22seven is the free South African budget planner app that can safely link your bank cards so you see your money in one place.
#1 Create a budget to manage spending
#2 After budgeting, keep track of how you spend your money: for all income and expenses
#3 Invest money at low cost, tax free and online.
#4 Backed by Old Mutual, one of South Africa’s most trusted financial institutions.
Meet your new budget manager. You. Show your money who’s boss.
* Get a centralised view of your money in one place.
22seven is the money app that can link all South African bank accounts, credit and store cards, investments, loans and rewards cards. You can sync bank accounts from a large list of banks, including Standard Bank, FNB, Nedbank, Absa Bank, Capitec Bank and many more. Have the account balances and bank transactions updated for you every time you log in.
* Budget, track and invest your money better with the free 22Seven budget planner app.
22seven is safe, secure, private and insured. We use the same security measures as banks, governments and the military. The information you share is always encrypted, and we won’t sell your data to third parties.
* Create a budget to effectively manage your spending.
Adding a budget is easy for your expenses, investing and debt repayments. You can quickly set up the budget individually by your expense categories i.e Groceries, Eating out, Transport etc and begin tracking them.
Use the budget to compare what you spend in an average month with what you’re actually spending in the current month, and save or spend accordingly. Our customers find hundreds or even thousands to save, immediately, and every month.
* Get really good support from real, live people.
Whether it’s how to link bank accounts, set up your budget, or how to invest through 22seven, our support team, the Svens, are always on hand to answer your questions, hear your concerns and share jokes. Day or night, live chat, email or phone.
* See exactly how much you spend on what.
Income and expense transactions are gathered and updated automatically whenever you log into 22seven. On the budget, transactions are automatically sorted into categories so you know where your money goes, and see opportunities where to save on spending and invest your money.
* Make better money decisions everywhere.
After you budget and you go do shopping at a supermarket, see how much you've spent so far on your grocery expenses. At a restaurant, see how much you’ve been spending on your eating out expenses. Better decisions help you spend less on what is not important and find more for what is.
* Have a view of what your money’s worth.
Get a full picture of your net monetary value, how much you have budgeted, how much you really have to spend, what you already owe and what you can still borrow from the bank. Get oversight of complex financial portfolios all in one place.
* No more separate statements or slips.
Your income and expense transactions are gathered and updated whenever you log in. You can also add notes, visualise or export your spending data at any time.
* Find any income and expense transactions instantly.
From any time. Whether it’s 3 days, 3 months or 3 years ago. All your bank account transactions belong to you and we will host it for as long as you are signed up for 22seven.
* Your tax return is made easy.
All your income and expenses are categorised and exportable. You can also use your transactions in 22seven to rock your tax return and get a 25% discount with TaxTim.
* Invest tax free, at low cost, and all online.
Invest at the flick of a finger, in as little as 5 minutes. Put money in easily at any time, from as little as R350 with industry average beating fees, and tax free.
* 22seven is a free service from Old Mutual.
Our service currently works with accounts from South African banks and financial institutions. While you can use it overseas, we don’t support foreign banks and other financial service providers.
We regularly release new versions of our app in an effort to fight the good fight against bugs and other pesky gremlins trying to ruin your 22seven experience.
Ratings and Reviews
By far the best budgeting app I’ve used
I’ve been looking for a budgeting app that works really well, particularly with South African banks and other account holder partners (because let’s be honest, the majority of the cards in our wallets and purses these days are membership cards and not bank cards) and until today I hadn’t found one that worked as well as my own spreadsheet. Not anymore though. This app is awesome. I’m able to see my entire financial situation on one view with my phone at any time. What a win.
I Love this App
This is by far the best App I have used in 2018. Why did it take me so long to get it?!
It helps me keep track of all my spending to the cent. I am more aware of my spending habits as all my accounts are linked to the App. If you need budgeting tools and a reality check about your spending, this is the App for you. If you have a goal you saving towards, this is for you as the App tells you how much you need to save per month to reach your goal.
Developer Response ,
Wow! That's just what we love to hear. The highest of fives for your awesome review! We have plenty more features coming your way, so we hope you enjoy them just as much as the current ones ;)
Could have been a great app
This app had the potential to be awesome. At first it worked great and I was excited to finally find a decent budgeting app. Problem is that after selecting which accounts to track renaming them and spending hours categorizing transactions the app kept not saving those changes in future when it logged on to my bank accounts or the app had an update. This happened several times. Wasting all that time is frustrating and makes the app completely pointless because all your past budgeting and changes are lost. A real pity as this app really has potential to be great. I’m using it on an iPhone so might be an iOS issue.
Developer Response ,
Hi there. Thanks for your review! This doesn't sound right at all. Would you mind reaching out to our support team, the Svens, on firstname.lastname@example.org with some more info? It sounds like your device may have had trouble connecting to our servers. As a result, changes you were making may not have been saved. We'd like to investigate further, though, so please do reach out :) Apologies for the trouble!
- 22seven Digital (Pty) Ltd
- 102.9 MB
Requires iOS 10.0 or later. Compatible with iPhone, iPad and iPod touch.
- Age Rating
- Rated 4+
- © 2019 - 22seven Digital (PTY) LTD
Up to six family members will be able to use this app with Family Sharing enabled.