RCBC DiskarTech Savings

Name: RCBC DiskarTech Savings
Rating: 4.7 (11012 reviews)
Author: Rizal Commercial Banking

Digital Savings Account & more

Only for iPhone

Free

11K Ratings
Ages

4+
In-App Controls
Category

Finance
Developer

Rizal Commercial Banking
Language

EN
+ 1 More
Size

774.4
MB

iPhone

PHILIPPINES' FIRST TAGLISH-CEBUANO SUPER APP RCBC DiskarTech is an award-winning mobile bank that makes it easy for every Filipino to save, send money, pay bills, and more—anytime, anywhere. EASY & HIGH-EARNING SAVINGS ACCOUNT ● Open Instantly – Start your application anytime with just one valid government ID ● Zero Fees – No initial deposit, no maintaining balance ● High Interest – Earn up to 4% interest per year on your savings YOUR ALL-IN-ONE MySSS CARD ● The MySSS Card powered by RCBC DiskarTech is more than just an ID—it’s your ATM, e-wallet, and debit card in one! ● Apply through My.SSS and select RCBC DiskarTech as your preferred bank. SAFE, SECURE & REGULATED ● Supervised by the Bangko Sentral ng Pilipinas (BSP) ● Deposits are insured by PDIC up to ₱1,000,000 ALL-IN-ONE MOBILE BANKING FEATURES ● Cash In & Out – Available at over 100,000 partners nationwide (Cebuana Lhuillier, Bayad Center, RCBC ATMs, and more) ● Send Money – Just ₱8 InstaPay fee to other banks, FREE transfers to RCBC and DiskarTech ● Pay Bills – Utilities, government fees, telecom, and more ● Buy Load & e-Pins – Prepaid top-ups made simple ● Scan to Pay via QR Ph – Contactless and convenient ● Receive Funds – For SSS benefits, loans, and international remittances ● Affordable Healthcare & Insurance – Telemedicine for ₱50/month and insurance from ₱20 ● Earn Rewards – Complete Missions and get cashback while you save and spend TRUSTED PARTNER FOR GENERATIONS RCBC DiskarTech is powered by RCBC, one of the country’s leading banks, awarded: • Best Bank for Digital (Euromoney 2020–2025) • Best Financial Inclusion App (The Asian Banker) • Champion for Digital Payments (Bankers Institute of the Philippines) OPEN YOUR RCBC DISKARTECH ACCOUNT TODAY! No fees. No hassle. Just smart, secure, and inclusive banking.

Ratings & Reviews

4.7

out of 5

11K Ratings

Good Job on the Updates
20/08/2021

qrtafahs
This happens a lot of time. They have good customer service that replies quickly, but the deducted amount will only be credited to your account for like 2-3 business days, and if it happens everytime then you have to wait for a long time to get your money back... and they reply only if you follow up. The bug is that the transfer does not proceed after input of OTP. It's just loading, then you got logout of the app. Once it opens again, and try to input the OTP it says "not enough balance" and that the amount was already deducted. Or "genera server error". Should fix this. The money should only be deducted once the otp is verified correctly. Isn't that what it should do? Also, some buttons are not working...you have to click like multiple times. This is a nice and beneficial app but it just seems to have a lot of bugs needed to fix, if you sure want to cater a lot of users in the long run these needs to be fixed. It just doesn't seem trustworthy as of the moment. Sure most of mobile banking app doesn't too, but atleast maintain the security. Enhance customer service. Faster turnaround, like within 24 hours.. cause some people need that money asap!!!

Developer Response
Hi! Kami ay humihingi ng pasensya sa inyong experience. Our team is constantly working on to improve the app. Thank you for this feedback and suggestions. These are legitimate concerns and we'll include these in our next updates. We hope that you continue using DiskarTech as we unveil more features very soon. Please follow @DiskarTech on Facebook, Instagram and Twitter for promos and announcements. If you have other concerns, you can also chat with us 24/7, just visit diskartech.ph and look for our chatbox. Maraming salamat!
Good Job on the Updates
20/08/2021

qrtafahs

This happens a lot of time. They have good customer service that replies quickly, but the deducted amount will only be credited to your account for like 2-3 business days, and if it happens everytime then you have to wait for a long time to get your money back... and they reply only if you follow up. The bug is that the transfer does not proceed after input of OTP. It's just loading, then you got logout of the app. Once it opens again, and try to input the OTP it says "not enough balance" and that the amount was already deducted. Or "genera server error". Should fix this. The money should only be deducted once the otp is verified correctly. Isn't that what it should do? Also, some buttons are not working...you have to click like multiple times. This is a nice and beneficial app but it just seems to have a lot of bugs needed to fix, if you sure want to cater a lot of users in the long run these needs to be fixed. It just doesn't seem trustworthy as of the moment. Sure most of mobile banking app doesn't too, but atleast maintain the security. Enhance customer service. Faster turnaround, like within 24 hours.. cause some people need that money asap!!!
Developer Response 05/06/2021
Hi! Kami ay humihingi ng pasensya sa inyong experience. Our team is constantly working on to improve the app. Thank you for this feedback and suggestions. These are legitimate concerns and we'll include these in our next updates. We hope that you continue using DiskarTech as we unveil more features very soon. Please follow @DiskarTech on Facebook, Instagram and Twitter for promos and announcements. If you have other concerns, you can also chat with us 24/7, just visit diskartech.ph and look for our chatbox. Maraming salamat!
FEEDBACK
22/05/2023

Heyitslour
I appreciate the app so much because of its cheap fees to other banks and also works like gcash, can pay bills and all. The only downside is the OTP sent to my number, it takes about 8-10mins before I received it. This does not just happen once. Everytime I do transactions like buying load or transferring money to my other accounts, I have to press resend OTP over and over again and wait for atleast 10mins before I get to have an OTP. This is an inconvenient in my part. Hopefully the RCBC team can check on this matter.

Developer Response
We are sorry to hear about your concern. Ang aming customer service at technical teams ay patuloy na gumagawa ng paraan to serve you better.Kindly send us a PM sa FB po so we can better assist you . Thank you!:)
FEEDBACK
22/05/2023

Heyitslour

I appreciate the app so much because of its cheap fees to other banks and also works like gcash, can pay bills and all. The only downside is the OTP sent to my number, it takes about 8-10mins before I received it. This does not just happen once. Everytime I do transactions like buying load or transferring money to my other accounts, I have to press resend OTP over and over again and wait for atleast 10mins before I get to have an OTP. This is an inconvenient in my part. Hopefully the RCBC team can check on this matter.
Developer Response 03/06/2023
We are sorry to hear about your concern. Ang aming customer service at technical teams ay patuloy na gumagawa ng paraan to serve you better.Kindly send us a PM sa FB po so we can better assist you . Thank you!:)
Errors everywhere
27 Jan

leviXschmeloise
At first I cannot verify my application for some reason though I double checked all the information that I’ve put multiple times. Now, I tried to do troubleshooting like deleting and installing it once again. Now my problem is trying to log in using my phone number but the error says I already have an account. So I went back to the main page, maybe I tapped register and not the login option. I once again put my phone number that I used to create my account and it once again says that I already have an account. AS I SHOULD! Since that’s the same phone number that I used to create it. Also tried to communicate thru email but I still didn’t received any response ‘til now. I’m writing this review to see if they’ll be notified about it so they can check their email and respond not just to me but to all who’s having a problem on their own account. Once again, the app needs improvement.
Errors everywhere
27 Jan

leviXschmeloise

At first I cannot verify my application for some reason though I double checked all the information that I’ve put multiple times. Now, I tried to do troubleshooting like deleting and installing it once again. Now my problem is trying to log in using my phone number but the error says I already have an account. So I went back to the main page, maybe I tapped register and not the login option. I once again put my phone number that I used to create my account and it once again says that I already have an account. AS I SHOULD! Since that’s the same phone number that I used to create it. Also tried to communicate thru email but I still didn’t received any response ‘til now. I’m writing this review to see if they’ll be notified about it so they can check their email and respond not just to me but to all who’s having a problem on their own account. Once again, the app needs improvement.
Not Recommended
16/10/2024

I’ll stay anonymous
I recently lost 2000 pesos in a frustrating experience with DiskarTech. On October 8, I attempted to pay two internet bills through their app. However, at the final step, I received an error message indicating that the transaction could not be processed. Naturally, I assumed the money would remain in my account since the app explicitly said the payment couldn't go through.I switched to GCash and successfully paid the bills. But when I checked my DiskarTech account the next day, October 9, I saw a debit memo that had almost wiped out my savings. As a student with limited funds, this was a huge blow. I contacted RCBC, only to be told that their bank and DiskarTech have separate customer service departments, so I had to reach out to DiskarTech via email.I immediately emailed them, and after a back-and-forth, they claimed the payment had gone through, despite no record of an advance payment with our internet provider.Now, the issue is still unresolved, and despite repeatedly asking for updates, I’ve heard nothing for almost a week. I’m not sure if I’ll ever get my money back. I'm sharing this to warn others about DiskarTech's poor service to prevent anyone else from going through the same frustrating experience.Ps. Would’ve send 0 rating if possible since that’s what they deserve!!!!!!

Developer Response
We are sorry to hear about your concern. Ang aming customer service at technical teams ay patuloy na gumagawa ng paraan to serve you better. Maaari din po ninyo i-send ang inyong concern at details via email sa help@diskartech.ph upang direktang matugunan ng aming helpdesk team ang inyong concern. Salamat po. 🙂
Not Recommended
16/10/2024

I’ll stay anonymous

I recently lost 2000 pesos in a frustrating experience with DiskarTech. On October 8, I attempted to pay two internet bills through their app. However, at the final step, I received an error message indicating that the transaction could not be processed. Naturally, I assumed the money would remain in my account since the app explicitly said the payment couldn't go through.I switched to GCash and successfully paid the bills. But when I checked my DiskarTech account the next day, October 9, I saw a debit memo that had almost wiped out my savings. As a student with limited funds, this was a huge blow. I contacted RCBC, only to be told that their bank and DiskarTech have separate customer service departments, so I had to reach out to DiskarTech via email.I immediately emailed them, and after a back-and-forth, they claimed the payment had gone through, despite no record of an advance payment with our internet provider.Now, the issue is still unresolved, and despite repeatedly asking for updates, I’ve heard nothing for almost a week. I’m not sure if I’ll ever get my money back. I'm sharing this to warn others about DiskarTech's poor service to prevent anyone else from going through the same frustrating experience.Ps. Would’ve send 0 rating if possible since that’s what they deserve!!!!!!
Developer Response 09/11/2024
We are sorry to hear about your concern. Ang aming customer service at technical teams ay patuloy na gumagawa ng paraan to serve you better. Maaari din po ninyo i-send ang inyong concern at details via email sa help@diskartech.ph upang direktang matugunan ng aming helpdesk team ang inyong concern. Salamat po. 🙂

Level up your savings with RCBC DiskarTech! Earn up to 4% interest p.a. on an Average Daily Balance of up to Php 50,000. Balances above Php 50,000 will earn 1% interest p.a. Start saving with RCBC DiskarTech today—update your app now!

Version 2026.1.0

5 Feb

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What’s New

Version 2026.1.0

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Data Used to Track You

Data Linked to You

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