Pockit helps everyone access a mobile banking alternative with a prepaid contactless Mastercard®. This means all the benefits of banking online (and more!) without the credit checks of other bank apps.
Top up easily using cash, bank transfer, or debit card. Send money within the UK, set up Direct Debits, and make payments with Apple Pay. Access cashback rewards and get the opportunity to start building your credit score and access to credit in just 3 months.
Here’s why 1,000,000+ people love Pockit:
INSTANT PAYMENT
• Get your card details straight away to start digital banking and online shopping
• Receive your pay a day early at no extra cost
• Access an instant UK account number
ALL THE KEY FEATURES OF A BANK ALTERNATIVE APP
• Instant spending alerts and balance updates
• Manage bills, rent, and even PayPal top-ups in one place
• Get up to £100 cash advance before payday
• Use our credit score builder
BUILD CREDIT SCORE & GET ACCESS TO CREDIT
• Get up to £100 cash advance before payday. 0% interest-free. No hard credit checks. Better alternative to credit cards and short-term online loans with more control & flexibility than an overdraft. Terms apply
• Borrow up to £500 after 3 months at 0% interest. Repay easily in 3 monthly installments, small flat fee applies. No hard credit checks (subscription required)
ONLINE BANK ACCOUNT STYLE MANAGEMENT
• Lock your card if you lose it and order a replacement in seconds
• Manage up to £10,000 in your account
• Easily share an online bank account alternative with friends or family
REWARDS!
• Better deals on broadband, TV, and mobile services
• Use your Pockit card for a chance to win £250 every week (terms apply)
• 15% cashback from leading retailers like Sainsbury's, Argos and Pizza Express
ACCESS POCKIT's BANK ACCOUNT ALTERNATIVE WITH:
• Low credit or no credit history (including if you’re new to the UK)
• £0 subscription fees
• A birth certificate & other forms of ID that are not accepted by online banks
You can get access to a mobile banking app alternative in just 3 minutes with no credit score check. Apply now for an easier, more rewarding form of online banking.
Disclaimers:
1. Pockit is a prepaid account, not a bank. Prepaid accounts are not covered by the Financial Services Compensation Scheme (FSCS).
2. Credit scores can be influenced by various factors and improvements to your score are not guaranteed.
3. Sign up in the app or web. 18 years and older, subject to satisfactory residence and ID checks. Please note your card will not be dispatched until you have successfully verified your account. Delivery time depends on the delivery method you selected during signup and provided as guidance only. Actual delivery times may vary and depend on Royal Mail.
4. Personal credit becomes available after 3 months on the Fast Track to Credit plan, add £200/month to qualify, no adverse credit history.
5. Credit Builder, Personal Credit and Income Advance services are powered by SteadyPay.
6. Representative APR 40.47%. We do not charge interest. The APR depicts the transaction fee of £4.99 as the cost of using our service. Representative example: Income Advance issued: £50. Interest charged: 0%. Transaction fee paid: £4.99. The repayment period for Income Advance is 90 days. Total amount paid: £54.99. Representative cost: 40.47%.
I opened an account at the end they asked me for ID with this they said I would upgraded so I sent my ID it was verified a few days later my friend transferred £50 as I needed electric gas food quite desperately anyway when I went to check my account it wouldn’t let me in giving a message saying my account was under a security review they wouldn’t tell me why and couldn’t give me a time frame. You can’t phone them their webchat is down so you have to email them. At first they asked for my ID again and then nothing for days so emailed them everyday after that no response then a standard message saying they’d received my email and were dealing with my account as fast as they could again no explanation. It has now been 4 weeks or just over I got an email yesterday saying they hadn’t forgotten me but was addressed To Mr, etc. Not even my name there so I tried to open another account with different email but everything else the same they soon sent an email saying I already have an account. So basically they have my money and I feel that I have been robbed. I’ve sent emails to this affect but no response. So please stay away from these people
Muhammad ellahi
Mo Ali888
Feedback This packet bank are scammers froud and time wasters 100% I will put 300 comments to social media that no one will open any bank account with this scammers people packet bank are unprofessional and scammer 100% scammers. They have no shame that you making other people in big trouble and scam people money that money people earn from hard work every time you use card they is charged every time direct debit go out they charge every time you take cash they charge every time you put money in the account they charge. This bank is not free they charge last month my account over £250 pounds just a charge this bank is big scammers bank. Zero Zero Zero 100% Zero no one need open this bank account your money not safe this packet bank account. I can believe 100% once they get over millions accounts and one day they will shut down and take every one money. This bank not a bank they are a scam who set up a mobile app no telephone no live chat only email that they Dnt reply after 10 days. 100% this is a big scam i already reported to auction fraud i received response from auction fraud 276 thousands people reported to auction fraud about this packet bank account they are 100% scammers they will shout down soon as possible. Please take all your money out and stay with out stress. Please close the account with packet.
Absolutely unacceptable behaviour
Butt0307
Absolutely unacceptable behaviour. I have opened an account with Pockit just few days ago. I play online casino games and I won £300 , unfortunately i have made withdrawal in Pockit account. I made a transfer of that money into the United Kingdom bank account. 1st of all i received a message money will be transferred in 2 hours if not then 36hours. Which is absolutely unbelievable. But after 12 hours they restricted my account and send me the notification that account has been restricted please follow the step in the app. So i opened the app and once again i have to proof my identity, proof of address and where this money came from. This is serious awful. When i opened my account just few days ago i have provided my identity and proof of address. This not enough worse thing is when they want me to follow the steps in the app i have to take the photo directly can’t upload from my phone. I am 68 year old man then i have to call someone to help me out because these days everything thing is digital. They dont realise that for banks statements or etc people have to arrange printing. I am very disappointed with Pockit. I have uploaded everything whatever they asked me but now it has been more than 15 hours my account is under review and restricted. I will advice everyone whoever is reading my review please do not use Pockit. I will share my experience every where on social media to warn people not to use Pockit.
Mr Eslami
Ogfhirgu
I been a customer of Pockit for several years now and I always had kept good records and balances with them,about a year and half ago I was away from uk and during that time somehow someone managed to hack into my email and when I got back to uk I had to obtain a new phone number as my phone wasn’t used in uk for over a year so I had to get a new number,since my email was hacked into the Microsoft wouldn’t let me use the email I gave to Pockit and since they had turned their phone off to their customers,for eight months now I been trying to contact them vi my other email address,but every single email I’ve sent them “121 emails “ they responded with”sorry,contact us with your own email,the one you gave us!!!”but in every single email I sent them I explained that I can’t get into my old email as it’s been hacked into,yet they gave the same reply??!!!!their phone number is been unmanned for since the COVID-19 started and now that all is been back nearly to normal and every single companies is been reopened,yet Pockit still”HAVEN’T REOPENED THEIRS??!!!!!!”and yet they will not help their own customers when it’s been their fault for not reopening their phones!!!!!!i am a severely disabled person and need access to my opp and yet all this being their fault,they are not prepared to open their lines in order to not pay someone to man it??!!!!all that at the costs if their customers,I wish I had never opened the account with POCKIT
Along with some bug-fixes we have made it easier to find your favourite Pockit features in our new 'Explore' menu.
Version 3.3.4
The developer, Pockit, indicated that the app’s privacy practices may include handling of data as described below. For more information, see the developer’s privacy policy .
Data Linked to You
The following data may be collected and linked to your identity:
Identifiers
Usage Data
Diagnostics
Data Not Linked to You
The following data may be collected but it is not linked to your identity:
Location
Privacy practices may vary based, for example, on the features you use or your age. Learn More
Accessibility
The developer has not yet indicated which accessibility features this app supports. Learn More
Information
Provider
Pockit Ltd
Size
85.6 MB
Category
Finance
Compatibility
Requires iOS 15.0 or later.
iPhone Requires iOS 15.0 or later.
iPod touch Requires iOS 15.0 or later.
Mac Requires macOS 12.0 or later and a Mac with Apple M1 chip or later.
