Banks have turned every great credit card we know and love (any OG CSR users out there??) into a “coupon book” model. What used to be simple rewards and cash back have turned into a smorgasbord of small, rotating, and frequently expiring benefits across a myriad of services. Food, shows, fitness, specific travel providers… you l need a spreadsheet to keep track of it all. And I WAS using a spreadsheet until…Valo. I linked up my bank, and boom, it automatically found the credit cards with rewards, organized all my befits, and showed my progress LIVE. I immediately noticed several categories expiring in the next month I could use!! Within five minutes, the app paid for itself. If you have credit cards with rewards and “coupon fatigue,” but still want to get the most out of them, let Valo do it for you. I am immediately a huge fan. This is a small and new app that punches way above its weight and is absolutely worth a shot (14 day free trial!)

As soon as I downloaded Valo, I noticed tons new credit card benefits and have already gotten $300 cash back in a couple weeks!! Credit card companies are incentivized to market their benefits but then hide them from actually being used, or make you jump thru hoops to use them. This handy app reminds me that I can save money and takes me step by step through how to do so. It also is great for peace of mind to know that my benefit actually worked and posted to my account - I don’t need to comb thru weeks of credit card statements to verify.

Added my chase sapphire reserve card and immediately saw that I was missing out on a bunch of benefits… I’m honestly impressed. I think it would be great if it supported more cards, but for the cards it does support, SUPER useful! Nice work.