PayPal - Send, Shop, Manage 4+

Rewards, cash back, pay later

PayPal, Inc.

    • Free

iPhone Screenshots

Description

More ways to PayPal— It’s a simple and secure way to get paid back, send money to friends, discover cashback offers from brands you love, manage your account and more.

FIND DEALS RIGHT IN THE APP
• Stack your rewards – Get cashback offers³ from brands you love and keep collecting your eligible credit card rewards** on top of it all
³Eligible items only. Redeem points for cash or other options. Terms and exclusions apply. See PayPal Rewards terms and conditions at PayPal.com/rewards-terms. **Subject to issuer’s rewards program terms PayPal rewards are subject to applicable terms: paypal.com/us/legalhub/pp-rewards-program-tnc

SEND AND REQUEST MONEY FOR FREE
• When funded by a bank account or with your PayPal balance, it’s free to send money or get paid back by friends and family in the US on PayPal
• Request money securely from friends or family and personalize your payments

EARN UNLIMITED 3% CASH BACK
• Earn an unlimited 3% cash back¹ when you use the PayPal Cashback Mastercard(R) for PayPal purchases-unlimited cash back, no rotating categories, no annual fee²
• Apply for your card, manage your account, and redeem your cash back in the app.
¹ Subject to credit approval. See Rewards Program Terms for details and eligibility criteria found at: https://www.synchronycredit.com/gecrbterms/html/PayPalCashbackRewardsTerms.htm
² For New Accounts: Variable Purchase APRs are 20.24%, 29.24% and 32.24%. Minimum Interest Charge is $2. APRs are accurate as of August 1, 2023, and will vary with the market based on Prime Rate.
Learn more at https://paypal.com/cashbackcard

GROW YOUR MONEY WITH HIGH-YIELD SAVINGS
• Roll your money into PayPal Savings and earn a current 4.30% APY–that’s 9x the national average*.
• Easily manage your account right from the app. Transfer money in and out, set individual goals, and track your progress as your savings grows.
*As of June 07, 2023, the annual percentage yield (APY) for PayPal Savings is 4.30%. This is a variable rate and can change at any time, including after the account is opened. National average source: FDIC National Rates and Rate Caps as of April 15, 2024. https://www.fdic.gov/resources/bankers/national-rates/#one PayPal is a financial technology company, not a bank. Banking service provided by Synchrony Bank, Member FDIC. PayPal Balance account is required to use PayPal Savings.

TRACK ORDERS STRAIGHT TO YOUR DOORSTEP
• Auto-track your packages even if you didn’t pay with PayPal and get live updates each step of the way
• Simply link your Gmail account to track your packages or add tracking details manually in the app if it didn't update automatically. Not all sellers are participants.

PAY IN 4 WITH PAYPAL
• Buy now and pay later by splitting your purchase into 4 interest-free payments at millions of online retailers with no late fees
• Payments are easy to manage in the app. Pay in 4 is available upon approval for purchases of $30 - $1500 and is currently not available to residents of MO or NV. 18 years old or older to apply. PayPal, Inc.: Loans to CA residents are made or arranged pursuant to a CA Financing Law License. GA Installment Lender Licensee, NMLS #910457. RI Small Loan Lender Licensee. NM residents: Go to paypal.com/us/webapps/mpp/campaigns/newmexicodisclosure. Learn more atpaypal.com/payin4

TRUST PAYPAL SECURE TRANSACTIONS
• PayPal helps keep your financial information secure, with commercially available encryption and fraud protection

Availability of features varies by market

What’s New

Version 8.64.0

Do more with PayPal, with more power packed into a single app. Shop the world with ease, send payments near and far, and much more. Find what matters to you and keep track of it more easily by downloading the latest version of the app.

Ratings and Reviews

4.8 out of 5
6.3M Ratings

6.3M Ratings

helpful. one thing tho.. ,

Best All-in-one Financial App

This app is by far the best app for buying/selling/sending/receiving money there is out there. It is an option for anything you purchase whether it be online or in store. Not only is it great for regular online shopping for stores, but it is an option for paying people that you can use with things like Craigslist, market place, and any of those person-to-person selling sites. As far as in store purchases, you can sign up for a debit card (business or regular) and use at ATM’s and registers. A great feature is that you can send and receive money to/from friends and family as well! And then on top of it all, the security is wonderful! Just like a bank account you can see your purchase history and all money going in and out. Don’t forget, they even give you 5% cash back on in store purchases as well!! It’s all around an amazing app! For people starting a business to people just using it only to send and recieve money from friends and family. Best of all your money needs! Oh and of course you have the option to add your bank accounts to it or not. You don’t have to have a bank account associated with it for it to work which is a cool feature.

I may say if I could do anything to the app, I would give the option to delete a transaction if you wanted to. Sometimes you want to delete things free up clutter so to say or things you already put into your budget books and bank accounts. Thanks PayPal for making things just that much easier!

Mtngirlgj ,

Very reliable and easy to use

I rely on PayPal for a lot of my online purchases and knowing they have my back should something need further investigation has come in handy one more than one occasion. I have been using PayPal consistently for more than 3 years now to send money to family or friends and to receive money from selling items or from other people for various reasons. The transfer of money to and from my bank is instantaneous and the PayPal Mastercard debit card makes it easy to make in store and online purchases and it works just like a bank debit card. The online platform PayPal has makes it easy to track all of my transactions and instantly alerts me when any activity or a transaction occurs on my account . It’s a very secure system and they are reasonable with costs/charges and any applicable fees. PayPal offers cash back with certain vendors and it’s a widely recognized and accepted method of payment. I recommend using PayPal without any hesitation and I also have friends and family who use PayPal on a consistent basis and they are all very pleased with their services, too. I do not use any other apps for purchasing or selling products and I trust PayPal with keeping my confidentiality secure and with my money. Their customer service dept has been helpful and thorough and various methods of contact are easily accessible when needed, too. I am very satisfied and happy with PayPal and will continue to use their services.

Dc2jak ,

One of the best fintech apps out!

All in one app for all my financial needs I trust PayPal for all my online purchases knowing PayPal has my back if there is issue with my account/fraud. I also use the app to make purchases whenever there is a Cashback deal available it also automatically searches for any active coupons/promos and applies it to your order. There’s package tracking including within app so I’m able to keep update with the progress of my shipments. Paypal offers a savings account with a high APR, Crypto market/wallet tho it’s limited just offers the main bigger know cryptos, PayPal rewards/Cashback, PayPal Credit, PayPal Mastercard, send & receive payments, also able to use PayPal balance as a debit account (you will receive a debit card) another option available is to enroll in direct deposit or deposit funds at several convenient locations. All those features are viewable and easy to navigate in a nice clean user interface. Customer service has been superb I haven't had any issues since opening an account with Paypal it only has made managing and utilizing my finances a breeze. The only recommendation I have for Paypal is to start an actual checking bank account with some real benefits and ill would fully commit and integrate everything over what they offer now is a balance account that functions as a checking account.

App Privacy

The developer, PayPal, Inc., indicated that the app’s privacy practices may include handling of data as described below. For more information, see the developer’s privacy policy.

Data Linked to You

The following data may be collected and linked to your identity:

  • Purchases
  • Financial Info
  • Location
  • Contact Info
  • Contacts
  • User Content
  • Search History
  • Browsing History
  • Identifiers
  • Usage Data
  • Other Data

Data Not Linked to You

The following data may be collected but it is not linked to your identity:

  • Diagnostics

Privacy practices may vary, for example, based on the features you use or your age. Learn More

Supports

  • Wallet

    Get all of your passes, tickets, cards, and more in one place.

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