Description

ClearScore’s vision is to help everyone, no matter what their circumstances, achieve greater financial wellbeing.

We’ve started this journey by giving everybody access to their free credit score and report, forever. Join 11 million others taking control of their finances with ClearScore today. We show you the information lenders know about you, so that you can fix mistakes and improve your score.

A better credit score means better deals, so make sure yours is as good as it can be.
Visit your offers to find credit cards, loans, and more, all tailored to your unique financial situation. You’ll even see how likely you are to be accepted, so you can apply with confidence.

Track your finances in your credit report - your credit cards, loans, spending, repayments are all here, in one place. Checking your monthly ClearScore credit report could prevent any nasty surprises and help you detect fraud before it’s too late.

UK users can now learn to stay safer online with ClearScore Protect, our free dark web monitoring service. Every three months, we scan the dark web for your stolen passwords and let you know if we find anything, so you can take control.

Features:
- See your free credit score, credit accounts, financial associations and any
searches against your profile
- Track your finances and find out what’s affecting them
- Get your monthly report, plus a push notification every time your new report is ready
- Receive alerts when something changes on your report
- See how likely you are to be accepted for credit cards, loans and more
- Enjoy free Coaching plans with personalised to-do lists to help you reach your financial goals
- Scroll through the Timeline tool to track the last 6 years’ of your finances
- Log in instantly with Touch ID & Facial Recognition

Signing up is quick and easy:
1. Enter some details about yourself to match you with your credit file
(Equifax in the UK, Experian in South Africa)
2. We’ll ask you some security questions that only you would know
3. Your credit score and report are yours, for free, forever!

Ready to take control? Sign up in just a few minutes. No free trials - just free, forever.

For the UK:
ClearScore is safe, secure and FCA Regulated
- We are regulated by the Financial Conduct Authority and comply strictly with the 1998 Data
Protection Act
- Your information is kept safe using the most robust and secure systems and processes
- We never sell your details or send you spam
- We make our money through commission (if you take out a credit product via ClearScore)

Get greater peace of mind with Protect Realtime.
Protect, our dark web monitoring service, is free, forever. Want the ultimate protection? Subscribe to Protect Realtime for just £2.99 per month. You can search additional emails, uncover more stolen personal data, like your bank account details and address, and access dedicated live support.

Subscriptions renew each month automatically and will be charged to your iTunes account within 24-hours of the end of the current period. You can turn off auto-renewal at any time by going to your settings in the iTunes Store after purchase – but refunds will not be provided for any unused portion of the term. These prices are for United Kingdom customers. Pricing in other countries may vary and actual charges may be converted to your local currency depending on the country of residence.

Privacy Policy: https://www.clearscore.com/privacy-policy
Terms of Use: https://www.clearscore.com/terms

What’s New

Version 3.23.0

You wanted your ClearScore app bug free. We've been working on it.
If any have slipped through the net, please let us know at ios.clearscore.com

And, if you're feeling kind, please review us on the App Store and help us spread the word about ClearScore.

Ratings and Reviews

4.8 out of 5
37.4K Ratings

37.4K Ratings

Roobaloo ,

If you want to know your credit score

..and that’s it. Don’t fall into the trap of “Offers”.
I used to be a huge fan of ClearScore, I couldn’t sing their praises high enough, but as with all things that start small and focus on getting things right, they grow into monsters.
The ‘Offers’ used to be genuine. Over the 4 years or so I’ve been using ClearScore, I’ve used ‘Offers’ to get loans and balance transfer cards. The % indicating the chance of approval helped me decide what was right to apply for, it worked and I’d been able to manage my money. However, now they offer so many different services (loans, credit cards, mortgages, insurances etc) clearly the standard has dropped. I would now guess it’s just click bait. I have just tried to get a new balance transfer as my current offer is coming to an end... my credit score is the highest it’s ever been, and I had 4 cards that had a 90% chance of acceptance. Oh I got accepted, but not one of them kept the original offer; either increasing the APR, the fees, or the duration. So the Chance of being accepted has no relation to the offer, that’s there to pull you in... because once you get to the lenders offer, you don’t get to sit and think about the impact the change it has, you must decide then and there to accept the terms or wait a month to try again.
I’ll be getting my financial services elsewhere from now on, because ClearScore is of no use.

Developer Response ,

Hi there, thanks for your review. I appreciate you taking the time to leave feedback, and I’m really sorry to hear you've had this experience. I hope I can offer some clarification. We offer a range of offers to helps our users improve their financial self. We also rank each offer according to the savings you’ll make and not based on commission. Furthermore, the interest you would have seen for this product would have been representative APR. Unfortunately, unless you are 100% Pre-approved, for the offer these APR's are subject to change. This should have been made clear to you before applying and I'm sorry if it was not. If there is anything you'd like to understand or query please feel free to email us at ios@clearscore.com so we can look into this for you. Thanks, Maliyah.

Itsnicknack ,

The most accurate credit score I’ve seen

ClearScore seem to give the most accurate scores that I’ve come across. I’ve used Experian directly and get a completely different score, which made no sense on my circumstances at the time. ClearScore always seems to reflect my current financial situation accurately month on month.

This is a great app if you want to get your finances in order or see a summary of everything at a glance.

That being said, the reason for this review is that I believe there to be a security issue with the log in screen. If you select “remember log in details” (or whatever the equivalent is), then every time you open the app, your email and password are already filled out. Great, it does as it should? The email is displayed and the password uses U+25CF black circles to mask the password. However, it allows you to click “Show password” which turns the ascii values into standard characters, displaying your password in standard characters. This would easily allow someone to change the password on the account and even use this password for other applications, since most people use the same password for everything.

Developer Response ,

Hi there, thank you so much for your feedback.
It sounds like the password setting you've chosen you can disable either on your phone or within our app. This will only save your login details to your device, it will not allow you to login elsewhere without entering your password.
If you have any further questions about understanding your report or score, please can you contact us on ios@clearscore.com so that our User Delight team can help you.
Many thanks, The ClearScore Team.

Forceitin ,

Half and Half - it's free but that's the issue

Firstly, we all want it 'free' but that comes at a cost. This is minimal information scraped from Equifax. Personally I found that accounts were missing so mine simply says 'there are no utility's linked to your account' - Water, Gas, Electric etc. Secondly my only negative factor is my largest credit card limit is low when I knew I had a default. Now the 'timeline' tab insists on a log in although I'm already in the app and have authenticated via fingerprint.
The 'other' credit agency holds more current and valid information, so whatever way I look at it, this is a glorified way of link selling additional finance, Cards, Loans etc. If you reverse the concept, this is an app to marry you up with additional credit by managing your expectations in presenting limited information regarding your current 'score' and likelihood for acceptance.
Just to be clear the 'other' reference agency made an app to give you access to your score and a paid version for enhanced access to your credit info but have now added the same section for credit recommendations so there must be good referral fees to be made.

Developer Response ,

Hi there, thanks for your review and sorry to hear this. Could you please email us at query@clearscore.com so we can investigate this further? Many thanks, ClearScore Team.

Information

Provider
Clear Score Technology Ltd
Size
74.8 MB
Category
Finance
Compatibility

Requires iOS 11.0 and watchOS 6.0 or later. Compatible with iPhone, iPad and iPod touch.

Languages

English

Age Rating
4+
Copyright
Price
Free
In-App Purchases
  1. Protect Realtime £2.99

Supports

  • Family Sharing

    Up to six family members will be able to use this app with Family Sharing enabled.

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