We listen to you!

It helps us to constantly improve our products and security to serve more than 3 million people.
As a mobile-based and simple app that is completed with Visa debit cards, Jenius makes it easier for you to manage life/finance in your own way.

We built banking experience and these features based on your needs and aspirations:

1. Activate BUSINESS ACCOUNT without going to the bank
You can have 2 bank accounts (personal and business) in 1 Jenius app to manage your business finance anywhere and anytime.

2. ACCOUNT ACTIVATION through a video call
No need to go to a bank. Now, opening a bank account can be done everywhere.

3. Jenius DEBIT CARD for all transactions worldwide
You can use m-Card, e-Card (virtual debit card), and x-Card (additional debit card) to manage your expenses.

4. JENIUS PAY for shopping online without a card
Input your $Cashtag and the bill will automatically be sent to your Jenius app.

5. No more juggling between multiple apps, pay with QRIS
It is a simple, quick, and secure new contactless payment method from Jenius. Just scan the QR Code to pay.

6. Moneytory to map out your personal cash flow
This is the perfect money tracker to help you manage spending effectively.

7. FLEXI SAVER, a flexible saving
The savings account is on your smartphone. Now you can have up to 3 flexible savings with 2.5% p.a. interest rate and with no minimum balance. You can top up and withdraw your fund anytime.

8. DREAM SAVER, your automatic saving
This automatic saving with 2.5% p.a. interest rate will help you achieve your dreams by making up to 5 automatic debit payments to your savings every day/week/month.

9. MAXI SAVER to maximize your money
A term deposit with up to 4.25% p.a interest rate and minimum fund of IDR10,000,000. You can choose a preferred tenor and rollover method.

10. e-WALLET CENTER to manage your e-Wallets
Manage up to 10 e wallet accounts of GO-PAY, OVO, DANA, LinkAja! M-Tix, and BNI TapCash from one place. You can decide how much money you want to top up for your e Wallet, starting from IDR10,001.

11. Buy or sell 7 FOREIGN CURRENCIES
Besides IDR, you can also have USD, SGD, AUD, EUR, GBP, HKD and JPY balance in your Jenius account. Connect any of those foreign currencies to your m-Card and you’re ready to make a transaction, investment and trading forex from your mBanking.

12. SEND IT to pay all your bills
We offer easy access to money transfer, pay electricity, water, phone, credit card bills, donation, and every payment with one feature.

13. CARD CENTER to manage your debit cards
One place to manage all of your Jenius Debit Cards. From changing your card limit to requesting a new card.

14. $CASHTAG for money transfer
A personalized name as your account identity to send money and money requests to other Jenius users.

15. SPLIT BILL to split your bills fairly
Going the Dutch way with your friends is now easier with Split Bill, even if they haven’t used Jenius.

16. PAY ME to send a money request with no worries
Sending a money request is now more convenient with $Cashtag, e-mail address or phone number.

17. IN & OUT, your transaction history
Jenius records your income and expenses with simple categorization based on your financial activities.

18. Jenius E-STATEMENT is your bank statement
Don’t queue for cash flow statements! Save your time by downloading the monthly e-Statement from Jenius app and send it via e-mail/SMS/messaging apps if needed.

Jenius is a digital banking and part of PT Bank BTPN Tbk. that is registered and supervised by OJK (Indonesia Financial Services Authority) and guaranteed by LPS (Indonesia Deposit Insurance Corporation), so Jenius is safe.

Find out more about this new way of banking at and start a new, better life with Jenius.

Simpler Life, Happier You

What’s New

Version 2.45.2

We continuously enhance our app to provide you with the best experience.

Go update to the latest version for an even better experience!

Ratings and Reviews

3.5 out of 5
81 Ratings

81 Ratings

AldyOktaviandy ,

Please Always Improve and More Promos please

I actually enjoyed this app and the innovation that changed conventional bank into modern bank is absolutely amazing. Just keep improve and always optimize the app because sometimes i can’t enter with my fingerprints, but it’s not a major problem.

Developer Response ,

Hi, Aldy Oktaviandy. Thank you for using Jenius. If you have any questions about Jenius, don’t hesitate to contact Jenius Help via Twitter @jeniushelp. Thank you😊

nit4.. ,

Need improvement

The concept and everything about the financial and saving is a total great and yes for me. I am able to save more money without the concern of getting cut by other fee.

The thing that i mainly concern about is the app itself, it is VERY VERY VERY SLOW, i had to wait like a minute or half to actually move around the section inside the app, it loads really slow and always loads every time in every section, i understand that it is how it should work but considering i am a person that needs everything fast and always in a hurry, this is such a bad way to do transaction fast.

Also the fingerprint and the pin login part also need improvement, sometimes my fingerprints cannot be recognize by the app while my prints are readable by my iPhone 7 and other app that requires fingerprints. Logging in to the app also slow and takes half a minute or more to actually process the whole thing when i am in actuality using a very high speed connection everywhere i go.

Developer Response ,

Hi, nit4. Sorry for the inconvenience. You can ask Jenius Help to solve your problem by dialing 1500365 via phone, e-mail to, or chat through the Jenius app. Thank you😊

Bprijadi ,

Sedih alias sad

While BTPN Jenius implement monthly fees in 2021, that does not mean that its IOS app is good. The chat function is unreliable and I miss important notifications that are great in other e-wallet apps like DANA or LinkAja. I linked my e-card to MyBluebird app but did not get any notifications (email or sms) that my card can be used. I emailed Jenius help and chatted within the app. I only got a general reply (not a personalized one) of the requirements needed to use the card for e-commerce (like minimum balance, 2 days delay since opening Jenius account, or not to make mistakes in typing the number). I am sad for this.

App Privacy

The developer, PT Bank BTPN Tbk., indicated that the app’s privacy practices may include handling of data as described below. For more information, see the developer’s privacy policy.

Data Used to Track You

The following data may be used to track you across apps and websites owned by other companies:

  • Location

Data Linked to You

The following data may be collected and linked to your identity:

  • Location
  • Contact Info
  • Contacts
  • User Content
  • Identifiers

Data Not Linked to You

The following data may be collected but it is not linked to your identity:

  • Contact Info
  • Diagnostics

Privacy practices may vary, for example, based on the features you use or your age. Learn More


  • Family Sharing

    With Family Sharing set up, up to six family members can use this app.

You May Also Like