MCash-Wallet
Finance
Free · Designed for iPad
MCash is M Lhuillier’s official mobile application that allows users to send and receive money, buy load, pay bills and more using a smartphone.
Send Money
Send money from one MCash account to another for FREE with Wallet to Wallet! You can also conveniently perform any of MCash other Send Money options: Kwarta Padala (from App to ML Branch) or Wallet to Bank* anytime, anywhere.
Add Money
Cash in to your own Mcash account for FREE by visiting the nearest M Lhuillier branch or add money through Mcash partner banks.
Receive Money
No time to visit an M Lhuillier branch to get your Kwarta Padala? Receive up to PHP 40,000.00** per transaction through your ML Wallet. Simply type the required Receive Money details after logging in!
Withdraw Money
Withdraw up to PHP 40,000** per day from any of the 2,600+ M Lhuillier branches nationwide. Find the nearest ML branch by clicking the Branch Locator in the App!
Buy eLoad
Easily buy or send load to your customers, friends & family with just a few taps on your smartphone.
Pay Bills
Quickly pay your bills to over 250 partners nationwide from a number of categories including Utilities, Insurance, Loans and more!
Buy Items*
Find the best prices and shop pre-loved jewelry, mobile phone accessories and other pawnable items in the ML Shop!
Loan***
Salary Loan - Quick, zero-fee Salary Loan with hassle-free repayment.
Credit limit amounts: P500 to P25,000
Up to 61 days loan Term
5.0% Interest rate per month
Maximum Annual Percentage Rate (APR) - 24% (VISMIN), 21% (LNCR)
No late payment penalties
No Admin fee
Sample Computation:
Principal Amount: P5,000
Interest Fees at 61 days: P500
Total amount to be paid: P5,500
Repay ₱1,375 every 15 days
Charges:
DOCUMENTARY STAMP - 0.003 (AUTOMATICALLY DEDUCTED FROM HIS/HER LOAN PROCEEDS)
PROCESSING FEE - 0.5% (AUTOMATICALLY DEDUCTED FROM HIS/HER LOAN PROCEEDS)
SEC licensed: Lhuillier Saison Financing Corporation.
Lhuillier Saison Financing Corporation is a registered and licensed financial institution operating under its own regulatory compliance.
Company Reg. No CS201907721
Certificate of Authority No. 1216
Carefully review and ensure that you have read and understood the terms and disclosures before initiating any transactions.
PRIVACY & PERMISSIONS
We will never disclose any personal information with anyone that is not you without your permission, or sell your data to third parties.
https://mlhuillier.com/privacy-notice/
*Coming soon
**for fully verified users only
*** Employees and Affiliated Business Partners Only
Aside from these services, you can track your finances with MCash upgraded Transaction History feature, find the nearest M Lhuillier branch with an in-App Branch Locator and check the latest Kwarta Padala rates anytime, anywhere.
Like M Lhuillier’s official Facebook page and join the MCash Users Community Facebook group today for updates and news about the ML Wallet App.
-New features
-bug fixes
The developer, MICHEL J. LHUILLIER FINANCIAL SERVICES (PAWNSHOPS), INC, indicated that the app’s privacy practices may include handling of data as described below. For more information, see the developer’s privacy policy .
Data Linked to You
The following data may be collected and linked to your identity:
- Contact Info
Data Not Linked to You
The following data may be collected but it is not linked to your identity:
- Financial Info
- Location
- Contact Info
- User Content
- Identifiers
- Sensitive Info
- Diagnostics
Accessibility
The developer has not yet indicated which accessibility features this app supports. Learn More
Information
- Provider
- MICHEL J. LHUILLIER FINANCIAL SERVICES PAWNSHOPS, INC.
- Size
- 80.1 MB
- Category
- Finance
- Compatibility
Requires iOS 18 or later.
- iPhone
Requires iOS 18 or later. - iPad
Requires iPadOS 18 or later. - Mac
Requires macOS 15.0 or later and a Mac with Apple M1 chip or later. - Apple Vision
Requires visionOS 2.0 or later.
- Languages
- English
- Age Rating
4+
- 4+
- Copyright
- © OWNED BY MICHEL J. LHUILLIER FINANCIAL SERVICES (PAWNSHOPS), INC.