Frost Bank 4+

Frost Bank

    • 4.9 • 34.5K Ratings
    • Free


Everything we do is aimed at giving our customers a better banking experience every time they interact with us. And our app is no exception.

Open an Account with the App
Banking better is easier than ever—simply download the app.
It only takes a few minutes to open and fund a checking account.

Send Money to Anyone
Send money to anyone with just their mobile number or email. Just select them from your contact list. No need to ask for their account information.

Deposit Checks
Securely deposit checks with a generous daily limit and next business day fund availability when you deposit before 9pm.

Quick and Secure
Log in with an easy-to-use four digit PIN that is unique to your device or simply use your fingerprint.

Plaid Exchange
Securely connect your Frost account with over 18,000 financial institutions and 4,500 apps on the Plaid network

Manage Account Connections
View a list of Plaid-connected financial institutions and apps and if you change your mind about any or all of them – easily cancel their access

Link External Accounts
Securely link your accounts from other financial institutions to view all of your finances in one place

Personal Help 24/7
Talk directly to a Frost banker with the touch of a button.

Apple watch
Quickly see your balances and transactions on your Apple Watch.

Other Features Include:
* Send money to anyone, anywhere and make bill payments on the go
* Create memos for each transaction
* Locate 1,700+ Frost ATMs and 150+ financial centers
* View and zoom, save and print cleared check images
* See running balances, plus view and search transactions
* View upcoming payment and transfer activity

Member FDIC

What’s New

Version 7.22

We're always working hard to bring you a better banking experience on your Frost App. To ensure you get the best experience, turn on auto-updates so you always have the latest version of the Frost App. Here's what's new:

- Register for online banking or reset your password without having to use your debit card. Now use your Social Security Number and any account number to set up or restore access to online banking.
- Bug fixes

Ratings and Reviews

4.9 out of 5
34.5K Ratings

34.5K Ratings

tylerdutra ,

Great App

As someone who likes to avoid going into the bank at all costs, I rely heavily on digital banking which requires a solid banking app. I was pleasantly surprised to find the Frost banking app feels solid, smooth and quick, looks clean and modern, and is very user friendly. It rivals the likes of Chase and Wells Fargo—which both have great apps but can sometimes feel clunky. It almost feels as if it’s running on a Microsoft or Apple platform, which I appreciate. Even the external account updates through Plaid is very quick. And there is in-app chat with customer service, which some of the largest banks don’t offer.

Some things I’d like to see:

• Automatic sign in with Face ID (iPhone) - I feel as though having to tap to log in with Face ID is inefficient. If Face ID is activated, it should initiate automatically upon opening the app.

• Push notifications - I would like to receive a push notification from the app for purchases/direct deposits as opposed to a text message.

• Support to receive RTP (Real-Time Payments) from external accounts

Never Lost Thanks to Frost ,

Glad I chose Frost

I’m not one to ever write any review . but with all I been going thru I must say Frost had my back and has handled everything 100 percent with my checking and savings . I am thankful for the 24 hour customer service support . I would be lost without Frost . Hey I think Ill make A commercial that says , don’t be lost Bank with Frost , lol. I’m happy and very satisfied with there compassion and kindness when I need them . Thank u Frost for making my banking a lot easier. I would Recommend Banking With Frost to everybody I know , I can Trust Them , and I Really Appreciate all of Frost service, . Sincere A Happy Customer , . JJ 2022

NoahForlee ,


I love Frost with all my heart. Even though their mobile app could include more features, it has a very nice and modern feel. I love how my paychecks are always 2 days early and how they’re able to help me during tough times by refunding my overdraft fees.

I’m always look at the little things, but I think it would be amazing if they added the customers name to the front of their card and have the year of when the person became a customer below the name and have the text slightly raised. Maybe even add back the security Visa Dove hologram on the back and move the contactless symbol on the front.

But other than that, I’m very happy with Frost and don’t plan to move banks anytime soon.

App Privacy

The developer, Frost Bank, indicated that the app’s privacy practices may include handling of data as described below. For more information, see the developer’s privacy policy.

Data Linked to You

The following data may be collected and linked to your identity:

  • Financial Info
  • Location
  • Contact Info
  • User Content
  • Identifiers
  • Usage Data
  • Diagnostics

Data Not Linked to You

The following data may be collected but it is not linked to your identity:

  • Contacts

Privacy practices may vary, for example, based on the features you use or your age. Learn More

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