One app for all members - Securely and safely check balances, transfer funds, view transactions and more anywhere, anytime.

With OnPoint Mobile you can:

• Sign in securely with Touch ID and Face ID (on supported devices).
• Manage your bills and pay almost anyone, schedule recurring bill payments and receive eBills.
• Send money to anyone in the U.S. with a phone number or email address.
• Send a domestic wire transfer.
• Transfer funds between your OnPoint accounts and your accounts at other financial institutions.
• Set travel notifications for your OnPoint debit or credit cards.
• Freeze your OnPoint credit card (for peace of mind or if lost or misplaced).
• Deposit checks without the need to visit a branch or ATM.
• View cleared check images and mobile deposit check images.
• Customize account names, preferences, and alerts.
• Search transactions to quickly and easily find a specific transaction without endless scrolling.
• View eStatements.

Additionally, business members can:

• Add entitled users and set and control their access rights and limits.
• Generate ACH payments, such as payroll. (ACH Agreement required prior to using ACH payment services.)

What’s New

Version 4.1.5710

We're continually working to optimize your mobile banking experience. This update includes general security improvements.

Ratings and Reviews

4.6 out of 5
9.2K Ratings

9.2K Ratings

shaun J.D. ,

I’m impressed

Since I was introduced to the app i was continually having questions. Not that the app was hard to navigate because the drop menu and access to all my accounts are easy.
Linking external accounts took a phone call to Onpoint but was also a straight forward process. I spoke to Gina Marlo who helped me understand and complete the connection. She was very helpful and excited to take me step by step. This makes me want to bank with only Onpoint and I look forward to doing so in the many years to come.
The app is so convenient and this helps me day to day be stress free. I’m able to see everything done on my account and maneuver where I want, how I want, when I want to keep my credit score high.
I’m very happy with Onpoint and there employees.

Developer Response ,

Thank you for your detailed review and being an OnPoint member!

fyberduck ,

Very convenient

I’ve been using OnPoint’s online banking for a while and feel like the mobile app has finally caught up with other financial apps in terms of convenience and usability. It doesn’t have all the same functionality as desktop access (ordering checks, viewing certain tools, etc.), but it has DEFINITELY improved over the last couple of years.

I used to get locked out of my online banking frequently (switching between mobile and desktop access would set off some sort of internal alarm 😒) and then have to go to a branch to reset my account, BUT that hasn’t happened since they updated the security protocols (coincidentally around the time it became possible to use a fingerprint for login). So I can definitely say (with some relief) that the app has become much, much more convenient to use than ever (believe me when I say it would have been 2–3 stars a couple of years ago!).

I’ll happily upgrade my review to five stars just as soon as it has more of the same account tools as the desktop version.

Developer Response ,

Thank you for leaving your detailed review and feedback! We're happy to hear that you're enjoying the updates.

Awesomeness!19 ,

Great but needs a little work

The app is great for mostly everything you need to do. Check accounts, make transfers, deposit, make payments on other accounts or loans.
I would like to see a couple more options. On other banking apps I have been able to preview certain account balances without logging in, like how much my credit cards has on it for example, and I really liked that feature.
One thing that has really irritated me about this app- not sure if it was a glitch or what but it doesn’t always update with the current balance of accounts. I have one account where I use it as a weekly allowance as part of my budgeting, so I check it all the time and it didn’t update once for 4 days. Thinking I still has money in the account I kept spending and it over drafted me! Even after that happened it still didn’t update until I logged onto a computer THEN it updated on my phone. Besides that I think it’s great

App Privacy

The developer, OnPoint CU, indicated that the app’s privacy practices may include handling of data as described below. For more information, see the developer’s privacy policy.

Data Linked to You

The following data may be collected and linked to your identity:

  • Contact Info
  • Contacts
  • Identifiers
  • Usage Data
  • Diagnostics

Privacy practices may vary, for example, based on the features you use or your age. Learn More


  • Family Sharing

    With Family Sharing set up, up to six family members can use this app.

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