!!!!!!
Developer Response 09/11/2024
We are sorry to hear about your concern. Ang aming customer service at technical teams ay patuloy na gumagawa ng paraan to serve you better. Maaari din po ninyo i-send ang inyong concern at details via email sa help@diskartech.ph upang direktang matugunan ng aming helpdesk team ang inyong concern. Salamat po. 🙂
Fund transfer not received
20/12/2023

Dencio29
I transferred my money at 12:22pm today using this app to my bpi account. Until now I haven’t received my cash yet. I sent an email to their customer service to credit it to my account but still waiting for their response. I hate this app. Last time I paid my meralco bill. It was rejected then I paid again. Then I found out it went through and deducted it to my acct balance. It took them two weeks or so to credit it to my account. Please fix your app. Very inconvenient. I don’t trust this app anymore.Update: I received the credit of 10k in my diskartech acct today. I transferred it to my Maya acct and received notifications that it was successful. But again, I didn’t receive the fund transfer again. What is going on with this app??? How can I get my money out of diskartech and get it back????

Developer Response
We're sorry to hear about your negative experience and would like to make things right. Please send us a direct message to FB with more information so we can address the issue. Thank you.
Fund transfer not received
20/12/2023

Dencio29

I transferred my money at 12:22pm today using this app to my bpi account. Until now I haven’t received my cash yet. I sent an email to their customer service to credit it to my account but still waiting for their response. I hate this app. Last time I paid my meralco bill. It was rejected then I paid again. Then I found out it went through and deducted it to my acct balance. It took them two weeks or so to credit it to my account. Please fix your app. Very inconvenient. I don’t trust this app anymore.Update: I received the credit of 10k in my diskartech acct today. I transferred it to my Maya acct and received notifications that it was successful. But again, I didn’t receive the fund transfer again. What is going on with this app??? How can I get my money out of diskartech and get it back????
Developer Response 04/01/2024
We're sorry to hear about your negative experience and would like to make things right. Please send us a direct message to FB with more information so we can address the issue. Thank you.

Experience enhanced features and improved security with the latest version of the RCBC DiskarTech app. Update now for a better app experience!

Version 5.6.0

27/11/2025

Data Used to Track You

The following data may be used to track you across apps and websites owned by other companies:
- Usage Data
Data Linked to You

The following data may be collected and linked to your identity:
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Data Not Linked to You

The following data may be collected but it is not linked to your identity:
- Identifiers
- Usage Data
- Diagnostics

Privacy practices may vary based, for example, on the features you use or your age. Learn More

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Ratings & Reviews

What’s New

Version 5.6.0

App Privacy

Data Used to Track You

Data Linked to You

Data Not Linked to You

Accessibility

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