See your future balance, stay ahead of bills, and explore up to 30 years of possibilities. Now with Siri shortcuts, financial insights, and a refreshed dashboard.
Know what your money can do next.
Cash Predict helps you see your future balance, stay ahead of bills, and plan for the life you want. Start with your current account balances, add your expected income and scheduled payments, and see how your finances could change over the coming months and years.
SEE YOUR CASH FLOW AHEAD
Forecast daily balances up to one year ahead. See when money is coming in, when bills are due, and where a cash shortfall could appear. Adjust your plan and see the effect on your savings and net worth.
EXPLORE UP TO 30 YEARS
Future Outlook takes your plan further. Explore projections from 5 to 30 years, adjust inflation, income growth, and savings returns, and see how scheduled commitments ending could affect your future finances.
ASK SIRI AND BUILD SHORTCUTS
Check account balances, upcoming bills, financial reports, goals, and forecasts. Update balances, record daily spending, and mark scheduled bills as paid or income as received. Test a one-time purchase or monthly income change against your cash flow before changing your plan.
Open-ended financial questions require Apple Intelligence on a supported device running iOS 27 or later.
UNDERSTAND YOUR FINANCIAL PICTURE
See actual versus budgeted totals, recorded net worth progress, and interactive cash flow, savings, and category charts. Get insights about projected shortfalls, emergency savings, debt, and progress toward your goals.
KEEP ACCOUNTS AND BILLS ORGANIZED
Manage cash, savings, credit cards, debt, and other assets in one place. Set savings goals, schedule recurring income, expenses, and transfers, and choose reminders for upcoming payments.
EXPLORE YOUR OPTIONS
See how a new expense, a pay rise, or a larger savings contribution could change your forecast. Export your one-year budget to your preferred AI app when you want to explore it further.
EASY TO START, EASY TO KEEP CURRENT
Guided setup helps you create your starting budget. Keep balances updated without connecting your bank. Use widgets for a quick look at your forecast and upcoming bills, and sync your financial records between devices through iCloud.
NO ACCOUNT OR BANK LOGIN REQUIRED
Your financial records are stored on your devices and synced through iCloud. You choose whether to export them to another app; that service's privacy practices apply when you share.
FREE TO USE, OPTIONAL PLUS
Use Cash Predict with ads, or choose the optional Plus subscription for an ad-free experience and to support continued development.
Plus is an annual auto-renewing subscription. Payment is charged to your Apple Account. It renews unless canceled at least 24 hours before the current period ends. Manage or cancel your subscription in your App Store account settings.
Privacy Policy: https://cashpredict.app/privacypolicy.pdf
Terms of Service: https://cashpredict.app/termsofservice.pdf
This app is exactly what I’ve been looking for. It allows you to see how much money you will have in 3 months, 6 months, or a year from now if all of your bills and income stay exactly the same. There may be other apps out there that do it but, they don’t look as clean and aren’t free with ads like this one. I enjoy using it every day. It deserves every star. Well done. The only suggestions I would like to see are, make it easier to enter an expense that is not recurring, so we don’t have to deselect “no end date” and then enter “0 installments left”. Make the categories customizable instead of only giving us limited choices. Make it possible to click into the categories forecast so that we can see which expenses are contributing to the category total. Lastly, make it possible to forecast beyond 1 year. If you do these things, I would love it even more, and the app will be absolutely untouchable and in a league of its own.
Developer Response
Thanks a bunch for your support and taking the time to send these suggestions! We’re always excited to hear from our users. We’ll keep these ideas in mind for future updates.
I've been on the hunt for this for SO long!
sochiniteli
This is the first budgeting app that I've found that does ACTUAL budget forecasting, with real-time updates and cash level monitoring so that you can easily see where you stand at any given time. It's AMAZING and has been such a game changer for me! If I could give this app 1,000 stars I would. I've gone from a seriously struggling budgeter to looking forward to checking in on what I affectionately call my "wizard app" every morning. Seeing where and when we can expect to have excess cash gets me excited to save! This app is a treasure! 🙌
Developer Response
Thank you so much for your kind words and for describing your experience with such enthusiasm: we truly appreciated it. Feedbacks like yours is what fuels our team’s passion for delivering a great product. 🙏🎉
Cash flow and Dreaming
CodyRainwater
Seriously, more people should utilize apps like this. It allows you to see cash flow in real estate without all of the cluttered stuff of a lot of the other apps. It allows me to see potential savings and put real numbers in and stay on top of things with easy swipe left or right and quick editing allows me to get a real grasp on my finances and more of an analog approach instead of all the fancy ones that have too much.
Developer Response
Thank you so much for your fantastic review! We truly appreciate your support and are thrilled to hear that you had a great experience with Cash Predict. Your feedback means a lot!
The Best
xytozee
After trying 10 different budget/spending apps, I finally found the best one None of the others show you how much you can expect to have 1 month, 3 month or a year out. With this app, you can see how adjusting your expenses now, will have an impact on your savings 6 months from now.
Developer Response
Thank you so much for sharing your thoughts with us and for helping support Cash Predict.
• Plan further ahead with Future Outlook: explore up to 30 years with adjustable inflation, income growth, and savings returns.
• Use Siri and Shortcuts to check balances, review forecasts, update accounts, and record payments.
• Test purchases and income changes against your cash flow.
• Get financial insights about upcoming shortfalls, emergency savings, debt, and goals.
• Explore a refreshed dashboard with actual versus budgeted totals and net worth progress.
• Include Other Assets in your financial picture.
• Improved forecast calculations, bill reminders, and layouts.
Version 27.0
The developer, Softgroup Technology LLC, indicated that the app’s privacy practices may include handling of data as described below. For more information, see the developer’s privacy policy .
Data Not Linked to You
The following data may be collected but it is not linked to your identity:
Usage Data
Diagnostics
Privacy practices may vary, for example, based on the features you use or your age. Learn More
Accessibility
The developer has not yet indicated which accessibility features this app supports. Learn More
Information
Seller
Softgroup Technology LLC
Size
37.3 MB
Category
Finance
Compatibility
Requires iOS 26.0 or later.
iPhone Requires iOS 26.0 or later.
iPad Requires iPadOS 26.0 or later.
Mac Requires macOS 27.0 or later and a Mac with Apple M1 chip or later.
