BDO Online

Name: BDO Online
Rating: 1.6 (14459 reviews)
Author: BDO Unibank, Inc.

BDO's new Online Banking app

Only for iPhone

Free

14k Ratings
Ages

4+
Years
Category

Finance
Developer

BDO Unibank, Inc.
Language

EN
English
Size

338.7
MB

iPhone

View and manage your BDO accounts with the BDO Online app and enjoy features that let you: - Secure your cards real-time using lock or unlock card, disable overseas debit card transactions, and set your debit card limits - Quickly view your statements right on the app - Enjoy free BDO to BDO transfers, low fees to other banks and wallets - Confirm transactions using biometrics or Passcode - Send, request, withdraw, or deposit money via QR If you're having trouble logging in, just follow these steps and create a new password for the BDO Online app. Step 1 On the log in screen, tap Need help logging in? > I'd like to reset my password. Step 2 Set up your new password Step 3 Log in with your BDO Online username and new password. Your new password will also reflect in the BDO Online website and the BDO Pay app.

Ratings & Reviews

1.6

out of 5

14k Ratings

Password issue and savings accounts not shown on the new app!
04/11/2024

Bird200223
Is this for real? I can’t imagine I have 2 different passwords for my access through the web and using this new app. When I put in the same password I used for the web, this app doesn’t accept it so I had to changed it. When I logged in, I don’t see my saving accounts. What’s in there is the credit card which the BDO issued without my consent. Can you see how unreliable this app or let’s say the whole system is? First, I can’t log in to the new app using the same password I used to the old app and website. I needed to “changed” the current password so I could access the new app. To my surprise, what’s inside is the “credit card account that was issued under my name without my notice” how possible is that? I didn’t add that account there how can it be there automatically? I don’t even use it I don’t have the card. My savings accounts are not in the new app as well. When I accessed the website, my new password (which I’m using on the new app, the one I just changed my password to) doesn’t work so I thought of using the old password and IT WORKED! How come your new app and the website sent in sync? How come a credit card which I don’t have me didn’t add in the new app is there?
Password issue and savings accounts not shown on the new app!
04/11/2024

Bird200223

Is this for real? I can’t imagine I have 2 different passwords for my access through the web and using this new app. When I put in the same password I used for the web, this app doesn’t accept it so I had to changed it. When I logged in, I don’t see my saving accounts. What’s in there is the credit card which the BDO issued without my consent. Can you see how unreliable this app or let’s say the whole system is? First, I can’t log in to the new app using the same password I used to the old app and website. I needed to “changed” the current password so I could access the new app. To my surprise, what’s inside is the “credit card account that was issued under my name without my notice” how possible is that? I didn’t add that account there how can it be there automatically? I don’t even use it I don’t have the card. My savings accounts are not in the new app as well. When I accessed the website, my new password (which I’m using on the new app, the one I just changed my password to) doesn’t work so I thought of using the old password and IT WORKED! How come your new app and the website sent in sync? How come a credit card which I don’t have me didn’t add in the new app is there?
Good app, but security wise please add the asking of OTP when transferring funds
31/03/2024

sh00K_09
Date: Mar 31, 2024 Device: 13 Pro So far in my usage of the app, I find the new app smoother compared to the old app’s (BDO Digital Banking) UX. Its easier to navigate and what I like most is when it comes to transferring funds in other local banks, it doesn’t have so many text fields that users need to fill in which is really annoying from the old app esp. when I don’t even want to save it as a template. Now the favorite option is only available once the transaction is complete which I believe is nicer. Also, the available features here is much more straightforward. I like how I can easily lock my cards - Debit/Credit, same with adding/removing of existing accounts that I have. Two things that I could suggest as part of the enhancement is: •The ability of users to preferably adjust the debit card limits. Like there’s this bar where we could pick the range for ATM Withdrawal limit, No Pin Purchase Limit and Pin-based Purchase Limit for Overseas - this is a feature available on the old app. •It would be much better if you’ll have 2 types of security verification before an online transfer is completed: 1) Apart from the Face ID (if enabled) or the inputting of the Pin 2) Should also send an OTP to user’s mobile number. •From the favorite list for BDO or other bank transfers, please remove the display of funds that was transferred previously. As it is kind of annoying to have to always remove since its not everytime that the same amount is really transferred.
Good app, but security wise please add the asking of OTP when transferring funds
31/03/2024

sh00K_09

Date: Mar 31, 2024 Device: 13 Pro So far in my usage of the app, I find the new app smoother compared to the old app’s (BDO Digital Banking) UX. Its easier to navigate and what I like most is when it comes to transferring funds in other local banks, it doesn’t have so many text fields that users need to fill in which is really annoying from the old app esp. when I don’t even want to save it as a template. Now the favorite option is only available once the transaction is complete which I believe is nicer. Also, the available features here is much more straightforward. I like how I can easily lock my cards - Debit/Credit, same with adding/removing of existing accounts that I have. Two things that I could suggest as part of the enhancement is: •The ability of users to preferably adjust the debit card limits. Like there’s this bar where we could pick the range for ATM Withdrawal limit, No Pin Purchase Limit and Pin-based Purchase Limit for Overseas - this is a feature available on the old app. •It would be much better if you’ll have 2 types of security verification before an online transfer is completed: 1) Apart from the Face ID (if enabled) or the inputting of the Pin 2) Should also send an OTP to user’s mobile number. •From the favorite list for BDO or other bank transfers, please remove the display of funds that was transferred previously. As it is kind of annoying to have to always remove since its not everytime that the same amount is really transferred.
Stupid inconsistent password system
20/05/2024

Jewel375
When BDO launched their very first app, I didn’t have any issues. But I made a mistake of enabling the generate otp feature in app and after a while, I couldn’t get into my account through the app. I kept reseting my password but it still kept telling me that the password I inputted is invalid even though I can log in through their desktop page. Now I tried logging in and I reset the password because it won’t let me use the password I used for the desktop, BUT it’s asking me to include a symbol. Mind you, when you reset your password on their desktop site it DOES NOT require you to put a symbol. Anyway, I logged in successfully, I don’t see my savings account and when I tried to add, it says that account is not linked to me. So I tried going back to the desktop to check things and surprise surprise invalid password. So I had to reset my password again on desktop and after doing that, I got locked out of my account. If only I could rate this app a negative 5 I would. Can you guys like make up your mind on the passwords??? Coz if I’m not allowed symbols on the desktop, why am I required to have symbols here?????? Do I have to keep resetting everytime I go to the app?????? So stupid.
Stupid inconsistent password system
20/05/2024

Jewel375

When BDO launched their very first app, I didn’t have any issues. But I made a mistake of enabling the generate otp feature in app and after a while, I couldn’t get into my account through the app. I kept reseting my password but it still kept telling me that the password I inputted is invalid even though I can log in through their desktop page. Now I tried logging in and I reset the password because it won’t let me use the password I used for the desktop, BUT it’s asking me to include a symbol. Mind you, when you reset your password on their desktop site it DOES NOT require you to put a symbol. Anyway, I logged in successfully, I don’t see my savings account and when I tried to add, it says that account is not linked to me. So I tried going back to the desktop to check things and surprise surprise invalid password. So I had to reset my password again on desktop and after doing that, I got locked out of my account. If only I could rate this app a negative 5 I would. Can you guys like make up your mind on the passwords??? Coz if I’m not allowed symbols on the desktop, why am I required to have symbols here?????? Do I have to keep resetting everytime I go to the app?????? So stupid.
THE NEW APP IS USELESS
25/10/2023

Gwapo0615
I kept telling BDO CS that this app is not working properly. I have tried using this even before BDO made an announcement. I also have a BPI app and The new one works great. Your Dev team needs to fix the below 1. Ability to manually add bank accounts that are for family members like Junior Savers or OFW accounts. If the account is not named after you, you wont be able to add it. Your people did not think this through as there are multiple scenarios that can come up on why we need to monitor other family member accounts. (minor, senior, ofw, ect) 2. Credit card transaction is NOT REAL TIME. The OLD BDO app immediately shows applied payments and transactions. It shows the user how much CORRECT remaining balance they can spend. This app DOES NOT WORK LIKE THAT and shows you a bloated balance which can cause you to make over drafts on your card! 3. SAVINGS ACCOUNT is not properly updated and is NOT REAL TIME. The OLD BDO APP shows you how much money you have in your account and immediately updates IN ONLY SECONDS after you make a deposit or withdrawal. I have not tried paying bills using this NEW BDO APP because I can feel in my gut that I will have problems. YOUR NEW DEV TEAM DO NOT KNOW WHAT THEY ARE DOING. Why replace PERFECTLY WORKING APP with garbage??
THE NEW APP IS USELESS
25/10/2023

Gwapo0615

I kept telling BDO CS that this app is not working properly. I have tried using this even before BDO made an announcement. I also have a BPI app and The new one works great. Your Dev team needs to fix the below 1. Ability to manually add bank accounts that are for family members like Junior Savers or OFW accounts. If the account is not named after you, you wont be able to add it. Your people did not think this through as there are multiple scenarios that can come up on why we need to monitor other family member accounts. (minor, senior, ofw, ect) 2. Credit card transaction is NOT REAL TIME. The OLD BDO app immediately shows applied payments and transactions. It shows the user how much CORRECT remaining balance they can spend. This app DOES NOT WORK LIKE THAT and shows you a bloated balance which can cause you to make over drafts on your card! 3. SAVINGS ACCOUNT is not properly updated and is NOT REAL TIME. The OLD BDO APP shows you how much money you have in your account and immediately updates IN ONLY SECONDS after you make a deposit or withdrawal. I have not tried paying bills using this NEW BDO APP because I can feel in my gut that I will have problems. YOUR NEW DEV TEAM DO NOT KNOW WHAT THEY ARE DOING. Why replace PERFECTLY WORKING APP with garbage??

BDO Online is now updated with more convenient features that help you stay on top of your Credit Cards! - Activate your Credit Card in the app and use it right away - Request for a Virtual Card or Cash Advance PIN Download BDO Online now!

Version 1.18.1 19 Jan

Data Used to Track You

The following data may be used to track you across apps and websites owned by other companies:
- Usage Data
Data Linked to You

The following data may be collected and linked to your identity:
- Contact Info
- Identifiers
- Usage Data
Data Not Linked to You

The following data may be collected but it is not linked to your identity:
- Financial Info
- Location
- Contacts
- User Content
- Identifiers
- Diagnostics

Privacy practices may vary based, for example, on the features you use or your age. Learn More

Accessibility

Information

Provider: Banco De Oro Unibank, Inc.
Size: 338.7 MB
Category: Finance
Compatibility: Requires iOS 14.0 or later.

iPhone
Requires iOS 14.0 or later.

iPod touch
Requires iOS 14.0 or later.

Apple Vision
Requires visionOS 1.0 or later.
Languages: English
Age Rating: 4+

4+

Learn More