Build your financial future with Esusu.
Esusu is the financial wellness app built to empower businesses and renters with the financial tools they need to succeed. Unlock rent reporting, help build credit, track your progress, apply to split rent payments^, and access support all in one place.
Members can apply to split rent payments and help build credit without any hidden fees or costs. Esusu renters see an average 53-point credit score increase after enrolling in rent reporting.* Your on-time rent payments can help build your credit history, and with tools like rent splitting, you can pay rent in a way that actually fits your life.
Track your credit score in the app, monitor monthly changes, and download a fresh credit report each month. From credit monitoring to financial tools, we give you more control over where your money is going and what it’s doing for your financial health.
Esusus is empowering financial mobility at scale, unlocking billions and supporting millions. Download today!
ESUSU APP FEATURES:
Help build credit with the rent you're already paying.
Whether you're building credit for the first time or working to improve your credit score, Esusu helps turn your monthly rent payment into an opportunity to strengthen your financial future.
• Help build your credit: Report eligible on-time rent payments to all three major credit bureaus: Equifax, Experian, and TransUnion, with up to 24 months of eligible payment history included where available.
• Monitor your credit: Track your credit score, monitor your progress, and celebrate milestones as your financial profile grows.
• Split your rent with Esusu Pay: Eligible renters can apply to split one month's rent into two interest-free payments with Affirm through Esusu Pay, helping make rent more manageable. Subject to eligibility and approval. Available at select properties.
Financial tools to help you reach your goals
Everything you need to build financial confidence in one app.
• 1:1 financial coaching: Connect with certified financial coaches through Operation HOPE at no additional cost to create a personalized plan for your financial goals.
• Credit Hub: Access credit monitoring, educational resources, progress tracking, and personalized insights all in one place.
• Marketplace savings: Discover exclusive offers and financial products curated to help you save money and improve your financial health.
• Local resources: Find free and low-cost housing, food, healthcare, employment, utility assistance, and other community resources based on your ZIP code.
• Tax tools: Access to tax filing resources directly in the app.
Start building your financial future with Esusu today.
*Based on active renters at active properties from enrollment through Q4 2025. Average credit score increase calculated by comparing enrollment credit score to the latest available credit score as of Q4 2025, treating renters with no credit score at enrollment as having a score of zero. Esusu only reports on-time rent payments and does not report missed or late rent payments to the credit bureaus. Rent reporting services through Esusu does not guarantee an increase in credit scores or approval for any credit product, as scores are determined by credit agencies using multiple factors, including payment history on other accounts, credit utilization rates, and other variables. Individual results vary and are not guaranteed.
^Esusu is not a bank. Lending services are provided by third-party partners, including Affirm and Stable Home Fund. Subject to eligibility and approval.
Rent is by far my biggest monthly payment, and probably is for most people. It’s crazy to think that consistently paying my rent doesn’t help build my credit but missing one credit card payment will.I like Esusu because it helps me build my credit by doing things I already am doing. The app itself is very intuitive too, which helps in other ways. I’m currently working on my financial literacy so I’ve found the app surprisingly useful for that too (still exploring though).I highly recommend this to anyone who wants to help build their credit score!
A game-changing solution to build credit
Jules Mark
The Esusu platform is a fantastic platform as it ensures your rental data is included in your credit score - which is crazy this hasn’t existed before. I am grateful to Esusu for helping me ensure positive credit for something I already do every month. The app is a great resource for managing other financial resources and programs. It has some resources I didn’t know about including financial coaching. It is an intuitive and easy-to-use app. Highly recommend!
Super helpful
Nat-Nat!
I’ve been using Esusu for 6 months now, and it has been a game-changer in managing my finances and building my credit score. The app makes saving money simple, offering features that encourage consistency and financial accountability.One of the standout aspects is how seamlessly Esusu reports rent payments to credit bureaus, helping me build my credit score without taking on debt. The app is intuitive and user-friendly, making it easy to set savings goals and track progress.The support team is responsive and helpful, which adds to the overall positive experience. While the app is highly effective, it could benefit from budgeting tools and wider range of savings plans.Overall, I highly recommend Esusu for anyone looking to improve their financial health and credit score.
Nice Informative App!
Felineincharge
I absolutely love this app! I have visited Esusu’s website several times since joining a year ago, specifically to help improve my credit score. The summary that pops up shows an improvement on my score of 55 points in one year … slowly but steady!!! The app is user friendly and offers tons of educational information and other sites and features to assist your “wealth” being in several ways. Thanks Esusu!
Same Esusu, fresh new look. We redesigned the app to make your experience simpler, smoother, and easier to navigate, with a few performance improvements behind the scenes, too.
Version 2.5.1
The developer, Esusu, Inc., indicated that the app’s privacy practices may include handling of data as described below. For more information, see the developer’s privacy policy .
Data Used to Track You
The following data may be used to track you across apps and websites owned by other companies:
Contact Info
Identifiers
Usage Data
Data Linked to You
The following data may be collected and linked to your identity:
Financial Info
Contact Info
Identifiers
Usage Data
Data Not Linked to You
The following data may be collected but it is not linked to your identity:
Contact Info
User Content
Identifiers
Diagnostics
Privacy practices may vary, for example, based on the features you use or your age. Learn More
Accessibility
The developer has not yet indicated which accessibility features this app supports. Learn More
Information
Seller
Esusu, Inc.
Size
102.2 MB
Category
Finance
Compatibility
Requires iOS 15.0 or later.
iPhone Requires iOS 15.0 or later.
iPad Requires iPadOS 15.0 or later.
iPod touch Requires iOS 15.0 or later.
Mac Requires macOS 12.0 or later and a Mac with Apple M1 chip or later.
