Sparrow was born with a mission to empower the underserved and overlooked by removing the financial barriers that arise from less than perfect credit. We have designed a revolutionary credit card, meticulously crafted to help guide our customers on a journey to financial freedom.
Introducing the Sparrow Rewards Mastercard, an unparalleled credit card with a range of unique features:
- Experience the convenience of a virtual card, granting you immediate and continuous access to your credit line
- Earn 1% cashback on all your on-time payments, rewarding you for responsible financial behavior
- Stay informed with real-time notifications, keeping you updated on all your card activity
- Explore the Climb to Prime app feature where you can gain access to credit line increases, keep an eye on your credit score, and learn the rules of the credit-scoring game
In addition to these remarkable benefits, the Sparrow app provides a seamless user experience, allowing you to effortlessly make payments, freeze and replace your card, update personal information, reset your PIN, and easily manage recurring subscription charges.
Plus, Sparrow reports your account performance to all 3 major credit bureaus, guaranteeing that your creditworthiness is recognized and rewarded, opening doors to better financial opportunities.
The Sparrow Mastercard is issued by Evolve Bank & Trust pursuant to a license from Mastercard International Incorporated.
I love love love this card!! My payments are posted immediately in turn giving me immediate access to my available credit. The app is super easy and simple to use and I love that they allow me to pay with my debit card giving me instant access to my credit if needed!! And I can use it at the pump which a lot of credit builder cards don’t allow! This is the card I reach for every time now, but I also make consistent payments trying to keep it around 30% CU. I’ve had two increases in less than 1 year AND virtual card is great for my Christmas shopping so my card info isn’t floating around! Best card ever, I cannot believe some of the bad reviews, I don’t have a single complaint. My credit limit is now up to $800
Not the best choice
SnowdragonEX1988
Come to find out I can’t use this card in app and several other things. Even though it’s listed as you can and claims you can. Then they blame the company I’m purchasing from went to the companies website as long as it a visa, Mastercard and so on doesn’t matter the company they accept the payment. But sparrow claims up and down they don’t. Have in app purchases listed which is a lie you can’t. So if you are looking for a Therapeutic way to ease yourself this card isn’t it. Imagine if I went in store to purchase something and it’s declined. Smdh. Waste of my time honestly. Will be paying it off this summer and canceling I don’t need a card I can’t use to keep myself sane. Never had a credit card I couldn’t use in app for purchases. So this is definitely a first but they shouldn’t lie on a company because they don’t know how to fix the issue which starting to believe the card is restricted for security purposes and they just don’t want to deal with it
OVERALL BEST
JDYK87
Whether building or continuing on your current path of good credit this card is for you. Ease of access with a virtual card and limits that grow with you are just one of the many benefits you have! Customer service really makes you feel valued and like there is a one on one support system. Anytime I’ve had to reach out I’ve only gotten quick and helpful feedback. I love this card. I love this company. I feel secure in my financial future here! 😁
Horrible with disputes
Luce703
I’ve had this card for a few months. Rarely use it. However, I woke up one morning to find a warning about a charge to Starbucks in a state I don’t live in and don’t visit. They held “that” charge until I could confirm or decline it. I declined. So I log in to check my account and found two additional charges to Google, one for storage and one for Candy Crush on the same day that weren’t mine. I disputed the charges. They refused to remove them and stated that I used my phone to verify them as mine. At 4:45am, while I was sleeping (and apparently sleepwalking through Colorado). So I got stuck paying $45 in charges, one of which is a “recurring” charge. They sent me a new card, but it states that “recurring” charges may still be billed. UNHAPPY. I froze my card and have just left it frozen.
Thanks for using the Sparrow mobile app! We regularly update the app to improve your experience and make sure everything is running smoothly.
Any questions or feedback? Send us an email at hello@sparrowcard.com
Version 4.5.2
The developer, Sparrow Financial, Inc., indicated that the app’s privacy practices may include handling of data as described below. For more information, see the developer’s privacy policy .
Data Linked to You
The following data may be collected and linked to your identity:
Identifiers
Data Not Linked to You
The following data may be collected but it is not linked to your identity:
Financial Info
Contact Info
Identifiers
Usage Data
Diagnostics
Privacy practices may vary, for example, based on the features you use or your age. Learn More
Accessibility
The developer has not yet indicated which accessibility features this app supports. Learn More
Information
Seller
Sparrow Financial, Inc.
Size
107 MB
Category
Finance
Compatibility
Requires iOS 14.0 or later.
iPhone Requires iOS 14.0 or later.
iPad Requires iPadOS 14.0 or later.
iPod touch Requires iOS 14.0 or later.
Languages
English
Age Rating
4+
4+
This app has an age rating of 4+ with content restrictions. Some content may be rated higher, but access is managed by the developer through in-app controls.
