Bread Financial 4+

Smart, simple banking for you

Bread Financial Holdings, Inc.

    • Free

iPhone Screenshots

Description

Enjoy a simple way to manage your Bread Cashback™ American Express® Credit Card, Bread RewardsTM American Express® Credit Card, and AAA Visa Signature® credit card accounts on the go.

And, we’re working hard to add more brands to the app soon!

Access your account anytime, anywhere, logging in with the same username and password you use on Account Center. Inside the app, you can make a payment, redeem your rewards, and review transaction history and more—all at your fingertips.

Manage Your Account Easily
- Log in quickly and securely with username/password, Touch ID or Face ID
- Review transactions and statements
- Search recent activity and filter as needed
- Activate your card, add an authorized buyer and lock and unlock your card (for select programs)

Make Payments in a Few Taps
- Set up automatic payments
- Schedule a one-time payment
- Edit or delete a scheduled payment

Get Rewarded as You Shop (for select programs)
- Track your reward earnings
- Redeem in any amount you’d like
- Unlock exclusive offers on our partner site, linked on the app

Enjoy Safe and Secure Communication
- Reach out to us any time through our Secure Message Center

Copyright © 2024 Bread Financial. Comenity Bank and Comenity Capital Bank are Bread Financial companies.

What’s New

Version 3.9.3

- Minor bug fixes and performance enhancements.

Ratings and Reviews

4.9 out of 5
19.7K Ratings

19.7K Ratings

IT Guy 554 ,

Finally an app for my Caesars Palace Credit Card

I got myself a Caesars Palace credit card to get the perks and status the card gives you but to my surprise when I got it, I had to go through a website to check all transactions and pay the card. I check all my cards on a regular basis and use my phone to check and it was never possible for that card. Now finally with this app I can do that on the phone. I have stopped using the card because it is such a hassle to log in and see. Good move to offer this app now. I will see if I use the card now. I will change my rating if I encounter any issues but so far I am glad it works.

Developer Response ,

Hi, IT Guy 554. We're sorry to hear your experience wasn't as smooth as we'd like. Please visit http://spr.ly/62507c79NX for our helpful FAQ, or call us at 1-855-796-9632 (TDD/TTY:1-888-819-1918) to receive assistance from a member of our team. Thank you, and have a great day. ^BR

No breadname ,

Customer Service

I am a new customer. I was told that I put in the wrong payment information but I know I didn’t and customer service went out of there way to give no solutions but more or less threatened me. They made it very clear that the computer was glitched continuously went down. They went so far as to inform me that I must of used my debit card instead of my checking information which made no sense since the routing info was correct but the checking info was so off that I even tried my best and hardest to very calmly explain that I felt that the glitch may have tripped my payment info but they refused to hear any of it and told me my account is frozen until paid off and than I must wait several weeks after that before I am entitled to to use it again. So until than my CREDIT WILL BE DESTROYED BY AMEX TO THERE DESIRE BECAUSE OF THERE COMPUTER GLITCH AND ZERO ASSISTANCE FROM CUSTOMER SERVICE. I had to figure out on my own how to after several days get back into my locked out account finally update the payment info and than pay the account off as quickly as possible. I will keep the account but under the (Freedom Act) I request a complete history print out of my payment info from Aerospace when I opened the account just here back in November 2023. Should you deny this request please let me know immediately. Please let me know as to exactly what day I may use credit card again officially. Thank you very much for any and assistance in this matter.

tnbohinri ,

Decent card

They were one of the first cards to give me a limit over $2,000 when I was rebuilding my credit which really shot my score up and qualified me for far better offers. Trouble is then you start taking offers and wind up like me with 25 cards and accounts plus a mortgage and thank Godess no car payment at the moment. But rewards are excellent for a mid range credit qualifying card. If you have a 600 or 590 try it they just might give it to you and improve your credit !

Developer Response ,

Thanks for sharing your feedback, tnbohinri. Your response helps us do better. For further assistance visit http://spr.ly/62507d43Bz or call us at 1-855-796-9632 (TDD/TTY:1-888-819-1918). ^BR

App Privacy

The developer, Bread Financial Holdings, Inc., indicated that the app’s privacy practices may include handling of data as described below. For more information, see the developer’s privacy policy.

Data Linked to You

The following data may be collected and linked to your identity:

  • Financial Info
  • Location
  • Contact Info
  • User Content
  • Identifiers
  • Usage Data
  • Diagnostics

Data Not Linked to You

The following data may be collected but it is not linked to your identity:

  • User Content

Privacy practices may vary, for example, based on the features you use or your age. Learn More

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