AES Student Loans 4+


    • 4.6 • 13.9K Ratings
    • Free



The AES Student Loans App makes managing your student loan account as convenient as can be! Manage your AES account from anywhere, anytime!

· Create your online account
· Enable Touch ID or Face ID for lightning-fast access to your loans!
· Recover your username or reset your password if you're having trouble signing in
· Use verification code to securely access your account information
· Change your password and manage your biometric login preferences from your account profile

· Visualize your loan balance
· View your individual loan details
· See a history of payments you've made
· Update your contact information and manage saved bank accounts
· Access your bills, letters, and tax documents
· Upload photos of documents required for account change processing

· Schedule payments quickly with saved bank accounts
· Target payments to specific loans
· Payoff loans (with current or future date quotes)

· View Direct Debit details
· Suspend a scheduled Direct Debit payment
· Cancel your Direct Debit agreement

· Access American Education Services contact information for obtaining customer support.
· Submit account related customer support inquiries.

· Get payment estimates for repayment plans that best meet your goals
· Change your payment due date
· Review the status of your request for Income-Driven Repayment (IDR) Plans

What’s New

Version 5.1.4

Maintenance and Security Updates

Ratings and Reviews

4.6 out of 5
13.9K Ratings

13.9K Ratings

Masked Menace ,

White screen

This app used to work great for me. Now it tells me every time I login that my phone isn’t a trusted device (which I’ve always used to access my account) and then when it finally lets me in, I just get a blank white screen. Tried uninstalling and reinstalling the app, same thing happened. Had to go online to make my payment. One star for not being able to use this app in any capacity at all. Thanks AES

Duggystyle ,

Always a hassle

I was told that I had a forbearance (due to COVID) for a certain amount of time, so I wasn’t paying my monthly bill. It wasn’t until my credit score dropped 120 points from 740 to 620 that I found out I missed 90+ days worth of payments for 4 school loans. I was never told that my payments were due again. Now I can’t refinance my home loan to a lower rate because of my credit score. A phone call or email would have been nice!
Also, I should not even owe school loans because of my time in the military, but AES doesn’t (or didn’t at the time) employee a single person that can help military personnel or veterans with the government-guaranteed payments written in their contract.
AES seems to enjoy making maximum profit from their customers by ignoring their ethical obligations to help us.

iMac199876 ,

Unusable app. Literally

I used to occasionally pop open the app to manage my loans, but nowadays I have to use the website even to view basic loan info, because it’s unusable. I open the app, login, and even get past the 2FA system fine, but then on both iPhone and iPad I’m presented with a blank white screen. Tapping on it or doing any kind of gesture doesn’t do anything to fix the problem. I deleted the app and tried again, same thing keeps happening. I think I’m just going to leave the app off of my devices, and use the website for all of my loan stuff instead, due to the app obviously not having much attention put into it by the development team over the month I’ve had this issue.

App Privacy

The developer, Avereo, indicated that the app’s privacy practices may include handling of data as described below. For more information, see the developer’s privacy policy.

Data Linked to You

The following data may be collected and linked to your identity:

  • Financial Info
  • Contact Info
  • User Content
  • Identifiers

Privacy practices may vary, for example, based on the features you use or your age. Learn More

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