Salmon puts your savings, credit, and loans in one app — available across the Philippines. Whether you're buying something now and paying for it over time, growing your savings, or keeping credit ready for when you need it, it's all here.
- Take home what you need today, pay for it monthly — borrow up to ₱60,000 from 0% down payment and 0% interest with Product Loan, available at over 10,000 partner stores nationwide
- Credit you'll actually use, with cashback to show for it — get a reusable credit line of up to ₱250,000 with 0% interest for up to 62 days, plus earn up to ₱1,250 cashback every month
- Put your money to work — start with as little as ₱5,000 on terms from 6 months to 5 years with Time Deposit
- Grow your savings, then withdraw whenever you need to — with Salmon Save, get a flat 4% p.a. on any balance and zero lock-in
For existing customers
Manage your Credit Line, Product Loan, Moto Loan, Time Deposit, and Salmon Save in one place. Track due dates, check balances, and make repayments, all without visiting a branch.
Find us online
Facebook: https://facebook.com/salmonphilippines
Website: https://salmon.ph
Now the part our lawyers asked us to include
We handle real money, so there's some fine print.
Salmon app is operated by Salmon Group Ltd and functions as a Platform-as-a-Service (PaaS) provider. All financial products and services available through the app are issued exclusively by licensed subsidiaries of Salmon Group Ltd. in the Philippines.
- Sunprime Finance Inc., a financing company registered with the Securities and Exchange Commission (SEC) (SEC Reg. No. CS201916698, C.A. No. 1241), provides credit services through its Online Lending Platform, LoanOnline.
- Salmon Bank (Rural Bank) Inc., licensed by the Bangko Sentral ng Pilipinas (BSP), provides deposit and basic electronic financial services (EPFS).
Salmon Group Ltd does not issue financial products and acts solely as the technology platform provider. All services offered through the app are available only to users located in the Philippines and require a Philippine mobile number for registration and access.
Hassle-Free Online Full Early Repayment with 24/7 Support
Bea Bello
I decided to proceed with a full early repayment since I had extra budget available, and I’m glad that everything was processed successfully online.Although there were some delays at first, their 24/7 customer service was very helpful and responsive in assisting me and following up on my concern until it was fully resolved. I also appreciate that I did not have to proceed with any monthly installments, as my full early repayment was handled accordingly.Overall, I’m satisfied with how my concern was resolved, especially being able to process everything online with reliable support. Thank you for your assistance—I’m giving a well-deserved 5-star rating! ⭐⭐⭐⭐⭐
Developer Response
Thank you so much for your thoughtful feedback and 5-star rating, Bea! We’re happy to hear your early repayment was completed smoothly and that our support team could assist you every step of the way. It’s great knowing you found the process convenient and fully online. If you ever need anything else, we’re always here to help! 😊
Report Salmon to BIR & SEC!
Inshallahallah725
Zero stars dapat eh!! Dapat sa Salmon nato nirereport sa BIR, BSP, & SEC!! Salmon is a scam!! They don’t show complete details in their disclosure statement and full terms and conditions before confirming any loan to ensure you understand the total repayment amount, fees, actual interest, due dates, and how long or installment period you get before you confirm the loan!! They don’t show you those complete details!!! Their Advertises on social media are very misleading!!! Very promising yung Ads nila na pwede ka daw pumili ng term period kung mag aapply ka loan sa kanila pero hindi pala! Hindi nila iniinform!! Di mo talaga malalaman until maexperience mo at maobserve mo yung flow ng system nila within 2 months, grabeh manglinlang itong Salmon nato!!! 30 days lang pala repayment period ko!! Worst is even if you pay the full interest, they would still add up amounts with bigger interest and hidden fees out of nowhere!!! How can people fully pay their Loans kung ganyan paraan ng Salmon!!?? SAGOT!!! imbis na mabawasan yung balance pag nagbayad ka eh mas lalo pa nga palaki ng palaki!!! They don’t even give options for you to pay in installment! I had high hopes in this Salmon App that it would help me boost my small business but no!! Instead of helping you pay the loan na ikagiginhawa mo eh papatayin ka ng Salmon!!!! NEVER AGAIN!!
Developer Response
We sincerely apologize for your experience, Inshallahallah725. Our loan products have different terms, and we aim to clearly present all details, including some options with 0% interest. Please email us at service@salmon.ph with your App Store name and details so we can review and assist.
A SCAM.
Linintian
Wasn’t even interested in getting this CC but the sales representative was very aggressive in convincing us, all with the promise of a free card and whatnot. Now, they told us to come back some weeks later in order to claim the card, but lo and behold, after several tries of claiming a card, no card was available even after several months in.Finally, just this October, we tried again. Finally, they have a card available! But suddenly, there is a 199 peso charge? 199 pesos is not much, but this is already leaving a very terrible impression on your customers. You advertise by saying customers get a FREE card, then have no cards be available for SEVERAL MONTHS, and only after the attendant SCANS the card is the customer informed that they now have to BUY the supposed free card (despite their signage still advertising for the FREE card, just right behind their attendant!) We were informed by the attendant that this is just how it is and they have no say in it (and true naman!), so what the heck, Salmon? And now I’m reading a lot of negative reviews online as well concerning terrible transparency and customer service. Closing my line before I even started 👎👎👎 sana wall nang ibang ma SCAM ng salmon!
Developer Response
Sorry about this, Linintian. We’d like to look into your experience further. Please email service@salmon.ph with your App Store name and concern details so we can assist you better.
Data Correction / Disclosing records to someone outside the contract
user@1234_
This app is helpful for people who want to purchase items but cannot pay in cash. I understand the standard process; however, the company lacks proper data validation. During a site visit, their representatives disrespected the people inside the house, even after being informed that I have not lived at that address for a very long time.They also showed individuals who are not listed as my contact references the items I purchased through the app, including my photo while holding my ID. They exposed my personal records and purchase details to people who are not involved in the contract. Additionally, they are still following up on payment for an item that I already fully paid a long time ago.How is this possible? Do the records in your system not match the collectors’ records? Exposing personal records to individuals who are not related to the contract is a clear violation of the Data Privacy Act.
Developer Response
Thank you for sharing your experience, user@1234_. We sincerely apologize for the issues you encountered and understand your concerns regarding privacy and the handling of your information. This does not reflect the level of service we aim to provide, and we take matters related to data privacy very seriously.To help us investigate and resolve this promptly, please email service@salmon.ph with “Mobile App Review APR136” as the subject, including your App Store name and a detailed description of the incident. Our team will review your case and get back to you as soon as possible.We regret the inconvenience and appreciate your patience and trust.
Money doesn't grow on trees — but it can grow daily. A flat 4% p.a. on your whole balance, no lock-ins, no waiting. Introducing Salmon Save*, now available in the app. Update now.
P.S. We fixed some bugs too.
*Deposits are insured by PDIC up to Php 1 Million per depositor.
Version 2.43.0
The developer, Salmon Group Ltd, indicated that the app’s privacy practices may include handling of data as described below. For more information, see the developer’s privacy policy .
Data Used to Track You
The following data may be used to track you across apps and websites owned by other companies:
Identifiers
Data Linked to You
The following data may be collected and linked to your identity:
Contact Info
Contacts
Identifiers
Usage Data
Diagnostics
Privacy practices may vary based, for example, on the features you use or your age. Learn More
Accessibility
The developer has not yet indicated which accessibility features this app supports. Learn More
Information
Provider
Salmon Group Ltd
Size
231.1 MB
Category
Finance
Compatibility
Requires iOS 16.0 or later.
iPhone Requires iOS 16.0 or later.
Mac Requires macOS 13.0 or later and a Mac with Apple M1 chip or later.