Debt Compass - Card Tracker
Track and Pay Off Your Debt
Free · In‑App Purchases · Designed for iPad. Not verified for macOS.
You're not bad with money — you just need a plan. In 2 minutes, see your exact debt-free date and the smartest way to crush your cards faster.
Most people don't fail to pay off debt because they lack willpower. They fail because they lack a plan.
Debt Compass gives you that plan — and the tools to execute it.
KNOW WHERE YOU STAND, INSTANTLY
Open the app and your entire debt picture is right there: total balance across every card, your debt-free date, projected interest savings, and a real-time risk score. No spreadsheets. No guessing.
YOUR AI PAYOFF COACH
Debt Compass analyses your balances, APRs, minimum payments, and monthly budget — then generates a personalised step-by-step action plan. Not generic advice. Your numbers, your path.
SNOWBALL, AVALANCHE, OR CUSTOM
Choose the payoff strategy that fits your psychology:
- Snowball — eliminate smallest balances first for quick wins
- Avalanche — target highest APR first to minimise total interest
- Custom — allocate extra payments exactly where you want them
AUTOMATIC BANK SYNC (PRO)
Connect your bank accounts securely via Plaid and your balances, available credit, and minimum payments update automatically.
NEVER MISS A PAYMENT AGAIN
Smart reminders fire 1, 3, or 5 days before each card's due date.
RISK ALERTS BEFORE THEY BECOME PROBLEMS
Debt Compass monitors your cards for high utilization, upcoming due dates, growing balances, and minimum-payment-only traps.
BUILT FOR PRIVACY AND SECURITY
- Sign in with Apple or email/password
- Optional Face ID / Touch ID lock
- Data syncs encrypted to your private Firestore cloud — not shared, not sold
- Plaid access tokens are stored server-side — never on your device
DEBT COMPASS PRO
Unlock the full experience with auto bank sync, AI-powered payoff plans, cloud sync, smart reminders, payoff charts, and risk alerts.
SUBSCRIPTION DETAILS
Debt Compass Pro is offered as an auto-renewable subscription:
- Debt Compass Pro Monthly — $6.99 per month
- Debt Compass Pro Annual — $49.99 per year
Payment will be charged to your Apple ID at confirmation of purchase. Your subscription automatically renews unless cancelled at least 24 hours before the end of the current period. Manage or cancel your subscriptions in your Apple ID account settings.
Privacy Policy: https://debt-compass-2d20e.web.app/privacy
Terms of Use (EULA): https://www.apple.com/legal/internet-services/itunes/dev/stdeula/
Ratings & Reviews
- This app hasn’t received enough ratings or reviews to display an overview.
Fixes a setup issue that prevented some users from completing the upgrade to Pro. Pro membership now unlocks correctly.
The developer, Gregory Branch, indicated that the app’s privacy practices may include handling of data as described below. For more information, see the developer’s privacy policy .
Data Linked to You
The following data may be collected and linked to your identity:
- Financial Info
- Contact Info
- Identifiers
Accessibility
The developer has not yet indicated which accessibility features this app supports. Learn More
Information
- Seller
- Gregory Branch
- Size
- 11 MB
- Category
- Finance
- Compatibility
Requires iOS 26.4 or later.
- iPhone
Requires iOS 26.4 or later. - iPad
Requires iPadOS 26.4 or later. - Mac
Requires macOS 26.4 or later and a Mac with Apple M1 chip or later. - Apple Vision
Requires visionOS 26.4 or later.
- iPhone
- Languages
- English
- Age Rating
16+
- 16+
- Contains
Unrestricted Web Access
- In-App Purchases
Yes
- Debt Compass Pro Annual $49.99
- Debt Compass Pro Monthly $6.99
- Copyright
- © 2025 Branch Labs