Everything we do is aimed at giving our customers a better banking experience every time they interact with us. And our app is no exception.

Open an Account with the App
Banking better is easier than ever—simply download the app.
It only takes a few minutes to open and fund a checking account.

Send Money to Anyone
Send money to anyone with just their mobile number or email. Just select them from your contact list. No need to ask for their account information.

Deposit Checks
Securely deposit checks with a generous daily limit and next business day fund availability when you deposit before 9pm.

Quick and Secure
Log in with an easy-to-use four digit PIN that is unique to your device or simply use your fingerprint.

Personal Help 24/7
Talk directly to a Frost banker with the touch of a button.

Apple watch
Quickly see your balances and transactions on your Apple Watch.

Other Features Include:
* Send money to anyone, anywhere and make bill payments on the go
* Create memos for each transaction
* Locate 1,700+ Frost ATMs and 150+ financial centers
* View and zoom, save and print cleared check images
* See running balances, plus view and search transactions
* View upcoming payment and transfer activity

Member FDIC

What’s New

Version 7.8

We're always working hard to bring you a better banking experience on your Frost App. Here's what's new:

-Live chat - Because you deserve real human help, we're introducing Live Chat. We'll connect you with a real Frost representative who can assist you with any questions or issues.
-Login authentication updates
-Update name for an existing recipient on Zelle
-Bug fixes

Ratings and Reviews

4.9 out of 5
6.3K Ratings

6.3K Ratings

FriendOfFrost ,

Best Bank Ever!

While I console my friends as they complain about the arduous task of getting someone to answer the phone at their big bank, I quietly share with them two words: Frost Bank. In 30 years of banking at Frost, I’ve had NO (zip, nada) bad, poor, frustrating, nor unnerving experiences. Contrast that to calling the cable company or one of the other name brand banks. In fact, when a Frost employee answers the phone (in # of rings too short to count) they inquire “ How can I make your day better”? And they predictably DO MAKE MY DAY BETTER! What other bank does that?!

TeXasRich ,

Needs improvement...

Works well with current IOS however if you have multiple accounts, it is very lacking. For example, you can't use the same phone number to receive messages that you use on another account and also why can we only use email for some types of messages and only texts for others? That's just stupid! Also why can't I link in to view multiple accounts from my business account perspective as opposed to being able to do it from my personal account? Another stupid non feature! Also haven't figured out why when I have multiple accounts that my fingerprint login feature went away! Wake up developers!

summit cruiser ,

Slight improvement

Slight improvement with today’s new update. Can at least see all four of my accounts on the same screen. Still the account transaction view has way too much white space between transactions requiring excessive scrolling. Location functionality is still very bad. My location isn’t even centered on the map! Please provide an option for list of branches by distance rather than the inadequate mapping. Finally, please fix Mobile Check Deposit. In previous versions the app automatically moved to step 2 for endorsement image after accepting step 1’s front of check capture. Now we have to press another button to move to step 2. Fix these three things and you’ll be back to 4 stars.

Developer Response ,

Thank you for reaching out to us. Customer feedback is key to our improvement, so we certainly appreciate it and will be sharing it with our team.

App Privacy

The developer, Frost Bank, indicated that the app’s privacy practices may include handling of data as described below. For more information, see the developer’s privacy policy.

Data Linked to You

The following data may be collected and linked to your identity:

  • Financial Info
  • Location
  • Contact Info
  • User Content
  • Identifiers
  • Usage Data
  • Diagnostics

Data Not Linked to You

The following data may be collected but it is not linked to your identity:

  • Contacts

Privacy practices may vary, for example, based on the features you use or your age. Learn More


  • Family Sharing

    With Family Sharing set up, up to six family members can use this app.

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