Your Xero subscription, in your pocket.
Accounting software trusted by 4.9 million+ small businesses and sole traders worldwide.
Create quotes, invoices and bills, capture expenses and receipts, receive payments and reconcile bank transactions on-the-go - all within the Xero Accounting App. Your Xero plan works on mobile and web - log in at xero.com to unlock reporting, connected apps and additional features.
Xero is accounting software trusted by 4.9 million+ small businesses and sole traders worldwide.
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Features:
MANAGE INVOICING ON THE GO
• Raise & send quotes for faster client approval & get started on the job sooner
• Reduce the time it takes to get paid by raising & sending invoices from your device as soon as the job is completed
• Send invoices directly to clients via email, text message or other apps
• Easily keep track of unpaid invoices, to see who owes you what - and even track the status of an invoice, seeing if it has been viewed by clients
• For US users, automatically calculate sales tax on invoices for any state or jurisdiction
MANAGE SPEND
• Record spend as soon as it happens to reduce office admin & time spent looking for lost receipts
MANAGE CUSTOMER & SUPPLIER INFORMATION
• Have vital contact information in the palm of your hand so you can do business from wherever you are
• Get a view of how much is owed and quickly add notes so you can build better business relationships
RECONCILE FROM ANYWHERE
• Good bookkeeping habits have been made easy - Smart matches, rules & suggestions makes reconciling your business transactions easy, from anywhere with a few simple clicks
• Filter bank statement lines to optimize your unique workflow, leading to faster reconciliation
• New sort & search tools to make it easier to view business transactions & streamline the reconciliation process
ACCEPT CONTACTLESS PAYMENTS RIGHT ON YOUR iPhone
(currently only available in the US, Australia, the UK, New Zealand & Canada)
• Accept in-person, contactless payments right on your iPhone, so you can reach new customers & take payments on the go
• Accept contactless payments from physical debit/credit cards, Apple Pay & other digital wallets. So there’s no need for additional hardware such as card readers or terminals
• Privacy & security of iPhone built in. Apple doesn’t store card numbers or PIN information on your iPhone or Apple servers, so merchants & customers can rest assured that their data stays theirs
• Tap to Pay on in the Xero Accounting App is free to set up, with no ongoing or monthly subscription fees. Stripe transactions fees still apply
• Save time, improve cash flow & focus on growing your business
KEEP TRACK OF CASH FLOW
• View summaries of outstanding bills & invoices to see what’s owed
• Quickly & easily create bills by capturing photos or selecting files from your mobile device, with our new automatic bill uploader with AI
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XERO ACCOUNTING APP IS POWERED BY XERO
To contact support, visit us at https://central.xero.com/, raise a ticket, book a call & someone will reach out to you
Got product & feature ideas for the Xero Accounting App? Visit https://productideas.xero.com/
You're in good hands with Xero. We're rated GREAT on Trustpilot (4/5) with 11K+ customer reviews (as of July 2026)
Downloading & accessing the Xero Accounting mobile app is subject to the acceptance of Apple's Standard EULA https://www.apple.com/legal/internet-services/itunes/dev/stdeula/
More terms apply if you use Xero's services, see https://www.xero.com/legal/terms/
I’m a CPA with 20 years experience and specialize in financial systems applications. Xero is fantastic and this App does what it is supposed to do and it does it very well. With my clients and myself, I use this App to enter receipts, reconcile Bank and credit card accounts automatically fed from the bank, and issue invoices to clients. I also use it to upload files to my Xero file storage. I don’t use this App for financial reports, adjustments, or other things it does not allow (of course) but I do everything else in Xero cloud/browser. Xero is very intentional in its design. Learn it and you’ll love it.
Seven Years… time to go
PhõCali_banhmi
Struggle to give this application three stars. If the mobile app was better, sure I would. If the customer support was better, we’d probably be talking five stars. I’m giving an overall rating of two stars because after being a customer for seven years, never having a problem with my bank feed, it’s stopped working in June. It’s October and their team still says “we’re working on it“ – ?? That’s all you’ve got for me? When you can have an automated bank feed and set up bank rules that essentially do reconciliation for you, that’s extremely valuable. But when it’s not working… Forget about it. Good luck – make sure you do a lot of research and trial all of your bank connections very carefully and make sure everything‘s working well before you proceed with this subscription.
Lacks the most basic functionality
RateTheGreat
Yeah you don’t get it. Okay. Lacks basic functionality. Example: For 10 months it has failed to learn that payments to Amex are credit card payments. It therefore makes me manually categorise these transfers between my Xero accounts every time. Repeat that for 100 other recurring transactions that it fails to learn from. I don’t use the website and rules can’t even be manually set on the app to workaround this lack of basic learning abilities. Very very poor. Wish I’d never switched.
Developer Response
I can see you've updated your review and I'm sorry to see you having issues with your AMEX feed. Could you please come through to our support team so they can help streamline this process > https://bit.ly/3A3t96e Thanks. -OG---Thanks for leaving a review and we're sorry to hear you feel this way about our support people and you are having issues with the app. Thank you for posting the review, we'll look. into your case, can you please update your review with your customer support number, so we can help you.
Needs significant improvement
mike6920
The Xero mobile app falls short of expectations, especially for a premium accounting software. While the web platform is excellent, the app lacks essential functionality, making it frustrating to use. My biggest issue is the inability to select custom date ranges for Profit and Loss reports, as only preset ranges are available. This severely limits its usefulness and forces me to rely on the website instead, which defeats the purpose of having a mobile solution. In today’s world, a feature as basic as custom date selection should be standard. I hope Xero invests in making the app more robust to match the capabilities of the web platform.
Developer Response
Thank you for your detailed feedback Mike. We understand how important features like custom date ranges for Profit and Loss reports are to your workflow, and we appreciate you sharing your experience. Our team is always looking for ways to improve the mobile app, and your input is invaluable.We encourage you to submit your idea or vote on existing ones at the Xero Product Ideas Portal. It’s a great way to directly influence future updates. Thank you for helping us make Xero better! https://productideas.xero.com/
The latest batch of Xero Accounting App updates has dropped. These include bug fixes and performance improvements.
Version 10.105.0
The developer, Xero Ltd, indicated that the app’s privacy practices may include handling of data as described below. For more information, see the developer’s privacy policy .
Data Linked to You
The following data may be collected and linked to your identity:
Location
User Content
Identifiers
Usage Data
Data Not Linked to You
The following data may be collected but it is not linked to your identity:
Contact Info
User Content
Diagnostics
Privacy practices may vary, for example, based on the features you use or your age. Learn More
Accessibility
The developer has not yet indicated which accessibility features this app supports. Learn More
