BudgetLabs: Money Manager
AI Budget & Money Planner
Free · In‑App Purchases · Designed for iPad. Not verified for macOS.
Budgeting that bends to how you actually spend. AI shortcuts when you want them, full control always. Free forever core plan, Pro $1.99/mo.
Take control of every dollar with AI-powered budgeting that bends to how you actually spend.
Hank — your AI assistant — answers questions and adds transactions in plain English. Smart Import turns bank statements (paste, PDF, or email) into clean transactions instantly. Receipt scanning captures expenses with a snap.
WHAT MAKES BUDGETLABS DIFFERENT
Amortize annual bills.
Spread one-time expenses like car insurance, registration, or holiday gifts across the months they actually affect. No more "January is broke" surprises. Built in — no sinking-fund workaround required.
Borrow from future months.
Overspent on groceries this month? Pull from next month and keep going. Real budgets bend instead of breaking. So does this one.
Zero-based budgeting, no dogma.
Every dollar gets a job — but you decide the rules. Income, expenses, savings, debt — all planned at the start of the month so nothing slips through.
THE LAB — A WORKSHOP FOR YOUR MONEY
- Insights: net worth, cash flow, spending trends, forecast — all in one view
- Scenarios: try a change before committing. "What if I cut dining by $150 and moved it to debt?" See the math instantly.
- Challenges: 30-day spend caps, debt-paydown sprints, save-$500 goals
- Goals: track what you're saving for with live trajectory charts
- Terminal: type commands instead of clicking — for power users
FAIR PRICING
Free plan covers full budgeting, the Lab, transactions, and debt and asset tracking.
Pro is $1.99/month or $19.99/year. Unlocks higher AI limits and unlimited Smart Import. Receipt scanning is unlimited on both plans.
No ads. No upsells. No VC-fueled price hikes down the road.
PRIVATE BY DESIGN
AES-256 encryption at rest. Face ID / Touch ID biometric lock. Multi-factor authentication. We never sell your data — there's no business model that depends on it.
BUILT WITH THE COMMUNITY
BudgetLabs is founder-led. Real user feedback drives every roadmap decision. High-impact requests typically ship within a week.
EVERYWHERE YOU NEED IT
Works on iPhone, iPad, and the web. Your budget stays in sync across all your devices. Subscribe once on web, get Pro on iOS automatically.
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Privacy Policy: https://www.budgetlabs.io/privacy
Terms of Use: https://www.budgetlabs.io/terms
Ratings & Reviews
A few things I shipped this round:
- Goals — a new tab in the Lab for tracking what you're saving for. Live trajectory charts so you can see whether you're on pace.
- Smart Import got significantly more flexible: drop in a PDF bank statement, drag in an email from your bank, and BudgetLabs extracts clean transactions. The source automatically attaches to each transaction as a receipt — useful for audit later.
- Polish on the cashflow strip, login flow, and MFA back-button behavior.
Every change here came from a user asking for it. Keep the requests coming — I read all of them.
— Chris
The developer, Hollow Holdings LLC, indicated that the app’s privacy practices may include handling of data as described below. For more information, see the developer’s privacy policy .
Data Not Collected
The developer does not collect any data from this app.
Accessibility
The developer has not yet indicated which accessibility features this app supports. Learn More
Information
- Seller
- Hollow Holdings LLC
- Size
- 32.2 MB
- Category
- Productivity
- Compatibility
Requires iOS 16.6 or later.
- iPhone
Requires iOS 16.6 or later. - iPad
Requires iPadOS 16.6 or later. - Mac
Requires macOS 13.5 or later and a Mac with Apple M1 chip or later.
- iPhone
- Languages
- English
- Age Rating
4+
- 4+
- In-App Purchases
Yes
- BudgetLabs Pro $19.99
- BudgetLabs Pro $1.99
- Copyright
- © 2026 BudgetLabs