Kuto Pay 4+

1) I get better rewards than my credit card w/o worrying about all that debt… Seriously, it’s like 10% back at so many places.

2) they use the same methods/security as all the major apps (Venmo, cashapp etc)

3) It’s safer than a debit card because my phone requires my face or passcode to access and I’m less likely to lose my phone than my card (I shudder thinking about all the times I’ve left my card or wallet behind at some bar).

4) it actually seems SAFER than Venmo/cashapp because let’s say somebody DOES get into my phone, they can use Venmo/cashapp to send themselves money and cash it out to their bank… Kuto is one way only from you to a business. So the worst they could do is buy something from a small business.

5) Took me about a minute to sign up and I just plug in what I owe, flash the confirmation screen to the employee and I’m off.

One small annoyance it takes a second to update my location and show the business I’m trying to pay at but honestly I just got used to loading the app before I order/pay kinda like digging around your wallet for your card before you get to the counter or whatever. And when I think about it that delay probably has nothing to do with Kuto and everything to do with signal strength or if the Wi-Fi I’m on has weird protocols in place.

TLDR;I dig it. The businesses I like to support dig it. Strengths outweigh the one quasi negative So I’m in. Solid app 👍

I tried it yesterday at carts on Madison and it was very quick and easy to use.

No swiping, no putting the phone next to the terminal, it was effortless as it showed all nearby locations for me to pick from to pay.

It is my mission to get as many vendors to start using this app. We were so satisfied that each weekend, my family will frequent vendors that accept Kuto Pay.

Easiest way to pay ever! After downloading the app, I just hit ready to pay and tell the cashier my name and that’s it! I didn’t have to hand over my credit card or cash, didn’t have to sign anything or touch anything!