PHILIPPINES' FIRST TAGLISH-CEBUANO SUPER APP
RCBC DiskarTech is an award-winning mobile bank that makes it easy for every Filipino to save, send money, pay bills, and more—anytime, anywhere.
EASY & HIGH-EARNING SAVINGS ACCOUNT
● Open Instantly – Start your application anytime with just one valid government ID
● Zero Fees – No initial deposit, no maintaining balance
● High Interest – Earn up to 4% interest per year on your savings
YOUR ALL-IN-ONE MySSS CARD
● The MySSS Card powered by RCBC DiskarTech is more than just an ID—it’s
your ATM, e-wallet, and debit card in one!
● Apply through My.SSS and select RCBC DiskarTech as your preferred bank.
SAFE, SECURE & REGULATED
● Supervised by the Bangko Sentral ng Pilipinas (BSP)
● Deposits are insured by PDIC up to ₱1,000,000
ALL-IN-ONE MOBILE BANKING FEATURES
● Cash In & Out – Available at over 100,000 partners nationwide (Cebuana
Lhuillier, Bayad Center, RCBC ATMs, and more)
● Send Money – Just ₱8 InstaPay fee to other banks, FREE transfers to RCBC
and DiskarTech
● Pay Bills – Utilities, government fees, telecom, and more
● Buy Load & e-Pins – Prepaid top-ups made simple
● Scan to Pay via QR Ph – Contactless and convenient
● Receive Funds – For SSS benefits, loans, and international remittances
● Affordable Healthcare & Insurance – Telemedicine for ₱50/month and insurance
from ₱20
● Earn Rewards – Complete Missions and get cashback while you save and spend
TRUSTED PARTNER FOR GENERATIONS
RCBC DiskarTech is powered by RCBC, one of the country’s leading banks, awarded:
• Best Bank for Digital (Euromoney 2020–2025)
• Best Financial Inclusion App (The Asian Banker)
• Champion for Digital Payments (Bankers Institute of the Philippines)
OPEN YOUR RCBC DISKARTECH ACCOUNT TODAY!
No fees. No hassle. Just smart, secure, and inclusive banking.
This happens a lot of time. They have good customer service that replies quickly, but the deducted amount will only be credited to your account for like 2-3 business days, and if it happens everytime then you have to wait for a long time to get your money back... and they reply only if you follow up. The bug is that the transfer does not proceed after input of OTP. It's just loading, then you got logout of the app. Once it opens again, and try to input the OTP it says "not enough balance" and that the amount was already deducted. Or "genera server error". Should fix this. The money should only be deducted once the otp is verified correctly. Isn't that what it should do? Also, some buttons are not working...you have to click like multiple times. This is a nice and beneficial app but it just seems to have a lot of bugs needed to fix, if you sure want to cater a lot of users in the long run these needs to be fixed. It just doesn't seem trustworthy as of the moment. Sure most of mobile banking app doesn't too, but atleast maintain the security. Enhance customer service. Faster turnaround, like within 24 hours.. cause some people need that money asap!!!
Developer Response
Hi! Kami ay humihingi ng pasensya sa inyong experience. Our team is constantly working on to improve the app. Thank you for this feedback and suggestions. These are legitimate concerns and we'll include these in our next updates. We hope that you continue using DiskarTech as we unveil more features very soon. Please follow @DiskarTech on Facebook, Instagram and Twitter for promos and announcements. If you have other concerns, you can also chat with us 24/7, just visit diskartech.ph and look for our chatbox. Maraming salamat!
FEEDBACK
Heyitslour
I appreciate the app so much because of its cheap fees to other banks and also works like gcash, can pay bills and all. The only downside is the OTP sent to my number, it takes about 8-10mins before I received it. This does not just happen once. Everytime I do transactions like buying load or transferring money to my other accounts, I have to press resend OTP over and over again and wait for atleast 10mins before I get to have an OTP. This is an inconvenient in my part. Hopefully the RCBC team can check on this matter.
Developer Response
We are sorry to hear about your concern. Ang aming customer service at technical teams ay patuloy na gumagawa ng paraan to serve you better.Kindly send us a PM sa FB po so we can better assist you . Thank you!:)
Errors everywhere
leviXschmeloise
At first I cannot verify my application for some reason though I double checked all the information that I’ve put multiple times. Now, I tried to do troubleshooting like deleting and installing it once again. Now my problem is trying to log in using my phone number but the error says I already have an account. So I went back to the main page, maybe I tapped register and not the login option. I once again put my phone number that I used to create my account and it once again says that I already have an account. AS I SHOULD! Since that’s the same phone number that I used to create it. Also tried to communicate thru email but I still didn’t received any response ‘til now. I’m writing this review to see if they’ll be notified about it so they can check their email and respond not just to me but to all who’s having a problem on their own account. Once again, the app needs improvement.
Can’t create account
Mario Nilo
At first I cannot verify my application for some reason though I double checked all the information that I've put multiple times. Now, I tried to do troubleshooting like deleting and installing it once again. Now my problem is trying to log in using my phone number but the error says I already have an account. So I went back to the main page, maybe l tapped register and not the login option. I once again put my phone number that I used to create my account and it once again says that I already have an account. AS I SHOULD! Since that's the same phone number that I used to create it.Also tried to communicate thru email but I still didn't received any response'til now. I'm writing this review to see if they'll be notified about it so they can check their email and respond not just to me but to all who's having a problem on their own account.Once again, the app needs.
What’s New in RCBC DiskarTech v26.3.1
We’ve made improvements to enhance your RCBC DiskarTech experience, making it smoother, more reliable, and more secure.
Update your app to enjoy performance enhancements, bug fixes, and a better overall experience.
Version 2026.3.1
The developer, Rizal Commercial Banking, indicated that the app’s privacy practices may include handling of data as described below. For more information, see the developer’s privacy policy .
Data Used to Track You
The following data may be used to track you across apps and websites owned by other companies:
Usage Data
Data Linked to You
The following data may be collected and linked to your identity:
Contact Info
Identifiers
Data Not Linked to You
The following data may be collected but it is not linked to your identity:
Identifiers
Usage Data
Diagnostics
Privacy practices may vary based, for example, on the features you use or your age. Learn More
Accessibility
The developer has not yet indicated which accessibility features this app supports. Learn More
Information
Provider
Rizal Commercial Banking Corporation
Size
845 MB
Category
Finance
Compatibility
Requires iOS 12.4 or later.
iPhone Requires iOS 12.4 or later.
iPod touch Requires iOS 12.4 or later.
Apple Vision Requires visionOS 1.0 or later.
Languages
English and Cebuano
Age Rating
4+
4+
This app has an age rating of 4+ with content restrictions.
Some content may be rated higher, and may therefore be restricted and managed by the developer through in-app controls.
