Free. Secure. Anywhere. Mobile Banking from FNBO lets you easily view and manage your money right in the palm of your hand anytime, anywhere! Best of all, it’s free.

Mobile Banking is available to all customers; just download the app and enroll or log in with your Online Banking user name and password for a secure Mobile Banking experience.

- View account balances and transaction history
- Pay your bills and credit cards
- View scheduled and recent payments
- Transfer money between your FNBO accounts
- Transfer money to other customers at this bank
- Set up and receive account related alerts
- Deposit checks – Snap a photo of your checks and deposit them remotely
- Track and view images of your processed checks
- Use your phone’s GPS to find a branch or ATM near you
- Contact a customer service representative

At FNBO your security is always our top priority.
- Account information is never stored on your phone
- Data transmissions are encrypted with the same secure technology as Online Banking

- Mobile Banking is free from FNBO (but your mobile carrier’s message and data rates may apply)
- Download the app and log in with your Online Banking username and password

View our Security Statement at: FNBO is a registered trademark licensed to First National Bank of Omaha.

- Deposits are subject to verification and are not available for immediate withdrawal
- See the terms in the app for limits/availability and other restrictions

What’s New

Version 4.37.0

Fix for login issue

Ratings and Reviews

2.3 out of 5
753 Ratings

753 Ratings

Alieenkilla ,

Not compatible with iOS 14.5/beta

App was once a great tool and always solid. But current version is not compatible with latest iOS updates or if you are on beta program. The rating is because it was a decent app when it worked. But without any updates it’s function is lost and refuses to even boot up. A big hit and miss if they don’t keep up and keep track of all the ratings. As you can see, it continues to happen a lot, and not much being done about getting it fixed. Let’s see if I get the same generic developer response as everyone else, “if you’re experiencing problems call 1-800….” Like I said it was an awesome app before with some quirks you could deal with, but it worked none the less.

Developer Response ,

Thank you for the feedback! We appreciate you taking the time to leave us a review.


Time Will Tell - Now Wowing Me So Far

This version replaces the gold standard of mobile banking app: clean, simple and reliable. Previously it was not hard to use, always worked, never lost the user credentials, and forced updates were used sparingly. We will have to see if this app reboot will continue the standard. This version is more focused on aesthetics at at the cost of detail which means more tapping and clicking to get at details like which account money was transferred into last month or what was the check number. High level navigation (accounts, bill pay, transfers) are lost if you get more than one or two taps deep into pages. This means a lot of canceling and going back rather than jumping straight to paying a bill after looking at payment history. The layout is just okay and becomes a nuisance if you have more than two or three accounts. Startup in my older phone is sluggish but fine after. There doesn't seem to be any more/new functions or features. For now, nothing wrong but the app isn't wowing. What is important is how FNBO handles upgrades. Will these be frequent? Will I have to keep re-entering credentials? Will app support for my older phone get dropped just as I try to pay a last minute bill sending me scrambling to find a desktop computer somewhere? Time will tell.

Developer Response ,

Thanks you for your feedback. We are striving to create the best mobile banking experience in the market and customers like yourself that are willing to give us feedback are invaluable for both our mobile app and our bank in general. We will be sure to pass this feedback on.

pringleschic2001 ,

No option to view credit card account info

I must start out by dang how incredibly helpful it is to have this app to use at my convenience! I have much more peace of mind knowing & seeing what is available in my account as well as seeing if certain bills came out of my account yet. I am SO grateful for this app! Also, I have the best bank tellers around me at all 3 local banks in the surrounding area. I absolutely love them in Oswego, Yorkville, Plano (atm that accepts cash deposits are a HUGE bonus), & Sandwich, IL. They have been simply wonderful to me🙂 My only concern is now that I’ve added a credit card through FNBO, I cannot see my account info for my credit card on my bank account app. So I’m not sure how to check my balance or pay my credit card bill as the app only shows my checking account info. Is there a way to view & manage both accounts from the app? I would be very appreciative of any help to figure this out! Thank you so much & have a blessed day😇

Developer Response ,

Thank you for the five star review! We appreciate your business and loyalty. We would be happy to discuss any questions or concerns you may have in regards to online banking. Please give us a call at 1-888-980-5840.

App Privacy

The developer, FNNI, indicated that the app’s privacy practices may include handling of data as described below. For more information, see the developer’s privacy policy.

Data Linked to You

The following data may be collected and linked to your identity:

  • Financial Info
  • Location
  • Contact Info
  • Identifiers
  • Usage Data
  • Diagnostics

Privacy practices may vary, for example, based on the features you use or your age. Learn More


  • Wallet

    Get all of your passes, tickets, cards, and more in one place.

  • Family Sharing

    With Family Sharing set up, up to six family members can use this app.

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