Discover Mobile 4+

In total I have 15 credit cards, half of them have a limit of over $5k….

But I have never been treated so well like I have been with Discover, in my experience when you apply they’re very generous with their starting amount, minimum they give you an accurate amount according to your credit worthiness. When I first applied I was in the 680s to 690s with MyFico score system, No late payments but 1 electronic bill collection that was paid but not removed from my CR, anyway Discover started me out with $10k, and after a year’s worth of fully paid payments each month & a few payments that was $100 to $200 on top of minimum due payment they’ve increased my credit to $15k! don’t forget to take advantage of the first year no interest fees, but if possible still try to pay off your full amount each month regardless of no interest rate. But as long as you keep your account in good standing, discover will treat you good. Also it’s a excellent credit score booster. Now I’m in the mid 700s and credit cards are looking for me with pre approvals many with no hard inquiries
And now I turn down credit offers!

Unlike so many reviews here, this is an actual review of the app, not Discover’s bank cards… Been using the Discover app on iPhone and iPad for several years and been very satisfied with it. However, in January of this year (2024), the app started displaying only the last 3 weeks of transactions. Even when applying the handy date filters provided, it’s a no go. Not only that, but the drop-downs that allow you to select specific dates are utterly cryptic — they only display 2 columns heading with periodic headers of “S” and “M” followed by random numbers — what does even mean? This lack of date functionality makes it absolutely useless for tracking down any transaction that occurred more than 3 weeks ago. Want to see if a check you wrote a couple of months ago has cleared? Forget it — unless it cleared in the last 3 weeks, the app won’t display it. Set the date filter to show you the last 3 months of transactions? Nope, you only get 3 weeks’ worth. The website works, so I’ve been using that instead, but I really miss the app. I sent in a detailed explanation of the problem to customer service in January. Rec’d a thank you, and that’s it. App is still broken. I’ll update this comment if they ever fix it. In the meantime, forget this app if you have a need to see more than a 3-week timeline of what’s going on with your money. Very disappointed in both the app and the lack of attention or response from Discover’s developers.

As a customer of Discover Card for more than 30 years, I can honestly say that this bank has treated me better than any other bank. Financially, I’m in great shape now and I don’t need much help. But when times were tough, I was always able to call up Discover and they worked with me to get through the rough time. Once or twice a year I notice credit line increases, which tells me that someone is paying attention and silently saying “Thanks for being a customer. We like you and trust you. Here’s some more money, go have some fun.” It’s my lowest interest rate credit card, so I’m not really worried if I can’t pay it off in a particular month and need to pay a little interest on the next statement. They don’t crush me with ridiculous interest. The rewards are excellent. I save the reward money for the end of the year, and it literally pays for Christmas. And every now and then I’ll take a personal loan to cover a big expense, which is an effortless experience and is nicely managed in the app. Thank you Discover for being a great bank and helping me fund my life over the years. Keep up the great work.